Mari is a sweetheart! I'm a Realtor & she is such a pleasure. She also supports the industry by…read moregetting involved with educational & networking events. I'm grateful to know her!

I reached out to Mari based on Yelp reviews for help understanding the tradeoffs in doing a…read morerefinance I had already started directly with my bank. I got a response the next day and was able to setup an phone appointment quickly. Mari ran some models for me with easily understood table and graphs. She did a great job explaining the tradeoffs. She was as honest as they come and recommended I did not finance at the rate and terms and also that she couldn't offer me what she thought I should wait for. She ran a second model for me looking at some options. It turned out my bank was able to offer me an ARM instead of 30-fixed at the rate I needed so I did go forward with them. Mari was super supportive and saved me from making a big mistake. I will definitely use her for future home financing and highly recommend her to you.

For years I was told I couldn't qualify to refi for various reasons and I all but gave up...until…read moreLiz and Land Home Financial Services Brentwood CA came along. Lots of back and forth and paperwork but Liz was on top of it throughout and able to get it done - and with great rates! Thank you Liz!

I had a great experience with Gina Butson, she was on top of all my stuff and keeping me informed…read moreof everything going on. She was so kind and had a great personality that kept things feeling light in some of the stressful times. I found the perfect place and closed quickly :) I would recommend her to family and friends. It was a wonderful experience.

Kevin was extremely helpful, friendly, and professional through the process of working with him on…read morea refinance. During this time, he was willing to take the time to explain anything that wasn't clear and made sure that each stage was handled efficiently, even going beyond to follow up personally to accelerate things where possible. His responsiveness was very quick, and it showed that he was really on top of making sure my questions were answered. Throughout, he made sure to communicate upfront any of the various documents that were needed, as well as ensured a smooth handoff whenever other representatives would be involved in supporting services. Kevin was a great, knowledgeable partner for this experience, and I would recommend him for your lending needs.

It was such a pleasure to have Kevin guide my sister and I through the home buying process. He is…read morevery friendly, helpful, and professional. We had been researching for awhile but was not confident in taking that first step. Kevin helped get the momentum going and was supportive through the whole journey. He was always just a phone call/text away. He has our best interests in mind and every time we had a question, Kevin was quick to provide an answer. If you're still dipping your toes in the water rather than jumping in, I recommend you to allow Kevin to help with the initial push and guide you through your home purchasing needs!

Heather Headley gave a presentation in downtown Oakland for the first-time home buyers programs…read moreavailable to prospective homeowners. Initially, I thought I would finally put my Veteran's Affairs benefits to some use and settle into a single family home, thinking that my modest single-Dad's income and average credit history was an obstacle to residential investment income. Well, after barraging her with questions in the class I began to see that there possibly was room in my life for investing in multifamily real estate after all without having to be a former millionaire dot-com investor enjoying early retirement. I made sure to get her card at the end of the class as I planned to contact her depending on how flexible my bank was going to be in terms of securing enough funds to pick up a reasonable property. For the first three months of my house-hunting process I went with a different company than Mason-Mcduffie, paired up with an agent I'd found through REMAX. I found my options seemed very limited with a VA loan, which tend to operate on very conservative parameters that I found too limiting. With the VA loan guarantee I could only shop for single family homes, which is a shame because multifamily is such a better business prospect for G.I.s re-entering civilian life and their families, and rarely came across duplexes that looked worth my time (using an alternate FHA rehab loan). So, I stopped looking. Another year passed during which time I had taken on a roommate and taken on a second and third job in order to build more of a nest egg and higher level of income history. About 15 months from when I first started looking I recalled how much more feasible multifamily investment property sounded when I took the class taught by Heather Headley, so I contacted her via email and phone and started the process all over again through Mason-Mcduffie. This was well worth my time. Going FHA / HUD, Heather Headley did some number voodoo and the figures looked far better on paper this go around--the lending terms were less constricting than through the VA, the interest rates were a lot better than the first mortgage company I went with, the real estate supply in Oakland had lived through another 12 months of slow death, and Heather at Mason-Mcduffie helped me secure a far better financing arrangement than I'd found with the previous lender. We were in close contact throughout the whole process, either via phone or email. She took the time to make sure I understood all the terms of financing clearly, explaining everything in simplest terms in a very straightforward manner. Not only that, but she put me in touch with an excellent real estate agent named David Richman who helped me scour Oakland for the best deal that, also, thankfully, turned out to be for sale by owner rather than in foreclosure or a bank-owned home. The two worked together very hard for the next 30 days to help make my first home purchase a reality. Things came together much more quickly this second time around and now, I'm not only a homeowner I'm also an investor with a starter property to live in and rent to tenants while building my real estate investment portfolio. I've now held the property for almost a year and from a work-life balance/business standpoint it was the best investment I could have made. If I didn't love my three jobs so much, I could quit my DotCom gig in the city, the freelancing work on the side, keep the part-time night job, take on a roommate. I could just manage my property full time and I'd be a happy urban farmer with a productive veggie garden, some hens, and a goat, occasionally enjoying the sound of frogs croaking in the creek out back while sitting on my porch with my guitar. Actually, now that doesn't sound like a half bad idea. Hmmm... Heather Headley at Mason-McDuffie is great and she'll be the first person I contact when I decide to refi. If you are currently undecided about which company to go with, are a single veteran looking to buy a first home and considering having a go at three or four unit multiplex properties (inflexibility of VA terms exclude these types of properties--LAME), get in touch with Heather Headley. She helped me make it happen.

