I've had plenty of experience buying homes and well I've been communicating with Nilu Askari for…read morethe past week trying to get cross approved per the selling agent's requirement. We have already been pre-approved by BOA (letter) and have our first property with them, this is a second home for us and have been experiencing some major hurdles trying to get this done. I sometimes think that since they have messed up so much during this process that they have failed in gaining our trust that they would at this point delay in getting us approved so that they could wait for an other offer on the property we are interested in and try and gain that business form the next person. I'm a fair person and understand but when your site doesn't work and keeps refusing to accept your information, calls are not returned and you are pretty much not getting help well it looks pretty disappointing all the way around. UPDATE 7/30/12: THIS MATTER WAS NOT RESOLVED, My conclusion was that Nilu was not happy to cross-qualify us for the listing agent since she knew that she would not obtain the business from a qualified BOA buyer. So she did everything to delay this approval since her site was broken she wanted my wife and I to drive to her location over an hour away after a week and a half of trying to get her to accept our information over PDF files. Well I'm happy to report that we ended up buying the property with an all cash offer 15K below what we had originally had offered. This chick screwed the listing agent and the seller. She did this only to look after her own interest and not the interest of those who are referring business her way. GOOD JOB NILU, I'm exposing they way you really do business, I certainly hope that you lose that business from those who take the time to read this review since you deserve to be treated the way you treat others. SHAME ON YOU! ONLY IF THIS GETS RESOLVED:: Will I make changes to this review, I have tried in good faith each day to communicate with this business but I was only told and I quote message from my real estate agent: "but you can tell him (referring to me) that his sarcasm will get him everywhere.".... Obviously she meant that it won't get me anywhere however I expressed no sarcasm, actually I expressed my concerns since her web-site is broken and I simply asked her if all she would do is call us to gather the information she needed, it's that simple. As I said, I'm a fair person but if you are refusing to do your job and are holding up the opportunity for me and my family then I take it personal and I'll be happy to leave this review up and add in more details later.

My wife and I worked with our loan officer Josh L., who was recommended by the awesome agents Eli &…read moreCaroline at Teles Properties. Given the skyrocketing prices of homes in Southern California, my wife and I experienced trepidation with whether we could afford/qualify for a mortgage as first-time home buyers. Then we met Josh, who upon looking at our financial situation, wiped out all our anxieties like a Harry Potter wizard waving a wand. From the very moment we put down an offer to closing escrow, Josh was there providing guidance with dos and don'ts with our finances, answering (more like calming our fears of the unknown) our questions, and always acting in our best interests overall. This review wouldn't be complete if we didn't also praise our loan processor Darleen V. , who like Josh, was also very friendly and responsive. During escrow, I was e-mailing Josh & Darleen daily. Now that we closed escrow, I actually miss them. Have you ever had a medical procedure that you thought was going to be painful because everyone else told you so previously only to discover that it was not bad at all thanks to an excellent doctor? Well, Josh, Darleen, and Team Skyline are like those doctors. Thanks Skyline!

I cannot say enough about my experience with Silver Mortgage Group. I started a mortgage with…read moreChase and they had bad information on my property taxes which after 5 weeks they couldn't straighten out their mess. I happened across Silverio and his incredible staff and WOW, what a professional company. They had my entire mortgage settled before Chase could figure out what they were doing. Professional staff, quick accurate service, great interest rate. They made the process so easy I will never use anyone else again. If you are looking to refinance, or first time mortgage, do yourself a favor and call them. You will be so glad you did. I just can't say enough about all of them. First class company. Thank you so much. My escrow closed in less than 45 days, Chase was 3 months into it and still couldn't get it right. Again, thank you and God bless all of you.

Thank you to Silverio and his amazing team for helping my dream come true of becoming a first time…read morehomeowner. I would text him day and night with dozen of questions and he would always make time to respond immediately. His team made closing escrow such a smooth process. I highly recommend Silverio for his expertise, experience, and communication to making this process a great experience. He is trustworthy and for those reasons he will continue being our family first option for future home buying experiences.

I was very fortunate to have been referred to Eduardo Sanchez at Alterra Home Loans. I had a unique…read morefamily situation and I figured refinancing my home loan was going to be a difficult process. Eduardo was very detailed and attentive to my situation and got to work right away. He set a clear expectation on time frames and he was very efficient with the documentation process. He presented various scenarios so that my wife and I could meet all of our financial needs and goals that we needed from the refinance. Eduardo followed up regularly and worked through the underwriting process with us. Thank you Eduardo and Alterra Home Loans.

