Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

My husband and I worked with Katia, she was easy to work with and was on top of everything. She did…read moreeverything for us, she was our realtor and helped us with the financing. We got a 30 day escrow thanks to her hard work. She is the best of the best, we highly recommend her.

Steve Kim did an exceptional job getting us the best home loan and walking us through every step of…read morethe way. Our realtor referred us to Steve and we'd recommend him now to others. Steve was able to get us competitive rates compared to other brokers and lenders I shopped with. He also went back before closing and got us extra credits when the market dropped slightly. We had so many questions regarding the loan process and Steve answered all our calls, text and emails throughout the day. Highly recommend!

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

I was so happy to have discovered and met Kent as a professional loan agent. Unlike numerous other…read moreloan agents who were rarely available and did not give me any of their time to discuss loan options, Kent took the time to explain the details and options available to me to finance a home I really hoped to own and urgently needed funding to close the deal. Kent helped me overcome some hurdles and complications with loan funding and diligently worked with me so I was able to obtain a loan promptly and complete my financing with the best interest rate possible. I greatly appreciate Kent's professional help and will seek him out for any of my future lending needs!

Kent has been with me every step of the way. Any questions I would ask Kent and he will try to his…read moreto answer them and as quickly as possible. When I received new documents or have any inquiries I did not hesitate to get Kent's opinion. Thank you Kent for making my process as easy as possible!

Esther办理贷款的体验非常好，她非常负责，无论是资料准备还是流程跟进都处理得很到位。每次有问题都能迅速回复，让人很安心。整体做事效率很高，沟通顺畅，大大加快了贷款进度。非常推荐！read more

I'm so glad I worked with Esther Lee! She gave me the best rate right from the start, better than…read morewhat other lenders were offering. Communication was amazing. Esther always answered my questions quickly and clearly, and actually listened instead of brushing things off. Super easy to work with and made the whole refinance process smooth. Highly recommend!

Mr. Joe Olvera is the best. I had a great experience with him, he is very experienced and is always…read moresmiling and very efficient. He helped me with my loan, I had a lot of problems with other brokers until I found him, he resolve my issues in a short period of time and I was finally! able to to purchase my home! I highly recommend Joe, he is the best in the field. El señor Joe es bilingüe y eso facilitó mucho la comunicación entre nosotros, me siento muy agradecida y feliz con los servicios que me prestó.

Home Owners Financial Services is a great place to get your loan. There are so many good things to…read moresay about Mr. Olvera. He is personable and a wealth of knowledge which he is happy to share with his clients. He was able to get my wife and I approved in a few days and we closed escrow in 30 days. He took the time to explain every procedure and what to expect. As first time home buyers this information was invaluable to us. I would recommend Joe Olvera to everyone. If you are serious about getting a home loan, he will make it happen.

5 star BUT do your homework/ shop around . But for the most part these guys are pretty ok. I…read morepersonally don't love all their staff members. They speak professionally in a "back handed compliment kinda of way". I read someone indicating this place has "terrible customer services" - well, its that persons own fault - they sould have done their homework and knew EXACTLY what they wanted before coming in. (the people who work here are not paid enuf to give a damn. ) And be ready for EVERYTHING TO TAKE FOREVER. No one working here has a sense of time or ugency. But I do like the little robot dude

I went in to apply for an auto loan, and the guy helping me (Tony) seemed like he couldn't wait to…read morego home. I was approved for the loan with little explanation or info on what to do next. I went home only to realize that the terms and conditions for the loan had a gray area condition that might not even work for my situation (something that could've been made clear upon receiving approval). Not that big of a deal.. I then attempted to call not only the loan officer himself, but the branch, as well as the company's main office line to no avail. I go back later the same day to see the same loan officer walking around freely, chatting happily with co workers (even though I was told over the phone that they were all unavailable or with customers). We speak again and I get a vague answer from Tony about the discrepancy, but this time I'm told they have to "wait for approval from the back office". This was all on a Friday, so I was aware that there would be a longer than usual delay over the weekend to get that answer. Come Monday, I receive nothing (by 1PM). I try and call all 3 lines again, nothing. I decide to go back in for a 3rd time and this time I spoke with a different loan officer (after requesting to speak with a manager and waiting 30 minutes), and he basically told me the same thing, that they were "working on it". I was told I would for sure get the answer I needed by the end of day, "maybe even sooner". That was at 2PM. Next thing you know it's 5PM (they're closed) and I've still received 0 updates or answers to my simple question regarding the loan. Now it's Tuesday (12PM) and I call again, just to be told by a main office worker that he "couldn't get ahold of anyone, but someone from the branch would give me a call by end of day". Based on my experience so far, I HIGHLY doubt that's gonna happen, and I'm tired of going in and waiting 30+ minutes for the same answers with no progress whatsoever. This whole ordeal has been a major waste of my time to say the least. This place has managed to turn something so simple into a major headache of mine. I'm having a really bad experience with this company so far. I would certainly not recommend.

I have worked with David on residential mortgages 3 times over 20 years. He always listens to my…read moreneeds, is very responsive and helps find me the best deal while taking a lot of the administrative burden off my plate. I highly recommend him as a mortgage broker.

My wife and I have worked with David for two purchases over the years, and he is a real pleasure to…read morework with. Extremely knowledgeable, generous with his time, and always helping us navigate the process seamlessly. Would highly recommend!!

Araz is incredibly knowledgeable and was able to guide me through my entire loan process when we…read morewere purchasing our home. The staff is also very friendly and helpful. I highly recommend doing your next loan with optima lending.

Great service by Lilit! She helped us from day one in getting all our documents ready for our…read moremortgage and guided us through the process until closing. As first time buyers, she helped us navigate the complicated process of applying for a loan. Would definitely recommend reaching out to Lilit for anyone looking to buy a home!