I had a phenomenal experience with Dianne as a first time home buyer. I had been referred to another lender with Draper & Kramer. While my initial conversations with that lender started out well, and I found him to be charming and funny, after our non-contingent offer on a home was accepted I was shocked by the differing numbers, quotes, and estimates of down payment and cash to close figures. On a tight budget with our first home, I found this to cause me significant distress and anxiety. Enter Dianne (2-3 weeks til closing), who salvaged my sense of trust, brought joy back to the process of buying our first home, and stayed consistent and clear from beginning to end. Her team was efficient, friendly, and effective. I cannot recommend Dianne & her team more highly. I am so incredibly grateful to Dianne for taking on our complex situation and moving us toward close with grace, nimbleness, effectiveness and speed. I could only wish I had started the process with her. Thank you, Dianne! read more

It's been a few years since I've written a review about this amazing human and her team, so here it goes! Dianne helped us refinance twice in the past year to take advantage of lower rates. She is incredibly responsive, knowledgeable, and honest. I always leave our conversations feeling more equipped and ready to made a well-informed decision about our home loan. I know it's been an incredibly unique and busy year for Dianne, but she always took time out to address our concerns directly, including making herself available to talk in the evenings. And of course, they always help us lock in a great rate. Dianne's team is also wonderful to work with. Everyone is kind, responsive, and thorough, and they kept us well-informed along the way. I can't say enough good things about Dianne. Trust that you are in good, extremely capable hands. read more

Dianne Crosby and her team -- Amy, Michael, and Tina -- are all fantastic to work with. This is my third loan with Dianne and each time has been excellent. I've been working with her for 8 years. I closed on my refinance this week and the process was smooth and convenient. My questions were answered timely by the team along the way. I'm very happy with the rate I have. I highly recommend Dianne to first time home buyers or anyone looking for a great rate. Thank you Dianne and team! read more

Dianne and team has gone above and beyond, guiding us through the home buying process and the associated loan process during the challenging COVID period. They are smart, hardworking, nice people who really want to help you get the property of your dreams and the best loan package that you deserve. Dianne will impart her many years of wisdom in the business to ensure you make the right loan choice for your situation. Dianne worked thru nights, weekends to ensure that everything went off without a hitch, and true to her words, the property closed on time, and everything went thru smoothly. Her team was always constantly watching, helping and coaching with very clear instructions and step-by-step guidance to ensure that everything is covered and there were no surprises in the process. So here we are, happy home owners with a great and affordable loan package secured by Dianne and team. Could not be more happier! Have recommended to all friends and family. read more

Dianne and her team are excellent. I met her three years ago at a home buying seminar and was blown away by her knowledge. I spent the past few years rehabilitating my credit score and saving up for a down payment before finally applying for preapproval to see how close we were to our goals. As a first time home buyer, I was nervous about the whole process of home buying, but she was always incredibly clear about what the next steps would be and she answered emails and phone calls promptly and always gave us a heads up if she knew she was going to be unavailable. Also shoutout to Monica, who was also a pleasure to work with. We closed so fast thanks to this stellar team! read more

We worked with Dianne and her team to buy our first house. Her and her team deserve a medal (shout out to Michael!). As first-time home buyers, we had a ton of questions and felt nervous going into the process. Dianne and everyone on her team was so easy going, positive, responsive, and kind. They were super patient walking us through the process and worked hard to get our financing squared away with a very tight turnaround. We had a few surprises come up through the process, and Dianne and her team navigated them like pros, and got us our dream house right before the holidays! Can not recommend them enough for your home purchase! read more

Diane and her team were great. Super fast turnarounds, easy process and for us the best loan product that fit our needs. I really liked the online platform too to upload all of the docs. Made it a lot simpler to apply and get diligence done. Thanks Diane! read more

Dianne and team were there for us around the clock. The transaction went smooth - but we knew it would. What we didn't expect was the emotional support as first time home buyers. We did some research prior to choosing Dianne. However, our real estate agent whom we trusted recommended we use her - and so we did. You should work with Dianne to buy your home. read more

I spoke with many lenders (Chase, Wells Fargo, Quicken Loans, other Guaranteed Rate folks) before finding Dianne and her team in Berkeley. Her office clearly runs a step above the rest for buying a California home - they are keenly aware of timing, very responsive, and Dianne has an impeccable knowledge of her business. read more

