Had something appear on my credit report, called and Linda Cortez was able to immediately identify…read moreit (old medical bill + habit of ignoring mail) and within 2 minutes we were squared away. 5 stars for polite and efficient help!

My girlfriend received a call from the CEO Robert Reynolds who treated her absolutely terribly…read more Whether a company is working in collections or flipping burgers there is absolutely no excuse to be rude or condescending. He even laughed at her and hung up multiple times! I really hope anyone considering using them as a collection agency knows that this is who they're passing their customers to. Happy to provide further feedback as this is incredibly unsettling to our family and I will be making sure that this is recorded and every course of action available will be used until an apology is given. I encourage everyone who has had a poor experience to let us know who referred you to their collection agency, as they clearly do not care how low their score is. Dentist that referred: Dr. Satnik (805) 639-3050

I reached out to New Era two years because I was drowning in debt. They were very responsive and…read moreimmediately helped me set up a plan with monthly payments I could afford. Cecy, James, Richard and Esmeralda were all so helpful! The reps were quick to email me back with any questions I had. I ended up finishing my program early (Sept 2026). I highly recommend them!

I'm not happy at all with my experience, was with New Era/Versita Law for over a year & only…read moreexperienced upsells, slow settlements made & no clear explanation of how much of their fees were taken out of the account. I enrolled jointly with my wife & we had just over $20k in debt & only seen 3 accounts settled after I paid over $9k into the program! A complete waste of time & money, I had small debts with each creditor mostly under $3k & they barely did anything!

Ivette is very knowledgeable and professional. She offers a free consultation with no strings or…read moreobligations attached. You can tell she sincerely cares and is passionate about helping and educating others. She was able to remove some negative items from my report as well as dispute some inaccuracies from my report. Since working with Ivette my credit score has significantly improved. I was hesitant to try another credit repair company after working with other companies and not seeing results, but after my consultation with Ivette, I knew I was in good hands. If you are looking for a credit repair company that delivers results, I would highly recommend taking advantage of her free consultation.

Love working with Ivette! My credit score has jumped nearly 100 points in one month of just working…read morewith her. I will be purchasing my first home next year and am confident with her help I will accomplish that goal! If you are looking to gain confidence to make those big purchases I highly reccomend this place! Thank you for all your help Ivette!

This a great company that went over and above for me. They battled the head hunter lawyers to…read moresettle for the lowest amounts possible on three judgements. Highly recommend and you can trust them!!

Horrible. I worked with somebody named Garrett who took my $500 and said they would help me settle…read moreand I would get it back if they couldn't settle and then they didn't help me settle. So nothing happened and I'm out of $500 and the manager refused to pay me any of it back even though they had to fire the employee who lied to me.

Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

Second Chance has helped me and the clients that I have referred in helping them purchase a home…read more They have helped tremendously with our credit in resolving the issues. I highly recommend Second Chance.

Thank you Kevin for all your hard work. Your service was a great relief for me and other people…read moreshould know how well you help. Price Debt resolved my repossession deficiency for less than 50%. The bank was threatening legal action and they could have placed a lien against my home. I'm still working with PDN on another credit card that got away from me. I avoided bankruptcy, saved my house and again, thank you for your help! -Peter

I chose this credit union after doing my research on interest rates on a car loan years ago. Hubby…read more& I have had an account here since they opened. They changed their name to OceanAir. What I truly love is how friendly, knowledgeable, and helpful everyone is. I love how they remember me and make me feel like part of the "family". It is like the old show Cheers. I feel so welcome here. I really need to give a shout out to Jorge, Calvin, and Mackenzie! They care. They truly do. All 3 of these fabulous people have asked me about my recent car purchase. They have helped me out with cashiers checks, notary services, and they answer every question thoroughly. I always feel happy when I go here. There is an ATM outside. I prefer to go inside to handle my transactions.... because of the kindness. I strongly recommend OceanAir Federal Credit Union. Hubby and I wouldn't bank anywhere else.

Getting a new card since a bad charge on it I think because I used EBay for first time. Anyway bank…read moreimmediately shut my card down. I went in to get a new card and was treated quickly and friendly. I believe I wasn't there more than 15 minutes and walked out with a new card.

Janet Lawson is a GREAT attorney! She is a straight shooter....WHICH IS VERY RARE!! Janet and her…read morestaff handled us and our case professionally, and with the utmost care and concern for our needs during our diffucult time. I have and will continue to refer Janet Lawson to ANYONE who needs her services. SHE'S AWESOME!!

I heard great things about this office, but I was disappointed with it. First, my opinions of the…read moreindividuals I dealt with in the office are that they knew it all and the personal skills that should have been given was lacking. I had one partner or clerk that told me I could never get my case settled for less than she was charging and that I needed a report that was not required. She was wrong. I settled the case without even having to go to trial. I hired an excellent attorney who was kind and compassionate. I would not suggest this attorney and her staff to anyone. I am not going to pay and deal with arrogance at the same time.