After talking to Laurie things have changed this is a wonderful company to deal with very…read moreresponsive extremely up to date on business liability insurance needs wouldn't recommend using anyone else thank you Laurie for the help will only be dealing with you in the future

I have been with Craftguard since I started my business back in 2017. They were always very polite…read moreand very helpful. Stacy was wonderful and always on top of everything. After the prior agents left, then Stacy, and then Ashley. It has been a nightmare. The agents that are there currently lack customer service and they cut you off when trying to explain or inquire. They do not read or care to read your file and are not on top of things. They make payments without your permission even after told to call before making payments. I did the mistake of renewing with them this month. I do not think I will be renewing any of my insurances with them again.

As a fledgling entrepreneur I can definitely recommend these guy's services!…read moreThey have very professional individuals that will make your business loan request process a breeze! I took out a small loan for a business and I am completely satisfied with the deal I got. If you are looking for that extra help reach out to these guys you will not regret.

Baffled that the spam mailers they send out are legal. Designed w/ government-esque imagery to look…read morelike official IRS/state taxing authority documents, complete w/ threatening language about "fines" on the front of the envelope and a fake check on the inside. Imagine waking up every day and going to work with the intention of tricking people into taking on debt they don't need, using intimidation and misleading, fraudulent mail. What a pathetic existence. Hopefully the Better Business Bureau will be as disgusted as I am at these bottom-feeders. If you work for React, please take a couple minutes to really assess how you spend your days. This sad, shallow scam can't be what you had in mind.

John is great. I went to John about 5 or 6 years ago when my previous agent mismanaged my policy…read moreand made many mistakes that I had to pay for dearly. When I found John, I was skeptical at the beginning because of my experience with the other agent. Then John proved to me that I made the right choice. When he submits to me choices of Heath insurance plans, he makes it easy for me to follow and choose. Couple of years ago my brother and his family started using John as well for their health insurance needs and they are very happy with him too.

We work with John for the last 10 years with pre condition issues and lots of problems to get the…read moreright insurance with an affordable price, John has lots of patience to answer questions or contact companies and to find answers there. He always available and I trust him 100%. I hope all insurance agents/companies will be useful and nice as John. BTW, I do not know John personally I usually talk to him over the phone or via email.

I wish I could give negative stars…read more I went to Marrs Maddocks and Associates on a referral from my ProVisors business group thinking that I would get decent service. I needed a Business Liability policy and an Errors and Ommissions (E&O) policy for my business. Although the rate wasn't the best I went with them because I trusted the referral source. It wasn't until I actually had a claim that I realized what a mistake I had made. My small business experienced a power surge in the building that wiped out all of our electronic equipment in a matter of seconds. It was determined that the surge was due to a adjoining space but my lease stated that the landlord wasn't responsible so I contacted my rep at MM&A. It took me 2 days to get a response and instead of walking me through the process, I was passed off to some 1-800 number and ended up having to handle the entire claim without any assistance from MM&A at all. It took 5 weeks to resolve the issue, and I lost close to $30,000 in revenues and wages due to the shut down. In fact, I had to come out of pocket for all replacements and only was reimbursed 80% of those costs. I ended up shutting the company down in June of 2015 and asked that my policies be cancelled. I was assured that they would be but continued to receive billing through July, at which time I demanded cancellation. Today is October 29th, 2015 and I got an email saying that my refund check was available to pick up, made out to the former company. I asked that they change the name to me personally as I had closed all of the business accounts to be in compliance with my state regulatory agency 2 weeks prior. Therefore I had no way of cashing the check. To me, this was a simple request and most customer service oriented companies would have taken care of it. NOT MARRS MADDOCKS. I went the their Carlsbad office and met the owners, who were uninterested in my situation and told me that I had to handle it directly with the insurance company. To make a really long story short, MM&A may be great when you BUY insurance but they suck when you actually NEED it. If you have a claim, be prepared to quit your day job to handle the process because MM&A will leave you out to dry.

