This is a fresh story to tell. I went to this bank last Saturday, it was a tough process, because all of them are basically age 50+, don't know how to use computer, don't know what's critital to make a wire. I filled out the wire form and handed to a banker/teller, she said she wasn't able to recognize the infomation I filled, then she let me filled one more time, and I did it in the couter which next to her. After I finished, she was still unable to recognize some informtion, at least not all. Then she asked serveral times, and re-wirte some of the information that I may not wrote very clearly, then she let me wrote down my initials at the section that she revised. I just believed that this will be fine and will processed on Monday morning, my cut off time is 1PM. On Monday, they called me once, I was too busy to pick up any phone calls, then they called again, I picked up. Here, there's a staff or manager named Evelyn Lam, said she need to re-verify my information because what I wrote is unclear. I was like, holy so the teller kinda revised my information for me and I also filled out the fom twice and all these actions don't help. Lam said she needs to verify my ssn, I was afraid it's a fraud and con, gave her my DL number, then she asked what my mom's last name, then she asked the escrow information which I dont' have it in my hand. I can only asked her to send email which she said she sent at 10am ish, when she was saying that, she was also saying that louder and louder, tried to cover my voice. Oh well, "nice person" I've ever seen. The important part is coming, after we had this bad conversation over the phone, I went to my other bank, and finished a wire in like 10 minutes which is a so much better experience in Eastwest. Then I sent her an email, that said I don't need to do wire now. Then she wired out my funds. Yes she wired out my funds, without completely verification, and she said thank me for verifying which she didn't verify with me completely.
So now questions came to me, I used to do wire several times with EW other brenches, no one ever verified and wasn't able to do wire after I finished everything in the bank. If I do the wire in the bank and the bank indeed has such a verification process that Lam had to me. Why can I do the wire so easily the first few times? Are those verifications from Lam necessary? She claimed she didn't receive my cancellation email, so just wired out my funds without fully verification. She also sent me a request to reverse the wire. read more