We recently had the pleasure of closing a transaction with Julie and the Aragon Lending Team, and…read moreit was a great experience from start to finish! Julie was professional, responsive, and on top of everything throughout the entire transaction. Communication between lending and escrow was excellent, and whenever we needed an update or had a question, she was quick to respond and kept everything moving forward. As an Escrow Officer, I truly appreciate working with a lender who understands the importance of communication, timing, and teamwork. Having a lending partner who stays engaged and works closely with escrow makes such a difference in getting everyone to a smooth and successful closing. Julie and the Aragon Lending Team were wonderful to work with, and I would absolutely recommend them. I look forward to working together again on many more transactions! Thank you, Julie, for being such a great lending partner!

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

I had an amazing experience working with Marty and Gohar throughout my home loan process. From…read morestart to finish, everything was incredibly smooth, organized, and stress-free. They were able to help us close escrow in just 24 days, which was so impressive and a true reflection of how efficient and knowledgeable they are. One of the things I appreciated most was their communication. Marty and Gohar were always available to answer my questions, kept me updated every step of the way, and made sure I understood everything throughout the process. Buying a home can be overwhelming, but they made me feel confident and well taken care of from day one. I trusted them completely, and they absolutely delivered. Everything worked out exactly as planned, and I couldn't be happier with the experience. If you're looking for a lender who is professional, responsive, honest, and truly has your best interests in mind, I highly recommend Marty and Gohar. I will absolutely be working with them again for any future transactions.

5/5 HIGHLY RECOMMEND hiring ARTIN F. & SUZY G.‼…read morePrior to working with ARTIN F. & SUZY G. @ Option One Lending; I went thru 3 other mortgage brokers. First 2 could not get me what I needed and the other was way too expensive. ARTIN F. & SUZY G. Successfully were able to lower my interest rate by a full percentage, approved me to cash out almost 100k, saved me more money by timing the closing so strategically & efficiently where I would skip 2 mortgage payments & did all this in under 30 days without any issues or confusion. Emails and phone calls and follow ups would be answered, replied, & completed within minutes. Thank you, ARTIN F & SUZY G. For doing what no other mortgage brokers were able to do for me.

Sean Dibsy was seriously the BEST loan officer!!! He made the entire home-buying process so much…read moreeasier and was always patient, knowledgeable, and incredibly responsive. I would randomly call or text him with questions, and he always made himself available to walk us through everything. He genuinely cared about making sure we felt comfortable and informed every step of the way. We couldn't have asked for a better experience and would recommend Sean to anyone looking to buy a home. Thank you, Sean, for everything!!!

**2nd update. After posting the update, since I hadn't heard anything back. I received a hostile…read moretext telling me he's "done with me" and will not help in removing the inquiry. This is the customer service you will be receiving. There's no kindness, no consideration. I have NEVER had this experience before. Again, others are to blame, but not the company. 9/28/26---Update---This was in fact another HARD inquire, as stated on my credit report, which I pulled. As of this evening at 9pm, no updates. Nothing has been resolved, even though this is the error of this company. I didn't send a threating email. I told them I'd be leaving a review so others would know to stay away from a company that has a motto of "we care" and "hold us to our word" yet when you try to address their error, they're very defensive and want to put the blame on the customer/potential customer. Calling me late in the evening and pressuring me to remove a review that is based solely on my experience with this company is threating and illegal. You can't mess up people's credit and deny all responsibility, and force them to lie. I'm not the only person who has had a horrible experience with this company. I have the date the credit was pulled again, and it's listed as a HARD inquiry, no matter how hard this company's owner tries to deny it. It's simple, you want a good review, you provide excellent customer service. Why would I be making up the fact that my credit score took a hit, Optimum did this, when they weren't authorized to do so. I have my email from the new "Madi" loan officer. She told me that she would be using the paperwork/credit report info from the previous loan officer (who somehow just vanished into thin air) when I asked if she'd be running my credit again, she said no, yet they did that the SAME DAY (even though I DID NOT tell her I wanted to continue working with her). Robert told me it was due to human error in the begin of his many texts, then tried to blame it on me. Avoid this company at all costs. I will not be bullied into removing my review. Until there is a good faith effort to correct their obvious mistake this honest and horrible experience will stay. I have no problem leaving a good review, when it's warranted. I do not leave fake reviews, and will not be pressured into leaving one here. Fannie Mae did not pull anything, this company's name shows up 2 time on my "inquires" list, because they did it 2 times. I also didn't get a loan with them, so why are they even continuing to have access to my information?

