My husband and I are first time home buyers using VA loan in Northern California. We were very…read morenervous about starting the process of finding our first home because we have heard it is a stressful and emotional roller coaster, not for us. Mayra made the process so easy and smooth. After working with her, I honestly think it makes a difference when you have a great realtor and loan officer to make the process less stressful and more enjoyable. She is absolutely amazing, great communicator, very knowledgeable in what she does and will fight for you to get the best deal. Don't have a realtor? don't worry, she will interview some in your area of interest to make sure they have their best interest in what you want. She makes sure you are well educated in the process and keeps you in loop of everything along with your realtor. We are very blessed to have Mayra in our home buying process and we will continue to work with her in the future.

Mayra made the experience of acquiring a loan an absolute joy. Extremely professional, with a quick…read moreresponse time any questions I had during the process. A professional who truly cares about the client. She took control during the hectic process of purchasing a home. She made herself available all hours of the day, and night, not only during the work week, but weekends to answers any questions I had. She provided great Communication, throughout, everything was transparent, from the initial pre-qualification stages throughout escrow, till the very end of the process. As a first-time homebuyer I am impressed with the level of quality I received through the whole process. I would recommend Mayra to anyone in the market for a home or mortgage, she will get the job done with professionalism, candor, and a willingness to patiently answer any questions at every step of the process, making it as stated previously an absolute joy! Thank you very much from the bottom of my heart.

We were referred to Jeff through a previous happy customer, and we could not have been happier with…read morethe service provided. Jeff was patient, thorough, and endlessly knowledgeable. Any question, any time, he was on top of it. Could not have asked for a better agent, I will be recommending Jeff to all of my friends and family for all of their real-estate and brokerage needs. Thank you Jeff for all of your help

We were renting for over 20 years and our landlord decided to sell last June. She gave us an option…read moreto buy and Jeff was her realtor. What an amazing experience we had with Jeff and his team. The amount of knowledge is unbelievable, he even wrote his own book which was such an easy read with all the information you may need to purchase a home. He went above and beyond to make the transaction as smooth as possible. No matter how many questions we had and how confused we would get at times. Jeff was prompt, always available, and patient with us. Thank you, Southern Oaks Mortgage!

I spoke with Linda in an emergent situation after a big bank totally messaged up in the last hour…read morebefore I was able to remove loan contingency. Linda totally cleaned up their work, comforted me about the process, and was undeniably knowledgable in a user-friendly way that not one other person (from agent, to broker, to lender) has ever been. My only regret is that I did not call her sooner. She is the -- by and far -- best person to work with on such a huge life-purchase. Honest, knowledgeable, and compassionate. Could not recommend her more.

I had the pleasure of working with Suley of Stree Free Mortgage. From the first day, Suley was…read moreexceptional; she was very responsive and diligent; not to mention patient with my eagerness to close escrow as soon as possible. I couldn't have asked for a better customer service experience. Her knowledge of loans and resources made a huge difference.

This place is horrible ms.gross was so unprofesional after so many back and forths and empty…read morepromises we finally came to no agreement cause she changed everything she said so me and my family went somewere else.dont trust this place they are very shifty especially Ms.Gross.

Same review I posted to Google!…read more My husband and I got our first ever home loan through Augusta Financial. At the same time, a friend of ours was buying a home and after we "secured" our rate with Dwayne, we found out that there were LOWER rates which could have saved us THOUSANDS because our friends got a significantly lower rate at almost the same time (within a week). Augusta Financial clearly did not have our best interests at heart. They came recommend by the real estate agent of my husband's family and we trusted him, so lesson learned to not trust the family realtor and do our own research. My husband did not want to start the process over elsewhere with the amount of time we had already spent and as we had found a home we wanted to purchase at a more or less affordable price. Also, they did not tell us our loan would be IMMEDIATELY sold to another company. We already had set up automatic payments and got notification in the mail 2 weeks after we moved into our new home that the loan was sold. Dwayne also could not spell in almost any email we received from him, which personally irritated me. Grammarly is free. Attention to detail was not strong and everything he required was always urgent, but when we needed an answer to something he was nowhere to be found until it was convent for him. I also had to explain things several times to several different people at Augusta Financial like they do not communicate with one another there... Overall, I would say we had a rough first mortgage loan experience and do not recommend Augusta Financial. Take your chances with them as they do not look for the best rate for you, and they do not give you all the information upfront unless you know what to ask for; as first time home buyers, we did not know what to ask and there is A LOT of information out there and so much to understand that it can be very overwhelming for first time homebuyers.

