Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Just closed a challenging deal where Carla was the lender and it wouldn't have happened without…read moreher. Most lenders would've either moved to an easier file and just let this one sit in underwriting hell until it got declined. She seemed to thrive when things got rough or if the buyers weren't getting he what she needed. We also ran into other challenges and she went above and beyond what a lender would do. Both buyers were out of the country when signing loan docs and she worked her magic.

What can I say..... Carla is not just a wonder woman but she rules the Marvel super hero…read moreworld!!!! She went above and beyond from day 1 to closing our loan!! She advocates for her clients, she had super power follow through and even though she was busy, she is always on top.of things!! Ours was a challenging one, as I live internationally and on a completely opposite time zone, even through the challenges and red tape, she finds a solution! She is straight forward, no nonsense and can be perceived as tough but she is a softie and truly cares for her clients!! THANK YOU CARLA!! YOU are beyond amazing!!

Know him through mutual friends, Very disappointing experience. I spent months providing every…read moredocument and piece of information requested, including extending my tax filing and paying penalties based on the guidance I was given throughout the process. As a business owner with a strong income that should qualify for a home in California, I was surprised to be told I still didn't meet the qualifications. What was even more frustrating was the complete lack of communication. After months of work, my calls and messages went unanswered, and I never received an explanation, update, or even an apology. My credit was impacted during the process, and I was ultimately left without answers. I cannot recommend working with someone who fails to communicate and follow through with their clients. Not to mentioned, I paid thousands of dollars extending my tax filing for him to get us no where.

I'm happy to see you grow brother, thanks to you and all your help my wife and I got our first home…read moreback in 2019 If there's anything I can say about the first time home buying experience we had with you and your realtors at that time is that you made it easier than spreading butter on toast. Thank you and best of luck on the new journey! EA.

In this business, there are mortgage brokers, and there are magic makers. Don't get yourself a…read moremortgage broker, anyone can be that, get yourself a magic maker; and Brett Hertz is THE MAGIC MAKER, period. He WILL make it happen for you, no matter what and no matter how. Just listen to him, work with him, and he will walk you down that aisle to your dream home. If I ever need to buy another home, I will choose no other than Brett as my mortgage originator. My agents introduced me to Brett. From the first call, I felt in good hands and signed up with him. He worked his magic with me, dedicated his time to review all my financial documents, came up with a game plan and made specific recommendations, I followed his recommendations, then he worked the magic on the back end with his underwriters, and qualified me for exactly what I was hoping for. He guided me every step of the way and he answered my calls and messages day and night, workdays and weekends, any day and any time. As far as I am concerned, he is a mortgage genius and next level CPA.

We Wouldn't Be Homeowners Without David…read more David Lerman and the entire team at Cal Union Funding made what felt impossible possible for our family. As first-time homebuyers, we ran into roadblocks with other lenders and weren't sure buying a home was going to happen for us. David was patient, honest, thorough, and always available to answer questions and explain the process at any given time. He kept us updated every step of the way and found solutions when others couldn't. Most importantly, he genuinely cared. Thanks to David and his team, we're in our first home, and we couldn't be more grateful. If you're looking for someone knowledgeable, responsive, hardworking, and who will fight to get your loan across the finish line, we highly recommend David and Cal Union Funding. Thank you so much for everything!

I don't use the word "extraordinary" lightly, but David Lerman and the CalUnion Funding team earned…read moreit. I came to David with a complex transaction -- purchasing a $2.7M owner-occupied property in the Coachella Valley that required creative financing, fast execution, and a team that could handle curveballs without flinching. David delivered on every single one. What sets David apart is not just his knowledge of the mortgage industry -- it is his character. When obstacles came up (and they did), David did not just solve them, he anticipated them. He moved mountains quietly, kept me calm, and never once made me feel like the deal had challenges even when the pressure was real. His team -- Lauren, Vicky, Ryan, and the entire CalUnion crew -- matched his energy every step of the way. Professional, responsive, and genuinely invested in getting this done. I closed on a stunning 5-acre estate in the Coachella Valley that will change my family's future! That does not happen without David Lerman and this incredible team. If you are looking for a lender who is a true partner -- not just a transaction processor -- stop looking. You found him. Five stars is not enough.

