Exceptional Dedication and Follow-Through I recently worked with Garrett Todd for my loan, and I couldn't be more grateful for his commitment throughout the entire process. While we encountered numerous hurdles along the way, he never wavered in his dedication to getting my loan approved. What impressed me most was his perseverance. Many lenders might have given up or passed me along to someone else, but Garrett Todd stuck with me from start to finish. He worked tirelessly to navigate each obstacle that came up, always finding solutions and keeping me informed every step of the way. His expertise and determination made all the difference. Even when things looked uncertain, he remained professional, responsive, and optimistic. He truly went above and beyond to ensure my loan closed successfully. If you're looking for a lender who won't give up on you when challenges arise, I highly recommend Garrett Todd. His integrity and work ethic are exactly what you want in someone handling such an important financial transaction. read more

Working with Garrett has been a treat. Back in 2021 he helped us refi our high interest rate into the lower 2% and he comes through again with assisting us with an equity line of credit. The best part is he cares and puts in the work as if it was being done for him. Truly an amazing person and I feel like I'm one of his family member. Don't waste time with other lenders because Garett gets the job done right read more

OMG!!! If I could give Garrett a 10 star I would. There are not enough stars on Yelp to describe this man's work. He is absolutely amazing at what he does. He is fast and efficient. He doesn't mess around. He's the real deal. I have been trying to refinance my house for the past 6 months and this man made it happen in a matter of weeks. I recommend Garrett to anyone who is looking to refinance and or buying a new home. He is 1000000% gonna make it happen. read more

Garrett and his team are knowledgeable, fast thorough, personable, and diligent! My wife and I had an amazing experience with our mortgage/lender process all thanks to Garrett and Adam. Thank you! Highly recommend!!! read more

Garrett is a great guy. Words can't even describe how grateful I am he's been there for myself and my family. You can definitely count on him to show up with amazing results! read more

After 2 years of lenders not being responsive or just ghosting me , Garrett Todd got everything I wanted and closed 21 days later. He got me pre-approval on a Friday , had meeting see house Saturday morning , an offer was made Monday , I beat out 5 people for my house Wednesday, escrow opened Friday . read more

Garrett and his team are very knowledgeable! diligent! fast and most importantly fair!. My family and I were blessed enough to find Garrett. Our previous loan officer was spinning our wheels, making up excuses and we had a dead line of 2 weeks. Behold came Garrett! and men oh men did he deliver in just under 2 weeks. We were scared with anxiety and Garrett became a problem solver. He was there to pick up the call anytime and i mean ANYTIME. Thank you so much Garrett! you are the best! i already referred Garrett to all my friends and family. I am willing to put my name behind your work anytime!. read more

Working with Garrett while undergoing the stressful process of purchasing a house was such a breeze. The man knows the industry up and down, backward and forward. He made it so easy to get into my new home. I'd never consider going through anyone else when looking to buy or refinance in the future. read more

Garrett did it AGAIN!!! He got us into our home in 2012 when most others would have run in the opposite direction. We re-fi'd in 2015 (right on schedule) which allowed us to get rid of the PMI. Re-fi #3 just completed and it was easier than ever for us! Garrett is a consummate professional that goes the extra mile for his clients. He is an excellent communicator and kept us apprised every step of the way. We recommend Garrett without hesitation, to anyone looking for a trustworthy mortgage broker to handle your needs! Garrett Todd delivers!!! Call him now! read more

Garrett made are dream home a reality!!! My wife and I where expecting another baby and needed a bigger house. With todays competition on cash buyers and perfect credit customers it was really hard for us, until we met Garrett. Garrett made everything happen in are favor as smooth as possible. read more

Garrett Todd is the best lender I ever met, I had complicated issues with 2 different lender that they wouldn't able to help, or more figure it out, Garrett less than 3 days solved it even with much better interest, I highly recommend Todd to anyone, he is great guy and great customer service read more

Garrett is so great! He went above and beyond. Always available for my questions. This was my first home purchase. He was extremely patient and explained everything very well to me. I am very happy with his service. I will be recommending Garrett to everyone I know! read more

Garrett helped me with a refinance. He was very responsive and professional and managed to get it done superfast, which was a relief and in sharp contrast to my previous experiences with such matters. On top of that, he went over and beyond, checked-in after everything was completed, and was just kind and pleasant. I would gladly recommend him. read more

Garrett was instrumental when I refinanced my home loan. Through the advice and options, he helped me save money on my monthly payment, pinning down a competitive rate. What I appreciated most was his positive outlook and friendly nature. I've referred friends and family to Garrett, especially in cases when getting a home loan seemed difficult or impossible from conventional banks and lenders. Garrett is clearly a hard worker and makes the effort to help home buyers get the right loan. That may sound cliché, but I've seen him get it done multiple times. I was introduced to Garrett by my brother, who is a real estate agent. Today, I consider him friend, and always look forward to seeing him. read more