We were introduced to Dianne by our Realtor a week after our offer on a house was accepted. Obviously the introduction was needed because the "solid" mortgage broker we were working with dropped the ball and left us stranded. Dianne and her team kept a hawk's eye on the ball and made sure that not only did our escrow close - it closed on the original date proposed! The qualities I appreciated in Dianne and her team were responsiveness (on email, phone, text), professionalism (doing what they said they'd do) and solid knowledge of the process. While the rate we received could have been better - I'd trade that any day for finishing up the process on time. Sure - there were a few surprises that kept coming, but Dianne hand-held us through the process - and most importantly, kept us updated on what was happening. Would recommend her to my friends in a heart-beat! read more

Dianne is amazing - a first-rate professional. She successfully helped us navigate a complicated and frustrating refinance effort - one that included multiple lenders, multiple properties, and multiple vendors. Our prior efforts (three in total) had not been successful, in part because the complexity of our financials. Dianne was able to fully understand our current situation and desired outcome, and chart a course all the way from the initial application to final funding. She handled the inevitable bumps and unforseen roadblocks agressively and quickly, never giving up, and using all of her considerable resources. AND, she never lost her sense of professionalism or humor (even when we did). I highly recommend her and her team for finance/refinance needs. read more

Dianne is the real deal - smart, up-front, honest... a real pleasure to work with. If you live in Oakland or the surrounding region, don't go anywhere else. She knows the area very well and can give you a fair and fantastic deal. We'd totally been shafted by a bad mortgage due to the past broker pulling a fast one at the last minute. Dianne worked through all the options with us and got us a great rate. Better yet, the whole process was very straightforward and we felt a lot of confidence in our decision. Her staff was very professional and polite. All in all, it was a total win. Thanks Dianne! read more

Dianne did a fantastic job for us. We were first-time home buyers, at a time when it was difficult and complicated to get a mortgage (early 2010), and Dianne simplified everything for us, took care of the details, answered our questions thoroughly and clearly, and on top of that, got us a really great rate. We love living in our new home, with a mortgage that ended up being only a little more than we were paying in rent. read more

Diane has a great team, very detailed and clear on everything that was needed in the process. They walked us through every step of the journey. I would highly recommend them for any home purchase in the East Bay. All the Oakland realtors knew of Diane and the RPM group. This was very helpful in the bidding process. She has a great reputation in the marketplace. read more

It's challenging to find enough superlatives to use when describing the excellent service we got in working with Dianne and Anna. I absolutely can't think of any reason that a potential home buyer or refinance would go anywhere else! In the past year, Dianne has been fantastic to work with 200% of the time! The first 100% was when we initially purchased a home in June of 2011. She helped us through all of the complications of the loan process, found us the best rate available, and made the process practically painless (except for the writers cramp from signing all those documents!). A few months later, I was very surprised to get an email from her, saying "Rates have gone down, let's look at refinancing!". She helped us work through the numbers, and the monthly savings were certainly worth it. The timing was a bit tight, but Dianne and Anna went above and beyond to make sure everything was completed on time. We ended up saving a good amount of money each month, and the entire process was very smooth. Again, 100% satisfaction! In an industry with it's share of shady characters, Dianne and Anna are shining examples of trustworthiness and professionalism. I can't recommend them highly enough! read more

Dianne Crosby is fierce. My wife and I contacted her to see what our options were for buying a house. Five months later, we were sitting in it. She tells you what information she needs at every step of the process. She is detail oriented and focuses your attention on all of the elements needed at present. She got us a great rate but even deeper than that, she gave us a realistic idea of what we could afford. Dianne acts fiercely on behalf of her clients and her co-workers are just as knowledgeable and focused as she is. read more

MUST DO! Dianne and her team are fast, professional & make the entire process as easy and simple as possible for the buyers. We instantly felt that we were in good hands and this carried through from start to finish. Communication was fast and clear and they got us an incredible rate! Getting a house you love in the bay area is a huge challenge-- Guaranteed Rate helped us turn our dream into a reality- highly recommend! read more

We had a very short closing time frame and Dianne delivered. She kept on top of all the stakeholders including us. Her pre-approval letter was instrumental in our offer being accepted. She is well regarded in the community and I believe that played a part in our offer being accepted. I highly recommend her and would do business with her again. read more

Diane and her team were awesome. They were communicative, friendly and transparent. They provided a options for us to chose from that best suited our needs. Our home-buying journey was far less stressful because of Her and her team. Thank you again for all your help. read more

Dianne Crosby ROCKS! I couldn't recommend her more. And yes, she is amazing and fierce as other reviewers wrote. I also add smart, reliable, warm, available and awesome. I found her after meeting several mortgage brokers. She has been following me in the last two years as I get ready to purchase my first home. I am excited that she now has her own office in the heart of the gourmet ghetto and I can't wait to purchase my first property with her. read more

