I have been with Danny from loan origination through multiple re-financings over the years. He will help you analyze your situation and educate you until you achieve the clarity that you need to make the important decisions, and to determine any long-term mortgage goals. He will make sound recommendations and exercise best judgment if you ask him his opinion. You can inquire about anything, from simple definitions to more complex strategic issues, and get a straightforward and understandable answer. He has access to a variety of loan products and will work with you to find what is comfortable and appropriate for your finances and circumstances. In my case, it was achieving an economical balance of rates and fees with lenders one could have confidence in. Danny and his team try to make the application, underwriting, and closing process as positive and smooth as possible while still recognizing that unexpected glitches from any number of third parties may happen along the way, which is a natural occurrence in the complex mortgage process. Danny and his team create solutions and act on them. They devote energy to your file and will work overtime for you. What I most appreciate is that Danny and his team will pick up the phone when you call, or will communicate with you right away if you leave a voicemail or email message. In my experience, this simple thing is an extreme rarity in the business and commercial world, where it seems most service-providers delay, sand-bag, evade, procrastinate, plead ignorance, give you false hopes and expectations, and/or hope that you just go away and don't bother them anymore because you are inconveniencing them. Danny is the exact opposite and I would not hesitate to trust him with helping you get a mortgage. read more

My wife and I wanted to take advantage of the low mortgage interest rate and refinance our first FHA home. Our Great Church Friend recommended Daniel to us, and AMEN, thank you lord for giving us Daniel. We are rookies when come to refinance especially since we only bought our home for about 3 years, Daniel was very professional and everything was laid out and explained to us for clear understanding (well, at least as much as an average guy like me can understand) Daniel makes the process easy going and the fact that he actively called us to provide updates during the entire refinance process reassure us that we are in good hands. It gets better, originally, we were closing at the end of the month, but Danny called us and tell us we can of course close today, but by waiting just one more weekends, we can get more credit in to our Escrow accounts! OK, there is risk involve, a small one but well calculated one, and Daniel explained why we should take the risk, and am I glad we did since we successfully closing the following Monday with more money back in our pocket =) Who will even do that, thinking in terms of the borrowers benefits, Daniel DOES! I am not a guy that like to write review, but my wife and I truly believe Daniel is as good of a mortgage broker as you can get, and that he deserved a good review and that we should spread his passion to help others. If you are looking in refinancing or buying new houses, give Daniel a try, you won't regret it, I have been recommending him and Perl to every friend of mine. Daniel, God bless you and your family, your honest practice and great personality will sure brings joy and peace to home owners. read more

We lived in Ohio all of our lives -- the same house for 43 years -- but wanted to be closer to our daughter, son-in-law and grandchildren in Chicago. In working with several real estate agents during our early efforts to find a home, we were given a list of mortgage companies to call. One of those calls we made to Dan Chookaszian of Perl Mortgage. Initially, we liked all of the people on the list, but one stood out as being more thorough and professional. After some discussion and research as to Dan's reputation, we called him back, explained what we wanted and that we would like his assistance in helping us to realize our goals. From the very beginning to the closing, he was not only accessible, but explained the process clearly, answered our many questions, and I might add -- was patient beyond belief. It had been 43 years since we applied for a mortgage. With all the new governmental regulations, we felt like first-time home buyers! Dan and his team, especially Nora, stood by us and walked us through the detail. We were not easy clients. In spite of that, we always felt like we were important. In the end, though, we wanted results -- that's what home buyers want. Dan and his team delivered so much more than we expected. If we had known how painless this could be under Dan's direction, we would have been less difficult. We feel that if we have questions regarding our mortgage, the taxes, insurance, etc,. no one else could give us a more informed answer. read more

I could say so many wonderful things about Daniel and I will use this forum to do so. As a first time home buyer, my process was arduous and frustrating at times, to say the least. My wonderful realtor suggested Daniel so I could find an honest and reputable person who could help me finance my home and help me achieve a dream over a year in the making. When I met Daniel, he was warm, wonderful and laughed at my silly jokes. In that office, filling out enough paperwork equal to a small forest meadow, I knew things would be okay and that Daniel had my best interests at heart. He saw my fears and was able to allay them with an honest outlook and a kind word. Between Daniel and my realtor, though I found the home buying process at times difficult, it seemed once I got those two together on my team, I went from being jaded to joyful within a matter of a few months. And, as I sit here and type this from my home (thanks Daniel), I wish I could shout from Everest to the Everglades about the wisdom and character and humor displayed to me every single time I walked into his office or picked up a phone to speak to him. He's a great guy and if you need someone to guide you through financing your first home or your third, Daniel is the person to do it. He's a great guy and a great friend. read more

