Expensive renters insurance. I cancelled them a week ago after finding a cheaper quote. Insurance agent told me I have to wait 4 to 6 weeks to get my refund. Never going for this company again. I'm so disappointed. read more

RE: Cancellation signed up for them temporarily as I realized my old insurance had lapsed. Afterwards, read some of the negative reviews about troubles with cancellation, and was a bit worried. However, I had no problems cancelling my service, even though I had only used it for a few days. Called up the number on the contract and had it taken care of in minutes. Got confirmation and refund right away. Maybe they are stepping up their customer service game after getting some bad reviews, or perhaps its better to call up the local insurance servicer rather than their national customer service number. Anyways, they did alright by me, and the sign up process was really easy too! read more

Another 1 star review for this joke of a "Company".We have had this "Insurance" through this scam for our Apartment complex for over three years. No problems. Well, today, our water heater ruptured, flooding not only our balcony, but our downstairs neighbors as well. You think that SOMEONE there would answer the phone? Forget it! I will be shopping for a NEW renters insurance company as soon as possible. Like today! Also, I can't vouch for every single Yelp review on here, but it looks like we are all having the same issues. Stay away and save yourself a headache! read more

I only signed up with these folks because the apartment complex I was renting from, City Lights in Aliso Viejo, required it. I don't know how they are at paying out if you ever have a claim, but they are terrible when it comes to cancellation. I tried online and the system wouldn't recognize my policy number, etc. I tried calling in and the agent started asking for one piece of ID after another and when I started asking why he needed so much information just cancel he got threatening. I asked for his name, and since he kept making a big deal of the fact he was a licensed agent who had to be fingerprinted, his license number - of course he didn't want to give out his data to "a deranged" person. I finally hung up on him and sent a cancellation email, so I still don't know if I'm effectively cancelled or not. Be VERY careful with these guys. read more

It's been over a month since I filed my claim and nothing happened. They transferred me to another company called American national that located in Ohio, an agent named Aaron contact me to fill some documents. After I emailed him the documents in Oct 15 he called a couple of time very early due to time difference, I couldn't answer him. And that's it he never returned my call, email, and message. Of course after 60 days I don't have the right to be reimbursed, and I think this is what they trying to do. read more

Yep, this company is a complete scam! Unfortunately, my current apartment community required all renters to carry renters insurance through this shady company. I was not given an option. About a month ago, I called the company to cancel my policy since I am moving to another city. After reading these reviews, I was surprised that my hold time was only three minutes and I was then immediately connected to a nice gentleman named Notwan. He said it would be no problem canceling my policy and I immediately received a confirmation email of my cancellation. I was initially quite thrilled and thought to myself, these Yelp reviews must be all wrong, maybe they changed management or something. However, I just received a bill for renewal of the policy. I went online to check my account and the status sure enough, it indicates "pending cancellation", not actually cancelled. I thought, well, I will create an online account and terminate the policy online, that's not an option on the website. I thought, well, I'll delete my payment method, also not an option on the website. They literally will not allow you to cancel your policy. Please take my advice and the advice of everyone else on here and avoid this company like the plague. I purchased my new renters policy through Geico. I'm going to try to contact my bank and the BBB and let them know about the problems we have all had with this company. I also work for the federal government and will forward all of our complaints to the proper agency. Not a way to conduct business, erenterscam. read more

My roof was leaking and damage one of my electronic device. I try to claim the insurance but because the value was less than $1000, this company refused to give me the claim. As a full time student, i dont have any thing worth a lot but when I lost thing, it hard to replace as I don't have a stable income. Very disappointed. read more

Stay away from this company!!!! I have tried to contact them for 5 days now and I can't get anyone to answer their phones. And their website is not functioning as I cannot log in or register. I wanted to extend my rental insurance to another property, and initially i want to use them again, but because I am unable to contact anyone in their company, I will cancel my account and put a stop payment in my bank. Shame on you Erenters and your shady business practices!!!! read more

2 months later and still waiting for refund for charging 2 years worth of premiums and we no longer live at the property that was insured. Finally got through to a phone rep after holding on phone for 20 minutes a few weeks ago and they confirmed that they charged me twice and said they would take care of it. Still nothing....... Their website shows all positive reviews..... How is that possible? read more