I am a business lawyer in Carlsbad. One of my clients asked me to shop for product liability…read moreinsurance for their company back in 2008. I contacted about 10 insurance brokers for quotes. Of the 10 insurance brokers I contacted, Pat Hurley at Marrs Maddocks provided not only the best rate, but he provided exceptional customer service. I was so impressed with Pat's service that I was interested in getting quotes for my personal insurance from Marrs Maddocks as well. Pat introduced me to Carla Malone who manages the personal lines division. I sent Carla an email requesting quotes and she responded within 5-10 minutes. I was so impressed with Carla that Marrs Maddocks now handles my personal insurance. When I wanted life insurance Neil Stehly was quick to provide me with a policy that covered my needs. Since I first contacted Pat in 2008 I have referred many of my clients to Marrs Maddocks. I have never received anything but positive feedback from the clients I have referred. GREAT RATES AND GREAT SERVICE!!! I highly recommend Marrs Maddocks!

Absolutely terrible and untrustworthy Company. Mr Ramzy & his Son so not meet or keep scheduled…read moreappointments. They will say anything to attempt to get your business, simply not telling the truth. Absolutely zero communication. Be ware,once they had got my SSS# they made sever hard inquiries with written or verbal consent,which is a violation. Over 3 weeks to only say a 740 FICO wasn't enough to Refi my Loan , 2 weeks ??? Totally Flaky

Great experience with this firm! They were incredibly easy to work with and made my entire home…read morebuying process so simple. Their team constantly kept me updated every week throughout the process, which gave me a lot of confidence and peace of mind. I couldn't recommend these guys enough. Great firm with excellent service!

After reviewing your website there seems to be conflicting information regarding your location as…read morefollows: Your website states Solana Beach, Ca as your physical location. Yelp directions map to Stevens location in Solana Beach. I have been to the SB office and it has t been your office for quite awhile. On other areas of your website it shows Encinitas, Ca as your location. Do you have a street address or physical location? I am a policy holder and have not received notification regarding a new or additional location. Perhaps with COVID you now work out if your homes. Can you please UPDATE your website to reflect your office location? Appreciate it

UPDATE: Megan has been extremely helpful, while keeping our…read moreagent knowledgeable of our status. Just want to let you know I appreciate you, Megan for keeping everything on track!

Roger kumar at trident mortgage was very helpful with our mortgage refinance situation. He…read morefollowed through everything even the difficult process. He has been very helpful and now my husband and I can breathe because he made our refinancing smooth. I gave him all the stars there is. Thank you! Gwen

This is the 2nd time I've used Trident and I can't say enough about Roger and Ben! Not only do the…read moremake the process very easy..they BEAT everone with RATES and FEES. I'm a shopper and couldn't be happier to highly recommend this company!!! We've had morgages with Bank of America (they love us) and Wells Fargo. Trident beats them hands down for customer service and efficientcy.

This review is a long time coming. Why? Well after receiving a small claims victory in my favor…read moreagainst a contractor, I contacted Chris Lane of Financial Judgment Recovery to assign the claim to him to secure monies from the judgment against the defendant. I followed up...and followed up...and followed up..with phone message after phone message for fricking YEARS..without a reply. So now fast forward years later when I've simply given up (and honestly) forgotten...lo and behold I come across the court case paperwork and called his number. I don't even think its the right number. Although the yelp page still says he's in business you can never get a live person. Well Chris if you ever got paid...hope you're living the high life cause you sure as hell didn't pay me. And you can say anything you want but my contact information has been the same since I initally contacted you well over 10 years ago. You could have reached out to me with status but I guess when you're shady you're shady. Damn Shady doesn't even begin to cover it. My one star is still too much but you can't do ZERO'S.

I have used FJR several times over the past few years. We were having a hard time collecting on…read moreold judgments we had. They are excellent and efficient at collecting judgments! I would highly recommend them to anyone that wants a great company that can get results!