We recently refinanced our Valencia condo through Pacific Funding. We did close the loan…read moresuccessfully in the end, but I will definitely not use these guys again, or recommend them to others. Their rates are good, but you can find as good (or maybe better) elsewhere. I did not have Jennifer (the officer mentioned in the other review), but worked mostly with Jason Renno. Still, I had the same experience of unresponsiveness and an overall lack of communication. Having been through the mortgage process before, I felt like I was the one having to remind them of things. Sure, it mostly worked out in the end, but I was not treated with much of what I would call "customer service." Had this been my first mortgage, it would have been a nightmare. Some specific complaints: Loan closed over 2 weeks late, even though we always submitted all requested docs within 24 hours. This caused a major headache with travel plans we'd made, etc. Even though I made a specific request not to finance the closing costs (multiple times: in person, by email, by phone) when we showed up to sign the loan docs they were financed. Not worth the hassle to redo everything. Actually they put so much in the loan that I ended up with about $400 cash to borrower. I didn't need any cash, but now I'm paying interest on that extra $400 for no good reason. They failed on some regulatory compliance issue during the process, later having to send me a check for about $100. Compliance issues--really??? They provided no instructions, bill, envelope, or account statement for making the first payment after the closing (had to pay them one post-closing payment before the loan was sold). There's probably more I'm forgetting, but you get the idea.

Pacific Mortgage was awesome to work with my team went above and beyond to answer even my simplest…read morequestions i would definetly work with them again Thank You PFMD

My parents and I are first time home buyers and we couldn't have done it without Dan Felico's help…read moreand expertise. We closed escrow in a month and got the keys on December 7, 2022. From the beginning, Dan was absolutely stellar. He was thorough in his explanation of each aspect of the approval process and brought such a welcoming vibe each time we interacted. Dan is very professional, courteous, patient, and he always kept us in the loop. Dan GENUINELY wanted to help us. He always answered his phone, texts, emails at all times and remained in constant communication throughout the whole process. Trust me, he responded quickly via email or text and was definitely a pleasure to work with. He even showed up to our closing which was completely unnecessary but went a long way in knowing he was with us from the start to the finish! Thank you so much Dan. We are very grateful for all the work that you have done for us. You made it possible for us to get our dream home. I highly recommend Dan Felico. I'll definitely do more business in the future with Dan and SelectPlus Lending. More power to you and your team! Best Regards, Villacastin Family

Knowledgeable, Reliable and Great service!…read more My partner and I are first time home buyers, and we definitely could not have done it without Dan! We were introduced to him by our realtor who has been working with him for years. We were very nervous and went in blind unsure if we were ready to purchase a home, but he was able to guide us through the entire process and answered any and all questions we had. So glad we were able to work with him. Looking forward to working again with him in the future and will make sure to refer our friends and family to him. Thank you again Dan!

This was our third loan with Terry! We decided to refi after he informed us of the new lower rate…read moreavailable to us and as in the past the experience was smooth and fast- no surprises. I appreciate that he's always looking out for us and keeping us informed of ways to save $. He's straight forward and honest and I've never doubted he has our best interest as a priority. His team is professional and makes the whole process very easy. Monica even came to our house on a Saturday for us to sign the documents.

Our last lender was a nightmare to deal with so I wasn't sure what to expect…read more My experience with Terry was a complete 180 from my last experience. He is very easy to connect with, kind, patient, and knows what he is doing. Terry has over 30 years of experience in the field and it definitely shows. I am planning on buying a 2nd home to use as a rental property and will definitely be using Terry and GEM Mortgage company in the near future. I love that Terry listens and takes your concerns to heart and does everything he can to make sure you are understood and get what you need. Highly recommend.

Alison Bartholomew is amazing. My partner Monica and I were referred to Alison by Williams Homes…read more Being this was our first purchase we were extremely nervous about the whole process. When we had a question, Alison always had an answer. When we had a concern she was always available to talk to us. We felt like we could trust her, as we did. Thank you Alison for helping us purchase our first home. Danielle G. & Monica T

One of the most confusing aspects of the home buying process is the finance and lending process…read more However, Omar was super helpful in explaining everything and answering our questions. He would always respond quickly even when it was late in the evening. Omar provided us with several financial comparisons and was patient with us as we waited to see if interest rates would drop before locking in. Overall, he was very easy to talk to and always professional. We shopped around before choosing Great Western Home Loans and the interest rate was competitive in the current market. I very much recommend working with Omar!

Our loan process couldn't have gone more smoothly…read more Very thankful to Mike & everyone for all their help!

Excellent... Amazing... Couldn't have asked for more! Not only did they get a VA loan closed on…read moretime, but they did it in 30 days. With the start date on New Years day. And they got on the phone with the selling agent ON NEW YEARS DAY providing information (on how awesome we were I'm sure) so that the seller could break a tie between us & another buyer. WE WON! I can't say enough about the seamless process we experienced here. I discussed with my husband why this was such a different experience than our other house. We decided it was because these people actually worked as a team. Every email was copied to the team & if our main guy Don T wasn't available, someone else would answer. *Mind Blown* Would absolutely recommend them to anyone looking to purchase their 1st or 10th home. THANK YOU GUYS! Tara & Daniel Northridge, CA

Such an amazing team to work with! They suggested a great loan for me and were all helpful…read morethroughout the entire process! I am so grateful for everyone on Edgar's team - they are all really easy to work with, very responsive, and extremely helpful!

From the owner: Certified Mortgage Advisor , specializing in home lending to first time buyers, move up buyers ,…read morecurrent home owners , real estate investors .