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Larry Davis - Prime Lending

5.0 (42 reviews)
Closed 8:30 am - 5:00 pm

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Received a referral from a family friend and to be honest I was not expecting much but boy were we wrong in the best possible way. We tried to work with so many lenders to make a refinance happen and after six lenders telling us we did not qualify because of our 1099 income, we were about to give up. We had contacted a realtor and we were going to put our home up for sale four months ago. Within the first week of applying for a mortgage and running our credit score, we knew Prime Lending was different. Their attention to detail and above and beyond the customer service in answering every phone call, email and no question went unanswered. If anyone else is struggling to qualify with 1099 income as we were, there is hope. Not only was our interest rate lowered, but we also received some cash to consolidate our bills and to make repairs in our home. This is a life-changing refinance for our family and we can't thank the Larry Davis team enough. Julia, who is the loan assistant is wonderful to work with and of course Larry Davis, Manager who gave us every update and superb customer service. We would highly recommend Prime Lending to anyone looking to purchase a home or refinance. We are so grateful we get to stay in the home my husband grew up in and keep our home for our kids to grow and one day pass on to them.

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9 years ago

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10 years ago

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Review Highlights - Larry Davis - Prime Lending

Larry and his assistant Julia worked closely with us and our realtor to ensure a timely and efficient closing.

Mentioned in 13 reviews

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My partner and I recently finished a lengthy mortgage process due to the California balcony law and…read moreand Tim Joe was an amazing help throughout the whole mortgage journey! He started by thoroughly explaining how the process works (we were first-time home buyers), and he worked tirelessly to find us the best mortgage available to us. He gave us some solid advice for the future also. We were connected to Tim Joe through our realtor, and we felt very fortunate to have Tim in our corner. He always responded promptly to our questions and made us feel confident throughout the entire process. We will forever be grateful for Tim and his team, and we hope to recommend them to our friends and family in the future.

I had a great experience working with Timothy on my refinance. From start to finish, he was…read moreincredibly responsive, patient, and knowledgeable. I had a lot of questions throughout the process, and he always took the time to explain everything clearly and thoroughly, which made a potentially stressful situation feel manageable and straightforward. What I appreciated most was his customer service. He never made me feel rushed or dismissed, even when I needed clarification multiple times. He stayed on top of timelines, communicated proactively, and made sure I understood each step before moving forward. Refinancing can be overwhelming, but working with someone who is calm, transparent, and genuinely supportive made all the difference. I'm very grateful for his help and would absolutely recommend him to anyone looking for a lender who truly cares about their clients.

Richard Rodriguez - Statewide Funding - Reception Area

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Richard thank you and your team for one of MANY clients we're helping achieve the American Dream of…read moreHome ownership. Our last clients the Flores Family, first surprised then excited for the early closing you and your team helped execute! You guys are remarkable! Realtors veteran or new to the business, Richard and his team are your one stop shop for all your loan needs. You NEED a reliable, time adhering and honest Loan team... Richard and his hand picked team will get you what you want, in the time you want. If you've been considering trading up to an ELITE team... he's a call, text email away.

I met Richard via referral from a friend. I've been thru the mortgage loan process several times in…read morethe past for investment and owner-occupied properties and this recent loan with Richard was by far the easiest and most straightforward! From the beginning to end of loan process and closing, Richard was very responsive and answered all my questions quickly with the correct answer. Getting him our financial, property, and escrow information was very fast and efficient! Richard also called me the day after the presidential election to advise me to lock in our mortgage rate as the credit markets were moving, that saved us thousands of dollars! Richard Rodriguez is the best loan office/lender that I have ever worked with and I will go to him with all my future lending needs! Thank you for helping us get our new home!

Larry Davis - Prime Lending - mortgagebrokers - Updated May 2026

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