1. First Home Mortgage

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Columbia, MD

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First Home Mortgage

3.7 (3 reviews)
Closed • 9:00 am - 5:00 pm

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Freedom Mortgage Corporation

Freedom Mortgage Corporation

(7 reviews)

I have had the worst service with Freedom Mortgage. I was contacted in March 2019 to refinance my…read morehome. They dropped the ball so many times it took until July to settle. I should have backed out then. Fast forward, a month ago, I went to pay my water bill to our county. To my surprise, my house was being auctioned due to back taxes. These taxes are paid by freedom mortgage and are included in my monthly payments. I called them, told them what was going on and was assured someone would call back and they'd resolve the problem, a month ago. I never heard from a single person. Yesterday I received a turn off notice for my water. It will be turned off next week unless Freedom pays the taxes and they lift the freeze to my account. Not one person can help. Not one person will call back. I spoke to 3 supervisors yesterday. Curtis Johnson, assured me that he personally would contact the county and call us back first thing in the morning, he did not follow through, of course. Crickets... I spoke to Roslyn, she didn't call back either. I spoke to Tiana, in the tax department and Grace with customer service. Grace, was professional and tried her best to connect us with someone who could help us and gave us an honest answer, she was not the person handled this and she felt sincere. This company does not value your business. The customer service is the absolutely the worst of any company I have ever done business with. I would never want someone to feel the stress that I'm feeling. My house is up for auction and my water is getting turned off because they won't write the check for the delinquent taxes. I pay them the money, it comes from escrow. I would expect them to be on the phone handling this with care. This is MY HOME and it's advertised in the county newspaper for sale due to back taxes. I ca NOT comprehend how this is on the top of their to do list. I have spent 5 hours in 2 days on the phone getting scripts from customer service representatives because a manager won't get on the phone or call us back as promised. I really would like to contact Mr. Stan Middleman, to let him know that the company he founded is being run by people who don't value their customers and are lacking training and follow through. If I could give a negative number of stars, I would. If your considering this company, don't. Worst mistake, I ever made was refinancing with this company. Curtis called back at 7:30pm. He called after the first part of the review was posted. He was rude, only wanted to speak with my husband, although my name is on this mortgage. He wouldn't answer how the scalar ion process worked. He said he couldn't answer that. He also would not give me his supervisors name. He wanted to know why we wanted a call back today bc nothing was resolved. He did not call the county as promised, last night. He assured me the call was recorded for quality assurance. I plan on contacting the agencies in charge of mortgage companies tomorrow. I've never felt less valued as a customer. My house has a Tax Levy and it's their mistake. Yet no one can "release" the payment. I'll update with each correspondence

Tax department is useless. Had an unpaid real estate bill ( for the entire year of 2025) not only…read moredid they not mention anything, when I called they completely ignore me, even hanging up on me twice. I called on 16jan and they told me they would take care of everything and I informed them it was urgent and stated to pay immediately. 3 weeks go pass, not a single word. I called again (over and over again because no one can answer my questions). Someone finally said I had to pay it, after I've been trying to figure this out for 3 weeks. Now on top of a 400$ bill, they stacked fees because it was not paid the entire year. Mortgage freedom, sent me zero bills or called me at all to tell me I owed taxes. This is their job and they failed miserably. But they are quick to call when it benefits them. Don't use this company!

NVR Mortgage - Our new home

NVR Mortgage

(9 reviews)

Building a home can be an intimidating process and NVR Mortgage made it seem easy! They were beyond…read morefriendly and helpful and walked us through every step, answering all of our questions. I worked primarily with Carrie and Michael and they were both great. Carrie even took time out of her busy schedule to chat with me after hours and made sure I understood everything. Michael was very quick to answer emails. The service was prompt and I felt confident the entire time. We couldn't have had a better experience and I highly recommend them. As a side note, no one "begged" me to leave a review (as a previous reviewer suggested), they simply asked. This is not at all uncommon for a business to do considering reviews are one of the best resources for potential customers when choosing a service or product.

My overall experience was great with Michaellynn Bacon the loan processor at NVR. She was amazing…read moreand was the perfect example of someone who takes her job seriously and customer service. She was very professional , responsive and had wonderful follow-up. If I had a question and she did not know the answer she would research the issue until she found the answer. She is a great asset to team and definitely made the mortgage and home buying process much better. If it was not for Michaelynn my experience would have been much worse. She should really teach a seminar to employees on customer service. If you give out awards I would definitely recommend her for one in recognition of her excellent customer service.

Churchill Mortgage - Columbia

Churchill Mortgage - Columbia

(1 review)

I am so disappointed with my new mortgage company. I bought my house in July. My first payment was…read moredue in September. At that time, I was directed to send my first payment to Tennessee which I did. Only to find out after receiving a letter from their collection agency that my first payment was still due. I called the Tennessee office. They checked on my payment and said it had been received but they did not know where it was. I was told to put a stop on my payment which I did. On the 1st of October I paid the missing September payment and October. I was told to send the payment to the Pittsburgh office and told I should have sent it there anyway. Initially I was told to send the October payment to Pittsburgh. In the meantime, I have gotten two more calls from collection which is causing more stress than I need. I have MS and the stress is causing a flare up. I want them to get their act together and show me that they know what they're doing!!!

From the owner: Whether you're buying your first home, using down payment assistance, refinancing to save money or…read moreaccess cash, or purchasing an investment property, we'll help you find the loan that fits your goals. We offer a broader range of loan products than most lenders, helping you secure the right mortgage while reducing overall costs. We also offer innovative programs like Home Buyer Edge®, Certified Home Buyer, Rate Secured, the $10,000 Seller Guarantee, and our No Score Loan. We've helped more than 100,000 families achieve more stability and financial peace through smarter mortgage planning. Explore your options today with a local Churchill Mortgage expert.

First Home Mortgage - mortgagelenders - Updated October 2026

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