A dream, I never thought I had come true. I'M A HOMEOWNER!!! It has taken an amazing team to get me…read morehere and I truly have Shannon Brailey to thank for making what I thought financially impossible, an amazing reality by opening my eyes! On 4/26, I was informed that the owner of the home I rent wanted his property back by 6/30. I immediately went into action looking for another rental property and after many discussions with family and friends I tiptoed into the idea of purchasing a home. Prior to this, I was not interested in owning at all. The next day, I reached out to a realtor contact who promptly set up time to speak with me and then offered to connect me with Shannon. Shannon sprang into action and called me that night and since then she's communicated with me nearly daily! By Monday, she confirmed me with prequalified amount which allowed me to move forward with the realtor and by that Friday, I'd put in an offer in for a house AND it was ACCEPTED....a week! Escrow opened on 5/4 and I received my keys 6/1, which was no easy feat!!! Shannon's is an amazing partner! I never felt out of the loop! She stayed in constant communication with not only me but also my realtor, which was key in the speediness of the process. She walked me through every step, option, and impact to insure that I have all the information I need to make informed decisions. She is an expert in her field and is great at disseminating financial data to a novice such as myself. I'm am truly blessed that I was able to cross paths with Shannon and I highly recommended her to anyone in the market to purchase a home but especially to anyone who is curious as what it will take to purchase a home in the future. When she says she's got your back, please believe it! Shannon, thank you so very much for the opportunity to work with you on my first time home buying experience. You are absolutely the best mortgage banker ever!!I cannot thank Jason enough for making the home buying process pleasant and now my son and I have a home we can call OUR OWN! Forever your #1 Homeowner Fans, Auri & Jaden

I usually don't read or write reviews for businesses but I felt compelled to share my re-fi loan…read moreexperience with Ms. Shannon Brailey. I own multiple properties and it's been a serious challenge to find a mortgage company and loan officer who would simplify the re-fi process and provide the best options available to address all MY needs and concerns. Talk about a breath of fresh air!!! Ms. Brailey was extremely knowledgeable about the home loan purchasing and re-fi process. She did a phenomenal job with explaining the various loan programs available best suited for my desired outcomes. Ms. Brailey was very patient and ALWAYS available to address my questions/concerns, which enabled me to make the best informed decision for my family! I can't thank Ms. Brailey enough for her expertise, hard work and commitment to providing outstanding customer service and making my re-fi process easy and stress free!!! I strongly recommend Ms. Brailey to satisfy ALL your home loan purchasing and re-fi needs - trust me, you will not be disappointed!!!:-) Tyrino N.

OMG!!! If I could give Garrett a 10 star I would. There are not enough stars on Yelp to describe…read morethis man's work. He is absolutely amazing at what he does. He is fast and efficient. He doesn't mess around. He's the real deal. I have been trying to refinance my house for the past 6 months and this man made it happen in a matter of weeks. I recommend Garrett to anyone who is looking to refinance and or buying a new home. He is 1000000% gonna make it happen.

Exceptional Dedication and Follow-Through I recently worked…read morewith Garrett Todd for my loan, and I couldn't be more grateful for his commitment throughout the entire process. While we encountered numerous hurdles along the way, he never wavered in his dedication to getting my loan approved. What impressed me most was his perseverance. Many lenders might have given up or passed me along to someone else, but Garrett Todd stuck with me from start to finish. He worked tirelessly to navigate each obstacle that came up, always finding solutions and keeping me informed every step of the way. His expertise and determination made all the difference. Even when things looked uncertain, he remained professional, responsive, and optimistic. He truly went above and beyond to ensure my loan closed successfully. If you're looking for a lender who won't give up on you when challenges arise, I highly recommend Garrett Todd. His integrity and work ethic are exactly what you want in someone handling such an important financial transaction.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

This company is awesome ! thank you leticia yu your the best…read moreand also the rest of the team. you guys are very helpful and efficient doing my home loan refinance . I definitely recommend my family and friends Thanks again!

PLEASE read this before you consider using this lender. This was the absolute worst and unethical…read moreexperience, and hoping this review can help others avoid this unethical lender. After being approved for a loan and signing a contract on my condo, I was repeatedly provided with misleading and inconsistent information from my loan officer, which created unnecessary confusion and eroded my confidence in this lender's handling of my loan. In addition, she failed to complete basic tasks such as providing the agreed-upon weekly loan status updates to my realtor. After asking for finalized loan terms week after week, the lender refused to provide them to me claiming it was a "private lender." Then, 4 days before closing, the lender said that they wanted to raise my downpayment to 25% instead of 20%, and still no finalized loan terms. Of course, this raised red flags and I finally sought out a new lender, and thank goodness I did. After obtaining a new lender, I then learned how unethical and abnormal their business practice and this entire loan was. Extremely shameful way of conducting business and I would encourage anyone who is considering using First Choice Lending to look elsewhere.

This review is about a year past due, but Sandy's help was unforgettable…read more She helped me get into a duplex to be used as an investment property. It was my first house. I was intimidated. Thankfully Sandy walked me through it and explained things to me in an understandable manner. She made it easy. I am planning on buying more houses and I know how important it is to get your team in place. Sandy is part of my team. Now I just need a plumber! Ha! Thank you, Sandy!

Just closed on a new home, thanks to Sandy's great help, expertise and support. She was great to…read morework with, held my hand throughout the process and really guided me through it all. Had a smooth sailing experience. Two thumbs up!