This a 5 star review for Team Dianne. Dianne knows her stuff and is the real deal. After a prior disappointing experience with a major lender, a friend of mine recommended Dianne. What a difference! Dianne and her team were so knowledgeable and kept us informed every step of the way as first time homebuyers. They were so patient and addressed all of our questions/concerns. I was able to trust Team Dianne in one of the most important decisions in life.Team Dianne was able to close as promised, in 25 days. We were always ahead of schedule. I could not believe how smooth the process was the second time around. I recommend Dianne and her team without hesitation. read more

Dianne parachuted in at the 11th hour (referred by our real estate agent) and helped save our transaction when our previous lender failed to come through with the product we wanted (a 30-year fixed). She and her team worked over the weekend to get our paperwork together to put our best foot forward in getting our loan application approved and funded. She even helped us work through a tricky scenario regarding our downpayment. We had a 28-day escrow, and she got our loan approved and funded in less time than that since she came into the picture a few days into escrow. While it was a somewhat stressful situation mainly due to the tight timing and our quirky downpayment scenario, we could not be more pleased with the results that Dianne got us--a 30-year fixed at an unbelievable rate. We recommend Dianne and her team without reservation. read more

You need Dianne Crosby at Guaranteed Rate when you get a mortgage or refi. I contacted her so I could get a refi during the tumultuous Covid-19 period. There was so much confusion around how to process refi's during a lock down and the rates were jumping around. I set up my application on her site and she contacted me directly. I didn't have to watch or worry about the rates because she did all that for me and she got me a really, really good rate. From there, the process was smooth and easy and her team led me through the final steps and kept me informed. I'm so glad I used Dianne! read more

I am giving Dianne a generous 2 stars, because she was generous, helpful and informative at the beginning. This went south quickly. She seemed to struggle with my application because my situation is complex and not cookie cutter. I didn't feel like she was out for my best interest as she didn't have creative solutions for how I could finance my home purchase given my limitations. She responded antagonistically when I mentioned that I would need to consult or pursue other lenders given that she was not able to qualify me for very silly errors on my paystubs. When I mentioned "other lenders" she dropped me, archived my application and refused to transfer it to another loan officer at Guaranteed rate. I found this be petty and rude. Overall she was not very creative, slow to respond and a bit pushy. She might be well suited for people with high incomes and stable salaries, but for more complex situations (such as is common for immigrants and BIPOC people like me), I would not recommend her. I qualified with four other lenders who were much more forgiving, compassionate and didn't require nearly as much paperwork. read more

We had a chance of working with Dianne Crosby for our mortgage application. Our problems started right at the beginning whilst getting a pre-approval for a jumbo loan. Her bank would not finance us because we are non-US citizens and hence she reached out to other lenders. She does not seem to communicate with her team. One of her team members informed us that we will have our underwritten pre-approval in 2-3 days while she mentioned that it will take a month, this when she is cc'ed on all the emails. She copies a wrong realtor on our email trail and when we confronted her back she turns the table around on us saying that we shouldn't send our documents to the realtor. I know we should be more careful while replying all, but instead of apologizing she turned the blame on us. This can be particularly harmful as the property market is really hot and the other realtor might also be writing up an offer on the same property. She thought that we don't have enough US Credit history; I was shocked to hear that considering both my wife and I have really good score for 10 years and 5 years respectively. How much more history do we need? She then goes ahead and submits our file for underwriting and used a "placeholder" address for a mortgage application to the lender for a pre-approval. We didn't realize the implication of this until much later! Now we had a pending mortgage application for that property. Thankfully, she helped us sort this out with the lender because of the intervention from our realtor who recommended her to us. Oh, she was having a real hard time getting us a mortgage, but a simple phone call to customer service of a major bank and working with another loan officer for a different major bank was extremely smooth sailing in comparison. We ended up going with the alternate lender because of the extremely unprofessional behavior and attitude of Dianne and of course also because she couldn't get us a 30 year fixed and was able to get us only 5/1ARM, while the other lenders had no problems. Also, the lender who she claimed that does not offer 30 year fixed to non-US citizens for a jumbo loan has a public document on their website stating exactly the opposite. In general, I agree with the bad reviews. She is pushy, doesn't take time to explain the process, arrogant and at times condescending! I would stay away from Dianne if your file is even slightly complicated. read more

