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    LowerMortgage

    5.0 (10 reviews)
    Open 8:30 am - 5:00 pm

    Services - LowerMortgage

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    6 months ago

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    Mark G.

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    11 months ago

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    5 years ago

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    Mark G.

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    4 years ago

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    Mark G.

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    9 years ago

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    9 years ago

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    Review Highlights - LowerMortgage

    Not only did Mark beat the rate and term that I was quoted elsewhere but he made the whole process easy.

    Mentioned in 9 reviews

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    Community First Mortgage - The Community First Mortgage team on the patio of our new office across the street from The Promenade at Westlake Village.

    Community First Mortgage

    (111 reviews)

    Mike and JB helped us with a refinance. It was the smoothest financing experience I've experienced,…read moreMike was very thorough explaining the process, our options and walked us step by step. JB helped us with gathering documentation and closing docs. Entire process was a few weeks long and was very straight forward. They got us great rates and found us a great lender. Would highly recommend the team for a home purchase our refinance.

    My wife and I just closed on our first home, and got our mortgage through Neil and his team…read more We were beyond impressed with Community First Mortgage, and would highly recommend them to anyone in need of a mortgage broker. Neil walked us through every step of the process and was incredibly responsive. As first-time homebuyers, there were lots of things we didn't understand and Neil took the time to explain things clearly. We felt confident we were getting the best rates, and had the best team working hard for us. For reference - it took us FOUR days to get our loan "cleared to close" from the day our offer was accepted. We had a 14-day escrow period, and our loan was ready to close well in advance. That was an incredible feat by the Community First Mortgage team, and took a ton of pressure off of us with such an aggressive escrow timeline. Lastly, Neil also recommended our real estate agent, who was another incredible addition to our team. The folks at Community First Mortgage have a five star rating for a reason, we could not have been happier with the service we received and look forward to working with them next time we are in need of mortgage brokerage services.

    Justin Bitensky - Equity Smart Home Loans

    Justin Bitensky - Equity Smart Home Loans

    (12 reviews)

    Could not have picked a better mortgage broker! Justin is one of a kind. He was incredible to work…read morewith, so approachable and walked us through every step. He worked weekends & holidays for us (Christmas & Christmas Eve). He was always available, gave advice when we needed it and treated us like family. He made buying our first home easy with no surprises. He was upfront, honest and knew and communicated exactly what he could do for us. Our close was less than 20 days and Justin made it stress free. We are lucky to have found him. He came highly recommended by a friend of ours who has used him multiple times and we would recommend him to anyone and definitely use him again.

    Justin just helped me close on my home and I couldn't have had a smoother experience. He was so…read moreincredibly patient with me despite my 1000000 questions, because as I regrettably learned, majoring in finance in college 20 years ago means nothing when you're trying to figure out what an interest rate is for a mortgage. I had so many questions and as a millennial, I dodged all calls, but Justin remained incredibly patient with me. He was never condescending, even when explaining the most basic concepts of a mortgage, and I felt like he was truly looking out for me and in this to help me get the best rate out there. I think trust is something that's not easily won these days, and I wholeheartedly trust Justin to help me and anyone who's lucky enough to find him in the future. There are a lot of lenders out there, a lot of big companies that will pull a bait and switch on you, as I discovered in my home buying experience, and that's why I appreciated working with Justin so much. He was always up front about expectations, good and bad; above all else, I trust his integrity. He was looking out for me as a person with unique needs and personal challenges and trying to help me make the right personal decision with no pressure. I know I would not have gotten that with some random lender advertising on the internet out to make a quick buck. Thank you for helping me through this incredibly challenging process, Justin.

    LowerMortgage - mortgagebrokers - Updated May 2026

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