I can't tell you how amazing Heather is!…read more If you are shopping for a home loan you want to work with her. She looks after you and makes things go smooth. She patiently explains and effectively gathers all the information necessary without making it feel like pulling teeth. I will always go with her, there's just no other way.

If you need a mortgage broker, I would highly recommend Jennifer! I don't know how I would have…read moregotten through buying our house without her. She was a real estate agent before so she was able to help me with many of my decisions. Many times (even though the answer was obvious) I would ask why is this even a choice? What are the pros and cons of making this choice over the other? She was able to share her many years of experience and pitfalls to avoid. We were also working with some unresponsive parties in the process, but she took the initiative to follow up, provide potentially needed info to other parties, and pretty much go outside of her responsibilities to help escrow close as soon as possible. As anxious as the home buying process can be, her optimism, patience, honesty, and daily status updates helped ease the stress (I have to admit, I miss seeing her emails when I get up in the morning). It was an absolute pleasure having Jennifer on my side! Hoping she could also help you in securing your next home!

Jennifer Nay was the real estate agent and mortgage broker that guided me through my first home…read morepurchase. For what turned out to be more than a year, Jennifer helped me sort through the hundreds of listings and many walk-thrus. Throughout the entire process Jennifer was professional, prompt, accommodating and optimistic that I would find the home I was looking for. We found it and almost immediately began the arduous task of securing the financing and closing the deal. Although the forms and documents seemed mountainous, Jennifer took whatever time I needed to fully understand each and every one. Jennifer took the reins with regard to the appraisal and inspections and made that part of the process stress free. Overall, my experience with Jennifer was very satisfying. I received fantastic terms for my loan, and could not be happier with my new home. Chris Mouser

Jonas Champion of Movement Mortgage is absolutely the BEST and is a lifesaver. Jonas makes the…read moreentire mortgage process painless and streamlined. He handles everything for you and next thing you know, you are scheduling an appointment to sign your loan papers. Super efficient, super collaborative and he absolutely cares about his customers. Jonas really has your best interest as the #1 priority. I highly recommend Jonas at Movement Mortgage. Great guy and a true professional!

Todd Flavio is my hero! I initially purchased a home with Bank of America as the lender and when…read morethe mortgage fell through, my broker, Leslie Klatt, gave Todd a call. Within the day, Todd called me with options and solutions to a problem that BofA said they couldn't fix. It was a difficult process and Todd was always available by text and phone to answer my endless and annoying questions; he was a true and honorable professional. I am deeply grateful for all his advise and counsel. I hope to refer anyone and everyone to Todd Flavio for all home financing needs!!!

I can't believe how great this mortgage company is. My first time buying a home and it was the…read moregreatest experience ever, not only did I understand the loan process but the agent John Wong made it easy, and stress free, and even gave me a pretty good rate. I recommend this company to anyone that is afraid of the whole mortgage crises.

Barbara is truly amazing to work with! I work in a job where I work with loan officers and loan…read morebrokers daily and Barbara was my clear number 1 option when looking to buy a home. One of the best personalities you can find and really ensured my fiance and I were taken care of every step of the way. Barbara is a genius when it comes to math, mortgages and just overall knowledge of rates and the process. Her knowledge and expertise literally saved us thousands. My fiance and I couldn't be happier in our new home. Looking at our finances, we are now saving over $600 a month from when we were renting to a place we now OWN! Better yet that's including mortgage, property tax, HO insurance and all that! I didn't even mention our new home is bigger and a lot nicer then where we were. I never thought I would be a person that would brag about a mortgage and the rate I got but when Barbara works her magic it is really hard not to. I have never wrote this much in a review but I truly feel Barbara has earned it. She is definitely some one you want to work with. She is the best!

Barbara and her team are great to work with! Getting a home…read moreloan with them was a breeze. Everything is clear and straight forward any concerns or questions are answered promptly. Their response time is exceptional! They will walk you thru and keep you calm . Exceptional service! Highly recommended! We are very happy clients!