Beware! Some of Dianne's reviews here are fake. Dianne is quite unprofessional and also abrasive when you ask her questions she doesn't like. She intentionally delays sharing the mandatory loan disclosures and her fees with you so that by the time you have the information it's very difficult to go with another broker. I would advise you to shop around because her rates are higher than normal which ends up increasing your monthly payment significantly. read more

We worked with Dianne Crosby to secure our home loan about a year ago. She was a pleasure to work with. Since we lived closer to her home than her office, we even made evening appointments with her at her home which was walking distance from our apartment. Great service! read more

It just never crossed my mind that a Mortgage Loan consultant would be someone on your financial team, even after you've bought your house. Dianne has now helped me finance several loans, refinance loans, and even contacted me when the rates had fallen low enough that it made sense to refinance again. She has referred me to others, when that makes sense, and knew just what to do when my house was appraised too low. Her staff are fast and efficient, always trying to help you so that the process is as painless as possible. No hesitation at all - she's the best. I look forward to purchasing many houses in the future with her support. read more

One of my best friends was always talking and talking about how she needed to refinance her home but kept running into resistance. Then she found Dianne Crosby and in no time had her mortgage refinanced. So thank you Dianne for helping save my friend thousands of dollars and turning her anxiety to celebration! read more

Dianne at LaSalle Financial was great to work with. Along with her team, Dianne made refinancing our home a painless and rewarding process. We got a great rate and couldn't be more pleased with the service. From start to finish she made every effort to demystify the process and assure us of what was happening with our loan. Very responsive and accommodating to our schedules. Highly recommended. read more

Dianne and her team were able to move extremely quickly to make our home purchase happen for us. They were communicative and helpful and we overall had a great experience working with them! I would highly recommend Dianne and her team. read more

My wife, Liz & I have really enjoyed working with Dianne. She's very professional and thoughtful. Also, she's provided some much needed sage advice. Excellent support staff too. Would recommend Dianne to anyone. Bill Hughes read more

Dianne and her team are exceptional and I can't thank them enough for their help and guidance through my first home-buying experience. Dianne patiently and thoughtfully responded to my (many) questions and concerns. Our loan was complicated and Dianne made it happen for us! Without her, we would not have closed on our house. read more

You will not find a more hardworking team of people than Dianne Crosby and her team at RPM. Dianne has helped me with both a home purchase and a subsequent refi and in both cases she worked around the clock and kept me updated along the way. If you want someone with the knowledge and experience required to get you the best deal available then look no further. read more

Dianne is the only mortgage broker I have ever worked with and although I don't have any other data points, I would recommend her in a heartbeat. Since this was the first house my wife or I had purchased, we had a lot of questions about the process and options, and Dianne took the time to answer all of our questions. Besides a tolerance for a lot of questions, she also was one of the most responsive individuals I have ever worked with. Whether it was 10 AM or 10 PM, it seemed like Dianne would almost always reply immediately with an answer or a simple response that said she was tied up with another conflict and would get back to us soon. Highly recommended - she's fantastic. read more

Dianne Crosby and her team are consummate professionals, guiding us through a very stressful offer/acceptance process in a tight timeline. They were responsive, knowledgeable, and constantly looking out for our best interests. Highly recommend! read more

Dianne helped us get our mortgage when we bought our house in 2007. Since then we had contacted her about refinancing, but for various market reasons we could not. But Dianne kept us in mind and contacted us when things changed. From there we smoothly rolled to our refi. Dianne and her team did a great job of shepherding us through the process. Everything was done by phone and email and we ended up with a great deal. read more

Just did another new mortgage with Dianne and her team and her office remains such a pleasure to work with and even covering a rate fee for us when we wanted to pay down for a lower rate. I may not need another mortgage for a while but I would never go to anyone else. read more

I very much appreciate everything Dianne and her team has done for us. We were purchasing a 2nd home in the bay area. Our complexity was that we are living in China and has to work through tough time zones. Our first lender completely dropped the ball and we had very little time to close the deal. Through all the challenges, Dianne and her team was able to help us meet the deadline and we were able to get the loan through (at a better rate!) within less than 2 weeks. Outstanding effort and I will be recommending anyone to Dianne and her team! read more

I have been working with Dianne and her team for over five years through multiple deals- selling, buying and through exchanges. During my first buy she was able to explain everything to me in a way that a first time home buyer could appreciate, especially with real estate being a little intimidating for the first timer. Now, after going through a few deals, she always responds promptly and her reputation definitely comes into play when a seller has multiple offers to choose from. Having a pre approval letter from Dianne shows the seller that you are for real and can come through on time with what is promised. Highly recommended!! read more