We Wouldn't Be Homeowners Without David…read more David Lerman and the entire team at Cal Union Funding made what felt impossible possible for our family. As first-time homebuyers, we ran into roadblocks with other lenders and weren't sure buying a home was going to happen for us. David was patient, honest, thorough, and always available to answer questions and explain the process at any given time. He kept us updated every step of the way and found solutions when others couldn't. Most importantly, he genuinely cared. Thanks to David and his team, we're in our first home, and we couldn't be more grateful. If you're looking for someone knowledgeable, responsive, hardworking, and who will fight to get your loan across the finish line, we highly recommend David and Cal Union Funding. Thank you so much for everything!

Recently worked with David on a home loan and he made the process as painless as possible. I was…read moreapprehensive and had many questions, all of which he was able to answer, clear and concise. He was great at following up and keeping open communication from start to finish. I have been recommending David to anyone who will listen to me.

An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Dave is the best bar none. Realstate strategist and a…read morefinancial genius to say the least, he's simply the best at what he does. I'm lucky to have had Dave help me in my Realstate and financial planning

Me and Husband have strong Faith and believe in miracles but never personally witnessed one In our…read morelives till we meet Dave. We been searching for a home for our Family of 5 for couple of years, we have met great people through the years but not till we met Dave did our lives change. Dave is so personable, efficient, super quick to respond, he has amazing knowledge and experience in this field, patient in answering all our questions, fully trustworthy, and fought so hard and was dedicated to helping my family get our Home. He literally made the whole process so simple and smooth but we know the behind the scenes he was the David to our Goliath of home buying. So now because we trusted Dave (our miracle worker) my family is in a much needed 3bed 3 bath home in S. Cali and we couldn't be more grateful. Yes!! We truly Recommend you and everyone we know to put your trust in Dave with his expertise, you won't regret it!!

Araz is incredibly knowledgeable and was able to guide me through my entire loan process when we…read morewere purchasing our home. The staff is also very friendly and helpful. I highly recommend doing your next loan with optima lending.

Great service by Lilit! She helped us from day one in getting all our documents ready for our…read moremortgage and guided us through the process until closing. As first time buyers, she helped us navigate the complicated process of applying for a loan. Would definitely recommend reaching out to Lilit for anyone looking to buy a home!

I had a pleasure of working with Mr Steve Kim helping our buyers with their loan. Steve was super…read moreresponsive and kept everything fully transparent and always brought great energy through out the process. What I appreciate most was Steve followed through his words, whatever he told us it's going to get done, he made sure it got done. Having a lender like Steve is what every Realtor could wish for ! Thanks again - Henry Tran eXp Realty

Steve Kim did an exceptional job getting us the best home loan and walking us through every step of…read morethe way. Our realtor referred us to Steve and we'd recommend him now to others. Steve was able to get us competitive rates compared to other brokers and lenders I shopped with. He also went back before closing and got us extra credits when the market dropped slightly. We had so many questions regarding the loan process and Steve answered all our calls, text and emails throughout the day. Highly recommend!

Found Stephanie on Yelp and I am sure glad I went with her. As a first time homebuyer I had many…read morequestions and Stephanie helped me every step of the way. I always felt I was in good hands with her. She always got back to me timely and was super efficient. We closed on the sale super quick! Something I thought would be incredibly stressful turned out to be one of the easiest things I did consider the complexity of the situation. She brought things to my attention I didn't even think to consider. Plus we got a great rate! Highly recommend Stephanie and her team! Thank you Stephanie!!

Stephanie Green is a senior loan broker and a national top performer with many years in the…read morebusiness who truly cares about her clients. Over the past 12 years, Stephanie has successfully closed every loan I've brought to her on behalf of my clients. She has also been able to save situations where others failed (typically buyers who were represented by their own lender who could not perform) which has been of great benefit to my seller clients. You can't go wrong with Stephanie.

Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

It's been such a pleasure working with Bill Rayman. He goes out of his way to make sure the clients…read moreare well taken care of. He is very knowledgeable, punctual, and kind. I will definitely continue working with him.