Never, ever sign up for this company - no matter how easy it seems or how good the rate is. If there were something I could do to actually force this company out of business, I would do it. That's how terrible they are. read more

is imposible to reach someone for help in this company! A really bad service,(after hours of waiting) the employees are not helpful at all

DO NOT USE THEM 1. They never answer their phone or email and therefor are unable to ever cancel your policy 2. They charge your random amounts throughout the months you have them 3. You can never cancel because you cant get a hold of them. I had to file a claim with my bank so they wouldnt allow them to charge my card again and am now pending a law suit. Trust me dont do it read more

Even after I submitted a written request to cancle my account they still charged me for a plan I do not want. They are a scam. I'm contacting the FTC. read more

Terrible. Cancelled my insurance after they had the wrong location insured for a year. After the first two cancellations-had to do multiple cancellations for whatever reason, they charged my card. They said within three to five days I would receive a refund for the years worth of insurance on the wrong property+the random charge after I cancelled. Eighteen days later I finally received my refund in thirteen credits to my account. They said they couldn't put it in at once since that's not how it was drawn out.....fair enough I thought. Three weeks later, I awoke to an email saying they had debited my installment payment, in the amount of $400...my monthly premium was only $25.72? Installment for what and what time period? The amount was completely foreign. They couldn't explain why I was charged or what the amount was related to. "It was a system error".....every time I have called them starting March 24th-May 1st, to talking at least 50 times, I am told it's a system error. Really...:-/ The debit didn't match any total given from them, and was taken out a full month after I had processed at least five cancellations with them. I am still waiting on my $400 back. It has been five days and I am still out $400. Go with another company. These guys are nice but as far as running a business, this is not their game. If you need insurance get it through someone reputable with a better track record. These guys will end up costing you more money than it's worth. read more

I seldom write reviews, and of those that I write, I rarely complain. But in the case of eRenterPlan, I feel obliged. Like many others, I was recommended to purchase insurance from eRenterPlan from my apartment complex when I signed the lease for my apartment. I lived in Costa Mesa for 4 months (August-December) and came back to the UK. I noticed I was still getting billed for the insurance. I figured that even though I changed the lease, they might have forgotten about the insurance. I emailed them around 3 times, both using their email address and through the form on their site. I got no response. I called them as well, but there was a long waiting period. In the end, I went to my bank and got the payments cancelled on my end. I would recommend the same to you, if after having tried to contact them, they didn't reply (which is likely). Terrible customer service, and as other people say, probably a borderline scam. Do not purchase insurance from here. read more

I have had a terrible experience with this company and their poor customer service. I needed to extend my policy for 2 weeks as the lease went past the policy expiration. What should have been simple was anything but that. Spoke to their customer service, but the man ended up accidentally cancelling my current policy 2 months early. He apologized and said he fixed the issue. He let me know I would see the accidental charge on my the credit card I gave him, but then would see a refund. Days later I still didn't see it. So I called customer service again, was told there was a note to refund me and it takes up to 5 days. So I waited a few more days. After 11 days, still no indication of the refund. Called again today, I was told I have already been refunded. I explained I wasn't seeing it on my credit card statement and I asked to speak to a supervisor because I needed some kind of proof. I was put on hold for 15 min only to have the girl tell me SHE spoke to the supervisor and said again it's been refunded. Wow! thanks for letting me speak to a supervisor! After ALL this, I figured out they refunded a different credit card! Not sure why they would refund a card they didn't make the accidental charge on. I really think this company should train their employees better on how to handle transactions and for their supervisors to not hide behind them. I realize speaking to customers who aren't so thrilled with the service isn't exactly fun, but it seems incredibly unprofessional to not take the role that you were given. read more

I'm only giving it 4 stars because I still haven't had to cancel it and I'm honestly afraid that it'll happen to me too and they'll keep charging me. But I've called them on not one but two occasions and never had trouble getting through anyone. They were always very nice and helpful. I've also never had troubles with their website. I have no clue if things have changed since they've written their review but I've been with them since October and absolutely 0 problems. read more

