REALLY upset with fred loya insurance right now! my husband and I are EXTREMELY dissatisfied customers of yours. Called customer service today on an issue with our upcoming payment. We need additional time to make our payment this month as my husband works in the oil field and due to the drop in gas prices his schedule changed from 7 on 7 off to 14 on and 14 off, starting with 14 days off... Meaning that this month we have only one paycheck versus two to pay our bills. I explained this situation and asked for an extension or payment arrangement and was told though they could not do an extension or arrangement we could cancel the upcoming auto draft and let the insurance lapse and once we have the payment ready reinstate it and have it set back up, to have my husband make this request in writing and send it in. So, my husband does so and is told by a different rep that they can not do this that its against their policy. One, giving your customers two different stories, especially with something so important is unacceptable. Two, why can I not refuse one payment or stop a payment for my own account?!! I have never in my life ever heard of not being able to cancel an auto draft. We are discouraged now to keep our business with you people after our policy now. read more