I was referred to Joe Fernandez at Alterra Home Loans just over a year ago by my local Chase bank…read morewhen we weren't able to refinance through them due to various limitations. We still weren't able to refinance last year, but as the housing market went up this year, I remembered my conversations with Joe and I reached out to him to try again. Joe was friendly, knowledgeable, accessible and an absolute pleasure to work with from start to finish. He helped reduce costs where he could and always took the time to answer any questions I had, and I had a lot. We were able to complete the refinance this week and I am looking forward to working with Joe in the future when we refinance to a conventional loan. Thank you so much, Joe! It's been fantastic to work with you!

My case was a hard one. I went from renter to owner in 30 days. Sean and his team helped me cross…read morethe finish line. Thank you! Best regards, Hector Gutierrez

If ever there was a world-class mortgage broker, Lendevity would be it!…read more I worked with Lendevity to obtain a refinance on my mortgage. Jerry Choudur, Mary Martikian, and Jennifer Becker were all consummate professionals through the entire process. Jerry was very upfront about everything! He's a seasoned vet in the mortgage world and walked me through all the tactics used by the competition. I obtained several loan estimates from competitors (one of them rhymes with "Roam Beepo") and Lendevity always provided the best deal. The entire process was as modern and streamlined as a refinance can get. Really, give them a shot. The Lendevity team really gained my trust through this refinance. I am intending to refer everyone I know to them. And to come in for a perfect landing, they sent me cupcakes! Delicious, diet-crushing cupcakes!

Where to even begin.... I worked with a great broker named Raymond (Ray) and Joseph helped out a…read moreton as well. This was such a tricky loan, as it was for my first home purchase and I was hoping to utilize income from a converted garage studio to increase my borrowing power. Again, this was a very technical loan with a lot of moving pieces and novel situations for underwriting to navigate. In the end, Ray and Joseph got the loan done and got me a great rate! I would highly recommend working with AFL, as they have a wide range of loan programs and well-fostered relationships with multiple lending organizations. Last, I was super anxious throughout the process and both Ray and Joseph took my calls, supported me through the process, and kept me even keel to the finish line; their support pertaining to my stress was invaluable, particularly during a first home purchase!

Seamless transaction, Joseph and the team are easy and great to work with, and the push all parties…read moreto ensure they meet deadlines as if it were their own loan. Would definitely recommend them to friends, families, and colleagues.

I did my finance and refinance with Brad…read more Excellent service. Very professional and patient.

I would like to acknowledge the exceptional service I received during my refinance. Thank you for…read moreyour guidance throughout the entire loan process! If you're in the market for a home loan/refinance, the staff at Amerifund will go above and beyond to do what is best for their client. So glad I made the call and chose to run numbers with them. Brad referred me to Cesar. Cesar and his team went out of their way to make sure I got the best available loan at the best possible rate. I saved thousands of dollars! Integrity is something you cannot put a price on. Cesar Silva, along with his team, Shannon Gruetzmacher and Jennifer McCall​ exemplify what it means to be professional, knowledgeable, and responsive! Thank you!

I've been working with Tom Taylor at Anchor Loans for 10 plus years. He is very quick and…read moreefficient to respond to any of my hard money lending needs. He always provides me with the best rates and closes quickly. I would highly recommend Tom at Anchor.

Anchor has been spamming my phone illegally in violation of the federal Do Not Call Act for a…read morecouple of years now. At least five calls per day, each identifying themselves as Anchor and alternating between "my loan application" that I never asked for or consented to, or claiming that they can "help me with my tax issues" which I have none. Every single day, which has added up to thousands of calls. The only positive is with all the breeches that scam companies like Anchor use to get their victims, I've locked my credit. Otherwise they'd be calling me about the loans they already took out in my name. I have never contacted these scammers, they are an identity theft scam company and frauds. Pressing 2 or whatever it is to tell them to take me off the list does nothing. The only positive reviews here are bots. The fact that they closed their other Yelp presence to try and step away from the numerous poor reviews is telling. All companies that call unsolicited are scams. As they've admitted to identity theft in their voice mail by stating that they have loan paperwork with my name on it, I will be filing with the SEC as well as the FCC for the do not call violations.

Jeff and Cindy were amazing in assisting me and my family with the purchase of our first home. They…read morewere patient with all my questions and my inexperience with the process. Cindy took the time to explain everything to me and truly helped my mortgage process to go as smoothly as possible. Highly recommend Southern Oaks Mortgage for any purchase or refi you might need.

Jeff is wonderful. He made the process see less. We felt like he was informative and trustworthy…read more He made sensible recommendations. We feel the quality was great and we closed in less than a month. My family recommended him highly and we weren't disappointed. Thank you. We appreciate you taking the time to go the extra mile.