No Loany, No cry I recently bought a house and had a decent rate for a loan. As the market got better rates were dropping it thought it best to get a Refi to use it to my advantage. I spoke to several mortgage companies and they egged me on to get one, Dave was the only loan officer that had the integrity to tell me it wasn't wise, it wasn't the time and it would cost me more on the long run. That was the move that sold me on his business cause he put people before this OWN profit. Not only did he teach me what to look for, he took his time to explain all the details that I didn't understand. Time passed, Dave was able to get an even better rate and minimise my costs out of pocket even more. Thanks Dave! read more

We had an exceptional experience working with David on our home loan. As first-time (and family purchase) home buyers David was invaluable. From the very beginning, he was extremely informative, patient, and thorough, making sure we understood every step of the process. What really set David apart was how proactive and dedicated he was--he went as far as calling the county assessor and working tirelessly to help us navigate Prop 19, which made a huge difference for our family. His knowledge, communication, and willingness to go the extra mile gave us total confidence throughout what could have been a stressful process. We truly felt supported and well taken care of the entire way through. I would highly recommend David to anyone looking for a trustworthy, hardworking, and outstanding loan officer. read more

David was extremely helpful with both my initial home purchase and home refinance. He had consistent communication and anticipated many of my questions as we went through both processes. He thought through the best options for me and my situation, making everything as stress-free as possible. He is enthusiastic about his work, and deservedly so; he's good at what he does! read more

David is a lifelong friend of mine, though I am confident his relaxed, no-question-is-too-dumb approach with me is carried into all of his business relationships. He's the type of guy who loves helping people, deep deep in his soul, and his penchant for winning equals a great combination when he's working on your behalf. He aims to educate too, so you walk away with a great rate AND deeper understanding of how this all works, preparing you for leveraging your newfound knowledge the next time opportunity strikes. read more

Started with his Hops and Homes and helped me use the VA loan for a seamless buying experience in todays market with all the incentives and opportunities. He's here for the Veterans and would do it with him all over . If your a vet he's for you . read more

David was extremely professional and honest throughout my entire mortgage process. He was able to get me the best rate possible for my new home. He also was very knowledgeable about the VA process and I would recommend him to anyone that wants to purchase a home. read more

David helped us with a mortgage refi last month and he did everything and more for us to get the best rate possible. He didn't make any promises but he started us at 3.125 and said he would try to get it lower if possible. David was able to get us 2.875, which was a whole percent lower than our old rate and worked out the stoppage of our PMI as well. I highly recommend David for your mortgage services, he knows his stuff and worked extremely hard to get everything we wanted out of our refi. read more

One year later still one of the best relationships I have made in the past couple years! David has continued to be a tremendous help for my friends my family and I will continue to refer him to everybody I know. This guy works harder than anybody else I know cheers! read more

Simply put, David is a miracle worker, seriously!!! I was selling my home to a buyer in a very unique situation, that made it very challenging for them to get qualified under conventional methods. To make a long story short, David pulled out all the stops to make the deal happen, going above and beyond, "above and beyond". And although I'm quite certain David works on dozens of loans, he made me feel like mine was his top priority. This guy's hustle can't be beat! Thanks David!!!! read more

David did an amazing job keeping us at ease during the process of buying our first home. He was very knowledgeable and kept us updated through each step. He was available to answer all the questions we had, even the small pointless questions. I DEFINITELY recommend David to anyone looking to buy a home! He is a GREAT agent! We can't thank him enough for all the help. read more

I called David with questions because I just moved to CA from MI and I was not sure if we were ready to buy just yet. He was knowledgeable, professional and friendly. He is the type of mortgage person everyone should want to do business with. Thank you David. read more

We had a great experience with David and our recent purchase of a home in West LA. Everything went smooth and actually closed sooner than expected. I appreciated the constant communication and updates that kept up us informed ever step of the way. I am eternally grateful for how easy this process was and I can't wait to move into my new home. Thank you!! read more

David assisted my fiancé and I with our first home purchase and made it such a great and easy experience! We had no idea where to begin but David guided us every step of the way, and still answers any questions we may have today. He is very patient and knowledgeable. I highly recommend him to anyone looking to purchase a home! read more

This has been a long time coming... I met David in May of 2018 when my wife and I wanted to see where we stood in relation to getting approved for a home loan. We had some savings, but also some student loans and a car loan. Even though we weren't super serious, he still took the time after work, to sit down with us and go through the entire pre-qualification process. When we had questions, he was happy to answer them. David found a way to get us pre-approved, but we didn't find anything in our price range and still weren't quite ready to buy. Fast-forward a year to June 2019, and we found a house we are kind of interested in. Of course, we have to go through the entire pre-approval process again, which David was happy to do. We put in an offer, but were outbid, so we decided to save up even more to have a stronger down payment in the future. Jumping to May 2020, we found a condo that would be perfect for our little family, and again, we needed to get pre-qualified. I called up David, and even though we had done this twice before, he was still just as happy to meet with us (well, most of it was done electronically with COVID) as the first time we met. This was the one, the sellers accepted our offer, and we were in escrow. Through the entire home buying process, day or night, whenever I had a question, or needed clarification, David would answer. Within minutes of calling or texting, I would get a response. When I needed a place to meet the notary to go over paperwork for the escrow company, David offered for us all to meet at his office after hours. Whatever we needed, David was there. TL;DR - If you want someone that's going to work tirelessly for you, that truly has your best interests at heart, and isn't in it just to make another sale, go see David. read more

David helped me and my husband secure a loan for our first home. Not only will David answer all your questions about the home buying process and assist in securing you the best loan possible, but he will also keep your individual needs and goals in mind. We shopped a few loan officers and ultimately decided to go with David, and I am so glad we did! We actually started looking for a home over a year ago, but based on what our specific priorities were, David recommended we wait and get a couple things in order and then try again. This was the best advise we could have received! Because we waited a year, we ended up in a better financial position and therefore able to purchase a better home than we would have if we rushed this the previous year. David was well organized, quick to respond to questions, and gave us amazing advice. If you are looking to purchase a home, I recommend speaking to David. read more

I would not be a homeowner if it weren't for this man, I owe him alot and would recommend him to anyone looking to work with someone who always puts your best interest at heart. I was working with a family friend and was already a week into escrow when the closing cost and and interest rate were looking a lot higher than I anticipated and was ready to pull out of the deal. Low and behold I got in contact with a friend from work who had recently bought a home and recommended David to me and contacted him that very day. Within a couple days he had the numbers for me and was ecstatic with the results I did not hesitate to switch lenders as my closing date was coming up fast and I'm glad he made the transition as smooth as possible, looking out for me and my family until the end. Thank you! read more

David was an enormous asset when it came to buying our first home. The first thing I liked about him was his ease and reassurance. He answered all of my questions and gave me different options. I was hesitant on starting the purchasing process but he really helped give me an idea of what the costs would look like and also helped point out some long term thinking. I'm so glad that he was our agent throughout the process. He and his staff were always responsive. He was even available during weekends and while he was out of town. Even though we didn't make things easy by creating some extra work due to moving money to different savings accounts right before we started escrow (which I don't recommend) he was still able to get our escrow closed in less than 30 days! We signed our final documents and finalized the closing the very next day. Even our our escrow officer was impressed! Home buying can be a stressful process and you need to be able to trust the people you're working with. I highly recommend that you trust David with this big step. read more