I continued to be charged for the plan for 8 months after moving to a new apartment and getting a new plan with a different insurance company. I had specified to the representative I spoke with that my plan was only suppose to be for the duration of 13 months, but I've been charged for a total of 21 months now. Very frustrated and disappointed with the experience I have had with this company. read more

Erenterplan kept taking money from my bank account subsequent to me moving out of my apartment. I tried over and over again to call them to cancel, but no one ever answered the phone. They don't give any other options for cancelling your policy. You can't do it online, so you are forced to call their phone number. I found this ironic, since you can start your insurance plan with them online quick an easy. (It makes sense. They want you to easily be able to give them your money, but they want it to be very difficult for you to STOP giving them your money). Anyways, I ran out of options and the only thing that worked for me was filing a dispute with my bank. I asked my bank to prevent erenterplan from withdrawing money, and luckily that worked. I truly believe that their business strategy is to make it so difficult to cancel the policy, that the policyholders give up or forget, and erenterplan can keep taking money from their credit cards every quarter. The only positive thing from this experience was that it gave me an appreciation for companies with good customer service. Erenterplan has none. I'm so thankful that I never had to actually file a claim with them, because I'm sure that would have been an absolute nightmare. I now use a large, well known, well established insurance company for my renters insurance, and I feel so much better. My advice is to avoid this company like the plague. If you are forced to use them through your apartment complex, then I think it's reasonable that you ask your apartment complex employees to help you cancel your policy or get in touch with someone from erenterplan when you can't. Maybe if apartment employees see what a nightmare this company is to work with, they'll stop wanting their tenants to use them. Lastly, if you can't stop them from withdrawing funds from your bank account, contact your bank to stop it! read more

I live in Dallas Texas--and management informed me I was required to have renters ins.-They went on to say they had the cheapest ins. available-$24.95/month-or-$299.4/yr--By e-renterplan-I did some research and bought the same insurance coverage 100,000 liability, 15,000 property, 1000 deductible---I paid $48/year---year not a month but a year---through Liberty Mutual--These Apartment managers make huge commissions--as usual lies and obfuscations!!! Be aware folks--- read more

BEWARE: They automatically withdraw your account two weeks before payment is due!!! I was unaware of this and now I have a $40 NSF fee on my bank account. I called them to get an explanation and representative was rude. They basically told me I should've read the fine print. My payment was due on 8/02 and they withdrew today, 7/18. read more

I have been trying to cancel my plan through the website with no luck. I also try calling the whole week. I tried to cancel my plan the next day and get a refund of my money. I was pressured from the Irvine company to get the plan and gotten a AAA plan that was more responsive. Aweful. Don't do it. read more

Seriously the worst. I was required to get renters insurance for my apartment. My lease ended a few weeks ago and I have since moved out and I am STILL trying to cancel this stupid thing. They definitely don't make it easy. I've called multiple times, sent emails and tried to log on to my account with no avail. DO NOT USE THEM. Oh, and they decided to change my policy and add an increased "processing fee" for no reason... read more

This is a horrible company. They repeatedly charged my account well after I canceled my policy. Customer service is hard to get a hold of. I woll never deal with this company again! I wish I would have done my research before signing up with eRenters. read more

I didn't have a problem cancelling. I only had to wait two minutes before someone answered the phone and they were polite and didn't try to force sell a renewal. As an aside, I paid with a check at the beginning of my policy instead of using my credit card. So...if I would have had problems cancelling, they wouldn't have been able to charge my card. :) read more

Run, don't walk away from this company. Premiums aren't the worst, but the customer service is. They are speedy to sign you up, but if you want to cancel/change the policy, they disappear. There are 3 different phone numbers: 888-205-8118, 855-873-6808 and 888-512-4204; all are the same and equally horrible. If you enjoy being on incessant hold and/or receiving no response to emails, then this is the company to choose. (HINT: If you have already been lured into using them, pick the option for "new service" if you need to speak to someone. At least the hold time might only be hours instead of days.) read more