Garret and Adam are amazing. Im a veteran and they helped me get a loan almost double of what other lenders were approving me for. They helped me get my house almost a year ago and then just recently they help me refinance, since the intrest rate for vetrans went even lower, and once again they did amazing. I definitely recommend this dynamic duo, They won't let you down. read more

Garret helped me purchase my first property above 2 weeks ago. He was very responsive and made sure he helped me throughout the whole process. Any questions I had, he had the answers too. Very pleasant person to work with and will definitely recommend him to others! read more

Garrett and Adam were amazing! From start to finish they took incredible care of me to make sure I got the best deal. They walked me through the whole process and got me a better deal than any other broken I had gotten a quote from. Cant recommend these guys enough!! read more

This guys is awesome, if he say he will get the loan done he will do everything to close, he closed my jumbo loan in 10 days, answers his phone weekends and evenings, very friendly and polite. Highly recommend using him for your loan needs read more

Garrett Todd was my lender for a non-owner occupied triplex that we recently purchased. Garrett was very professional as well as transparent, guiding us through the complexities of financing an investment property. Garrett saved us from falling out of escrow (based on the nefarious actions of a previous lender) by efficiently and accurately providing us with a loan prior to our close of escrow deadline. Garrett's fees were also very reasonable compared to our previous lender. Based on our experience with Garrett, my wife and I would unequivocally recommend him for all your mortgage needs. Additionally, we intend on using Garrett for all our future real estate transactions. Thanks again for all your help!!! read more

If I or any of my loved ones need a loan or refi I'll recommend Garrett in a heartbeat! Not only is he helpful and patient in the most difficult situations but he is also a pleasure to work and speak with! Thank you for your all your help and effort Garrett!!! read more

Garrett Todd is an exceptional expert in his field of loans. Besides being the professional that he is, Garrett Todd is a peoples person. He truly cares for each and every person he works with and in most cases besides doing their loan he becomes a friend in the process. I personally have done over 100 deals with Garret, some extremely difficult and time consuming and some very easy, he has showed the same professionalism in both spectrums. He is honest, caring, friendly, and most importantly knows absolutely what he is doing. As mentioned, I have worked with him with years and will continue to work with him for as long as I can in this field. I would highly recommend anyone who is needing financing for their homes, wether it's your first or 10th. Keep up the great work. You are amazing at what you do. read more

3 transactions done to date. Exactly as he laid out from beginning. He pulled it off when other brokers weren't interested in putting in the hard work to make the deal happen. I trust Garrett at his word! Referred my mother and brother to him as well. That's says a lot!!! You won't find someone better to handle the largest purchase of your life! read more

Looking for a loan broker? Stop here. This man is the Michael Jordan of loan brokers. Super efficient, very knowledgeable, and he was able to get me the best rate from all the other banks (BofA, wells fargo, chase). With Garrett you dont just get a loan, you get tapped into his large network of connections and deals to help you get the best out of your purchase. Also his team is amazing led my Adam, who contacted insurances on my behalf to get paperwork needed for my loan and was with my every step of the way. They have done 2 loans for me already and have my business for life! read more

I did my personal loans done with Garret, sent him over 5 friends in the past 6 months. Until this day no complaints, he was took care of everything and was very knowledgeable in mortgage. Very Happy with his service. read more

Had gone through already three different mortgage brokers - one was even a "friend" to try and get a reasonable refi. Of course it was all bait and switch. Granted, I didn't have the greatest credit but it wasn't the worst either - I was right on the edge. Todd helped me bring that score up with some good suggestions and in the end got me the best deal by far. Out of the previous three, no one worked harder and was more personable than Todd. Todd took a very serious and personal interest in helping me make things work out and get a new mortgage saving me over $350 a month!!! I can't thank Todd enough!!! read more

Garrett has assisted my husband and I with refinancing our home loan in the past. We also recently contacted Garrett, and he assisted us with getting in touch with a great Realtor and helped us get the financing we needed to purchase of our new home. While the loan process can be very stressful, Garrett tries to assure you during the process and tries to provide you with the information you need. read more

I hesitate to write this review only because I want him to be available for my clients! Garrett came in at the last second for my buyers and was able to approve and fund the loan in 10 days. He knew my buyer was in a pinch and really pushed it to get everything in order....and with a better interest rate than the previous lender. He is one of the top lenders that I recommend to my clients! He was communicative with both my clients and me, he made sure that everyone understood everything that was going on, and he provided a clear path. I cannot recommend any other lender with the enthusiasm I have for Garrett. He is simply, the BEST! read more

