this company is shady at best, straight up criminals at worst…read more About PHP Agency: What You Should Know PHP Agency presents itself as a financial services company, but there are serious concerns about their business model that you should be aware of: Recruitment-Focused Model: PHP makes most of its money from recruiting new agents, not from selling financial products. This is why they heavily target young people and minorities with promises of wealth and success. Pay-to-Play Structure: Legitimate companies don't make you pay to work for them. The $200 "enrollment fee" is a red flag that successful financial firms don't require. Low Success Rate: The average agent earns only about $3,272 per year, while spending money on training, licensing, and often buying their own insurance products. Unsustainable Growth Model: The business model requires continuous recruitment of new agents, which mathematically cannot continue indefinitely. Product Concerns: Their focus on Indexed Universal Life (IUL) insurance has been criticized by financial experts as underperforming compared to simpler investment options like index funds. If you're interested in finance, consider pursuing education and licensing through established institutions, which won't charge you upfront fees. Traditional financial firms hire employees with a base salary while they learn, rather than making them pay to join.

From the owner: PHP’s mission is to provide financial education to the underserved communities in America and help…read moreprotect their families’ legacies through life insurance products. Call/Text (469) 653-9736 for a FREE Quote!

Highly recommend. Mary and Brennan Great customer service…read more There really informative and interested in you as a person Very patient in answering all your questions in a timely factual and complete manner. Great pricing too. Five Stars for sure. Ps. They personally answer the phone. Not the recording like others.

This is the best insurance office I have ever encountered. My family has had state farm for various…read morethings such as home/renters and auto. Everyone I'm this office is kind, efficient, knowledgeable, and personable. I moved to Rockville and then Frederick and I will continue going to Brennan's office. I HIGHLY recommend them for any of your insurance needs.

I contacted Pillar about getting a new auto insurance policy in DC after a mix up with my former…read morecarrier that was caused by my less than stellar driving record. I worked directly with Don, the founder. He was very knowledgeable about the insurance space and explained all of my issues/options clearly, which was extremely helpful in navigating the frustratingly complicated task of insuring a new car in DC. Was also easy to reach for any questions that came up. Highly recommend.

From the owner: As an independent insurance agency we represent multiple highly-rated insurance companies such as…read moreErie Insurance and Progressive. We can take care of all your insurance needs, whether it be auto insurance, home insurance, life insurance, commercial insurance, or long term care insurance. Because we represent multiple insurance companies we are able to provide you with our best option and not just the only option we have. We are experienced and friendly. We want to make the insurance process easy and informative. We pride ourselves on helping people understand their insurance so that they are better off even if they decide not to purchase insurance from us. We do have some unique product offerings. So whether you have a high-value home or own a business we may be able to provide you with coverage that you don't currently have. With regard home insurance, Erie Insurance offers guaranteed dwelling replacement cost - this means that there is no cap on what Erie would pay to rebuild the dwelling. This is a unique feature that few other companies provide. On the home insurance Erie also offers underground service line coverage and earthquake coverage. Many insurance companies simply don't offer these coverages, which means that if an earthquake were to occur and cause damage you would not be covered. Both Erie Insurance and Progressive also offer rideshare insurance in Maryland, DC, and Virginia.

They contacted me with request for an email and phone number over a week ago and have yet to hear…read morefrom them. I openly stated I was looking solely for health insurance and they did not specify if they could provide this service. Disappointed.

From the owner: Guzhuna Financial Group is an independent, boutique firm, providing tailored risk management &…read morefinancial solutions to our clients nationwide. Our philosophy is building a long-lasting, personal relationship and providing you with unparalleled customer experience. We provide a wide range of insurance products and financial services including home insurance, auto insurance, business insurance, Life insurance, as well as holistic financial planning, financial advice, wealth management, retirement planning, investments and business solutions like employee benefits and retirement plans. Whether you’re looking for insurance or financial services, our team is here to help you. Give us a call today to learn more about how we can assist you!

I am cancelling my insurance policies with my current broker and looking for a new broker…read more Bethesda General Insurance took all my information but then informed me that they could not accept my business because they have a relationship with the prior broker. This is an anti-competitive practice between Erie brokers and I am lodging a complaint with the Maryland Insurance Administration.

Wow! Jacqueline Shuler at Bethesda General Insurance was outstanding! She helped me navigate…read morethe Maryland Health Insurance Exchange which is very complicated. She even went so far as to contact them and ask further questions for me. I know I could not have done this without her help! Anne F.

I am a new customer with State Farm. I worked with Ara Snyder. she was very knowledgeable and…read moreprofessional. she was extremely helpful in walking me through the State Farm process.

I was dealing for 3 days with Selam about car insurance. She was able to beat Allstate, Progressive…read moreand others, so she earned my business. I am happy and we had a great conversation about Ethiopia in the process. Super lady!

Great insurance agency. Linda, my assigned Rep is fantastic. Prompt service, advocacy with the…read morecarrier's adjusters. I am 2nd generation with them for a reason.

From the owner: Auto, Home, Life, Commercialread more