I have only ever used this bank with 1 account and 1 credit card. It is an increasingly horrible experience each time. No matter if I am disputing charges, attempting to travel international, requesting a new card, trying to access my points, etc. they are rude, unprofessional, and it takes hours. If I call Chase, Bank of America, or CitiBank with any of these same issues- all of its dome easily. I just told a credit card services personnel that I do not recognize some Amazon charges on my account- and she questioned me and was incredibly rude. Do not bank here read more