Outrageous Credit Damage After Paying Off a $68,000 Loan in Full
I paid off a $68,000 loan in just two years -- every payment on time, every balance cleared -- only for this company to damage my credit over $0.18. Yes, eighteen cents.
Their app and online account both showed a $0 balance and "PAID IN FULL." Yet somehow, they reported a "balance due" to the credit bureaus, knocking down my hard-earned credit score over a few pennies that should never have existed.
When I reached out, customer service showed zero accountability, blaming "system errors" and refusing to take immediate corrective action. A company that can accept tens of thousands of dollars but can't reconcile an eighteen-cent discrepancy -- and then punishes the customer for it -- shows exactly how little integrity and competence they operate with.
This is not a trustworthy lender. Their systems are flawed, their customer service indifferent, and their actions reckless. If you value your credit and sanity, look elsewhere. read more