He's FABULOUS in every way! I could not get a loan for 3 years from anyone, no bank, no loan company, and even my bookkeeper said I'd never get a loan, actually he laughed at me. They all said I didn't make enough money. And then along came Garrett. I found him on an internet flyer. He came to my business and we talked. He knows his business! He got me my loan within 2 months. Thank you, Garrett, your my man of the hour! Love, Marie read more

After searching for the right loan officer for countless months I was referred to Garrett by my doctor. Given how stressful this part of buying a home can be Garrett and his team (Adam) made sure I get the proper care and comfort. From beginning to end these guys were awesome and they were able to get the best competitive rate in the market. When it comes to purchasing a home for me the most important thing is having a smooth transaction and comfort, if you agree wait no more give them a call they will take good care of you! read more

Everything about our experience with Garrett and his team is top stars! They work fast, efficiently, honestly, and dealing with Garrett was amazing. I can't imagine working with another lender for future purchases. He was so nice and the fastest, he made what could have been a very stressful mortgage process so pleasant and easy to work through. read more

Garrett and Adam are the real deal. They deliver results, simple as that. Looking forward to working with them again in the future.

Garrett Todd! He definitely gets the job done! I don't know about you but at the end of the day that's all that matters to me. Someone who can deliver despite obstacles that is inevitable in any business we do. I would 100% recommend Garrett to anyone. And guess who will be back for her future mortgage loan needs?! Garrett is efficient, knowledgeable, knows how to deliver top notch customer service! Thank you Garrett for making my transaction seamless! read more

Recently finalized my loan with Garrett. I know its not easy for self-employed people to have a smooth ride through the process, but he definitely got the job done in a short period of time. He for sure knows his craft and how to get customers the best results. read more

I was referred to Garrett to refinance my condo and his team did an outstanding job. Couldn't be happier.

As a business owner, mortgage approvals are especially difficult. Garrett and his team figured out my tax returns and I was able to refinance my house. I recommend him for anyone who is self-employed and has a complex income/tax situation. read more

Garrett Todd is absolutely AMAZING, he was the lender on our home we just purchased last month!! He is the best in the business, I will never use anyone else. Garrett was on time with closing which relieved so much stress knowing he was on top of it, got me good rates, he handled my complex situation, I'm a self employed borrower and Garrett handled it with ease. Those are just a few of the key points that he provided with his amazing service, you can tell he really cares about his clients as if you were his own family. I've never met someone who goes so far beyond his duties to help you get the best result. Not only is he amazing at his profession but he is an all around great guy that you can really trust. Garrett is a real class act and very professional, I highly recommend him to anybody looking!! read more

I wanted to lower my monthly mortgage bill (1st and 2nd loan) and consolidate an outstanding debt into one payment. I was referred to Garrett and he was able to help me refinance my property and alleviate my outstanding debt. We were able to build an additional unit on the property and Garrett even provided us some great referrals to help with the construction. He even created a financial strategy that allows me to keep a low interest rate. I feel like we have a much better path and financial future as a result of Garrett's hard work and tiring efforts. Thank you, GT. We are so appreciative!!! read more

Garrett the Magic Man haha. Amazing talent, I feel confident saying he is "the best there is". He is a genius when it comes to finance and being an artist, his work amazes me. He helped me get financially organized, clean up my credit and get on track to building my dream life! I didn't even think being a woman and a first time buyer it would be possible to get what I wanted but he made it happen and fast, easy and even fun!! Adam his assistant is also super awesome and they have gone above and beyond to make things happen for me. He helped me re-finance within 6 months, get a lower interest rate and enough money back to be debt free, all his doing!! He's THE MAN and a good man for any woman or man to have in there life. He continues to assist me like a financial advisor! words can not describe how incredibly grateful I am for him! read more

Garrett and his team are an awesome bunch to work with. One theme that resonates with the entire group is transparency. You can tell that they take great pride in being upfront and hold themselves to an extremely high standard when it comes to accountability. They stay on top of your loan from start to finish and all email/call/text follow ups were met with rapid and definitive responses. Garrett was quickly able to help me out of a bad loan despite having to navigate through some pretty tough hurdles thrown his way. His professionalism and years of expertise are truly a breath of fresh air, bar none. read more

I have hired Garrett as my loan agent multiple times on different properties. He is very direct, blunt, and to the point. I was told I was unable to get a loan by my bank and Garrett performed in less than two weeks. I have since then hired him several times. Thanks for your hard work and dedication. read more