Why do they choose to make this so difficult. All I want is for my credit card to be charged on a monthly basis for my renters insurance but keep having technical issues. The website never remembers my payment information and due to those issues my payments aren't processing and my apartment complex is saying I am no longer insured. Their website was down last week, they call center is always flooded (I have to wait 25 for a call the ended up getting disconnected!). I called back and I get an automated message stating all circuits are busy! I don't have time for this. If I could do no stars I would read more

Non-existent customer service. Had for a year, tried to renew several times. Website doesn't recognize email they're sending to, address they're sending to, or account number. Emailed many times with no response. read more

Absolutely awful customer service. When I first got the renter's insurance policy, I wasn't 18, so it was linked up though my dad's email and whatnot. So I finally went to change the email to my own email, and now nothing works, I literally can't login no matter what I do. I called and explained that I tried resetting the password multiple times, and the lady just sent me another email to reset my password. I need to login so I can print out a copy for my new apartment manager, but I now have no way of doing that. Switching immediately, IF I can even get someone to pick up and help me. read more

This company automatically charges payment and continues automatically without asking for permission to do so. Additionally it does not permit you to cancel the policy online. This is the worst rental or other insurance policy I have used. read more

Do yourself a favor and bring your business somewhere else. They will charge your account without asking and when you ask for a refund they will not do it. They will say you will get a check a month later.So if you do not have any money you are screwed. Why to go through this issue if you did not ask for renewal anyways. Really bad costumer service. They become rude when you tell them you want to cancel your account. read more

They get 0 stars from me if that was an option. - Their login system has stopped working. I have spoken to them 5 times by phone, each having to wait on hold for 1+ hours and they are completely incompetent. read more

This company is a fraud. If you try calling their number, their automated system will let you hold there until your phone holding hand fell off. read more

Support is horrible if your just buying it out Account had expired, and their site didnt allow to renew the same account online. Customer service...after 45 minutes wait time would only turn on the account by hand after i gave my Card Number over the phone.. (Um NOPE... PCI Compliance..? ) I want to supply my payment electronic where a person cant write it down with pen and ink So I asked for a manger.. Told me there was no one to escalate to (Bull-sh--) i pushed and they finally agreed to talk to their manager. Service rep said manager will call me back when they are available. Never did.. I called 2 days later to re-escalate to manager.. wont transfer... promise to call back 3 days pass by... i call the Sales line... try to escalate there.. spoke to the manager there.. He said he would talk to Support and call back.. no call back. I inform the Irvine Company of my distaste and horrible service, and recommended they re-consider them as a "preferred" vendor Also i am VERY sure they Contact Us Form on their site does not work, OR even worse.. the Receiving end...is ignore my pleas for a call. I have serious doubt in their ability to handle a claim when they time comes, if i cant even get a manager to call me back, over a super simple issue. At this point i have located the Board of Directors at the parent company and am going to contact them directly to get some support in the mean time, be wary. Sure..you can buy the policy online initially .... to cover yourself when renting... but what about after that... good luck read more

Cancelled service over a year ago for elderly resident of apartment complex who moved out. However, just found out they are still charging him $20 a month despite multiple calls to eRenterPlan and the apartment office that helped to set up the plan. Seems like a very fraudulent company. read more

Never had a problem till my recent move. Kept being told different things by different people. Had to ask each person to refer to my notes. And still ended up just having to do something completely different than what I wanted, due to needing the policy transferred the day of (which they told me to do.) Hopefully next move is better! read more

I got this insurance because I was recommended to them by a good friend, I quickly and easily signed up on their website. Then when I moved I looked up their phone number and gave them my new address. I never have had a problem. read more

This company is a SCAM. They tried to charge me for an apartment I have not even lived in for over 2 years. Do not give them a single cent.

So far so good. I am one of those people who likes having insurance on my property even if it is only a rental. It was very easy to sign up. The brochure was available at my building's management office. So I went online and signed up. Easy. Ask me how the service is in a few months maybe. :) read more

I used this insurance for almost a year. My insurance provides insurance against theft. I was robbed, I applied to this company, but in any of my posts the company responds: "YOUR RENTERS INSURANCE POLICY WILL BE CANCELLED IN ?? days ... Click Here to Pay Now.". This is the INSURANCE company that DOESNT INSURE. read more