I'm not happy at all with my experience, was with New Era/Versita Law for over a year & only…read moreexperienced upsells, slow settlements made & no clear explanation of how much of their fees were taken out of the account. I enrolled jointly with my wife & we had just over $20k in debt & only seen 3 accounts settled after I paid over $9k into the program! A complete waste of time & money, I had small debts with each creditor mostly under $3k & they barely did anything!

New Era made my life and the stressful process of debt settlement so easy!! This choice is never a…read moreeasy one and it's scary but New Era answered all my questions and was able to make this a affordable option for me. I highly recommend them. I did so much research before choosing a company because this category of business can be sketchy but if you have stumbled upon this one, look no further! I got out of close 40,000$ in cc debt is 5 years! I would have never seen the light of day if it wasnt for New Era! Every single person I talked to was pleasant, understanding and kind! I cant thank them enough!

I can not thank Ivette enough for helping me improve my credit. I'm glad I put my trust in her…read moreservices. She guarantees her work and will refund all your money if she does not improve your credit score. Not only did she fix my credit but she also educated me throughout the process and I was able to share that knowledge with my family and friends. Life is so much easier with good credit and it feels good not trying to figure this out on my own.

From the owner: Financial Restoration Services specializes in credit repair and we strive to help the community…read morereach their financial goals. The services we provide is the following Improving your FICO score through all three major credit bureaus, debt negotiation, help consumers remove negative items, Guaranteed confidential services, lower interest rates, education service, and Personal/Business credit profile.

My girlfriend received a call from the CEO Robert Reynolds who treated her absolutely terribly…read more Whether a company is working in collections or flipping burgers there is absolutely no excuse to be rude or condescending. He even laughed at her and hung up multiple times! I really hope anyone considering using them as a collection agency knows that this is who they're passing their customers to. Happy to provide further feedback as this is incredibly unsettling to our family and I will be making sure that this is recorded and every course of action available will be used until an apology is given. I encourage everyone who has had a poor experience to let us know who referred you to their collection agency, as they clearly do not care how low their score is. Dentist that referred: Dr. Satnik (805) 639-3050

I contacted this agency today in order to PAY an old medical bill. I explained the entire situation…read moreto "Jordan" who referred me to contact the medical billing department of my doctors office. (I have full coverage medical insurance, which was suppose to cover all medical appointments) the information given to my by the billing department did not match up to the information given to me by century credit. I called back to ask for "PROOF OF DEBT". I was met with rudeness and was told "we are not sending you anything else because we already sent you stuff" I told her that I'm only trying to make sure I'm paying the correct people the correct amount. She continued to be rude towards me, so i asked for her supervisor. I was immediately met by hostility and irritation by the "supervisor". All i asked for was proof of debt via email. The supervisor denied it. I wish i could provide greater details, but it was all in her tone and tact. I'm trying to GIVE THEM MY MONEY, and she acted as if i was personally burdening HER, by requesting documents i have a LEGAL right to.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Wayne is very knowledgeable and responsive. He managed and cleaned up our FICO as if they were…read morehis. He improved our scores beyond what we need to refinance and save money. Thank you, Wayne,

This a great company that went over and above for me. They battled the head hunter lawyers to…read moresettle for the lowest amounts possible on three judgements. Highly recommend and you can trust them!!

Horrible. I worked with somebody named Garrett who took my $500 and said they would help me settle…read moreand I would get it back if they couldn't settle and then they didn't help me settle. So nothing happened and I'm out of $500 and the manager refused to pay me any of it back even though they had to fire the employee who lied to me.

Ivette is very knowledgeable and professional. She offers a free consultation with no strings or…read moreobligations attached. You can tell she sincerely cares and is passionate about helping and educating others. She was able to remove some negative items from my report as well as dispute some inaccuracies from my report. Since working with Ivette my credit score has significantly improved. I was hesitant to try another credit repair company after working with other companies and not seeing results, but after my consultation with Ivette, I knew I was in good hands. If you are looking for a credit repair company that delivers results, I would highly recommend taking advantage of her free consultation.

Love working with Ivette! My credit score has jumped nearly 100 points in one month of just working…read morewith her. I will be purchasing my first home next year and am confident with her help I will accomplish that goal! If you are looking to gain confidence to make those big purchases I highly reccomend this place! Thank you for all your help Ivette!

Staff excellent and Randy, the manager is great to work with HOWEVER- I tried to change my due…read moredate and because I changed it once I could no longer change it again, even with the change of my pay dates, which is totally unacceptable now I have been getting charged late fees - and it's difficult when you live paycheck to paycheck, so make sure you ask and receive all the information about how their payment structure works. Because you will not be told or advised. Theres no accommodating - they will not budge on the late fee.

From the owner: OneMain Financial has been a trusted personal loan lender for more than 100 years and is proud to…read morehave served millions of customers nationwide. Get a personal loan to help with debt consolidation, home improvement, major purchases and more. Our local team is ready to work with you one-on-one to find a solution that works for you.

Dear OceanAir I I had a wonderful and great experience with…read moreyour Team Member Janet Orejel OceanAir - Ventura she was very caring extremely patient with a sincere and Genuine smile. I had to come into the bank so I could get help connecting an external bank account to my internal bank account and make a payment on my OceanAir Visa credit card at OceanAir. I was struggling really bad when I came into the bank that Monday afternoon I told Janet I had hit my head a week are so earlier she provided me with EXCELLENT SERVICE. I left with everything I need

I went to the Ventura branch of OceanAir Federal Credit Union and worked with staff member Jesus…read moreSanchez on a car loan. He was exceptional. He went above and beyond to make sure that the process went smoothly and explained everything in detail and made what could have been a complicated process, so much easier. He is knowledgeable and was very responsive every step of the way. Also, this location is quiet, doesn't have a long line like other banks, and is just a calm environment in general. A+++++++!