I have worked with Derek and his loan team for the past 2+ years, not as a client, but as an underwriter, working behind the scenes. I have more than 25 years in this industry so I've worked with many mortgage originators in my career and I simply cannot say enough good things about Derek Wetzel and his entire team! He is one of the hardest working in the industry, always keeping himself educated on the latest guidelines and programs (which is not easy in this ever changing mortgage world) and he always goes above and beyond to make sure he finds the best program and pricing for his customers and their needs. He is forward thinking and proactively anticipates any hurdles that could come along and puts contingency plans in place if needed. He keeps on top of every step in the process to ensure that things go smoothly. And his files do go smoothly because of how thoroughly he and his loan team work to ensure that they do! Derek also treats his internal staff with the same professional courtesy and kindness that he shows to his loan clients and referral partners. To me, that says a lot about his character and that's who I would want working on my behalf. read more