Before beginning the refinance process, I was worried (would we qualify? Was it worth the effort only to be turned down?) I was referred to Dan C at Perl and I'm so relieved I was. Dan and his team met with us, were available and accessible whenever we had questions. PERL was highly communicative throughout the process. When a death in the family occurred during our refunance, they were supportive and accommodating. They completely guided us and helped us move things forward. Their online upload system made providing documents easy and efficient! They even came to us to handle paperwork! They arranged to have the mortgage broker come TO US to sign the final papers. IT TOOK LESS THAN FORTY MINUTES!!!! How great is that for full time working parents?! Perl Mortgage, Dan and his team were wonderful to work with. Our lives have been made so much better because of our refinance. I wish I'd done it sooner. We would work with Dan and his team again in a heartbeat. Dan C and his team took so much of the stress from the refinance process and helped us get our lives top side up again! Thanks so much! read more

As a Realtor, I feel it is always important to surround myself with other great professionals to work with. Transactions have become very time consuming and tedious these days in today's real estate market. I know that when i am working with a buyer and i refer them to Dan Chookaszian for a mortgage, i know that they will be taken care of and there won't be any issues or surprises in route to the closing table. I also know that the deal will close on time. Dan is one of the hardest working, knowledgeable and ethical loan officers that I have encountered. When working with buyers in multiple offer situations, I know that our offer will rise to the top when the seller's agent see's Perl Mortgage on the pre-approval letter. It is easy to be successful in this business when you surround yourself with the best, and that is why Dan Chookaszian is my lender of choice. Thanks Dan for everything you do and i look forward to many successful closings together. If you are looking for a top notch #LenderForLife then you need to contact Dan Chookaszian. read more

We recently purchased our first home in Chicago. Daniel was so instrumental towards getting our first home. He went out of his way to make sure we did get our loan approved. I feel that Daniel was always super supportive and took his time in explaining everything to us. At the day of our closing, Dan was with us and he was the one doing the closing for us because our attorney did not show up due to the rain and traffic (and was on conference call). Dan did an awesome job in explaining to us every single paragraph in every document we had to sign, and make sure we understood the jargon. I would highly recommend Daniel to anyone. He is trustworthy, kind, understanding, very professional, and honest. He truly cares for his clients. I wish I could say the same for my attorney. read more

We recently used Dan and Perl to refinance the mortgage on our house. We have worked with other brokers in the past who we did not always feel had our best interests at heart. Dan was the complete opposite. He was helpful from the start, talking us through all of our potential options and answering all of the questions that we had. When it came to choosing the terms of the loan he helped us to understand the pros and cons of our choices and worked to a solution that we are very happy with. On top of the good service, his office worked very quickly. The entire process from our first meeting to close was completed in about 3 weeks. After going through the whole process, I couldn't possibly recommend him more highly for anyone taking out a mortgage or looking to refinance. read more

As a first time condo buyer, Daniel was extremely helpful, available and insightful in our approval process, closing and purchasing. We feel so fortunate to have had Daniel on our side along the way. With no doubt, I would recommend him to anyone looking to buy in the Chicago land area. He is a solid and supportive individual interested in the very best for his clients. His team was also available and I always felt they had my back. It takes one like Daniel to know the process so well and be able to make it so simple for clients. That was our feeling all along the way. No matter what complication came up or documentation needed, Daniel ensured everything ALWAYS worked out. Dan is great and I would definitely using him and his mortgage services. read more

I have used Dan as my mortgage broker for 2 mortgages and 1 refinance. If you want someone to work tirelessly on your behalf, Dan is your man. Beyond his ability to see a deal through to its close, Dan is a creative problem solver and innovative strategist. I have brought fairly complex multiunit purchases to Danny and he has guided me through the whole process. My wife and I are now in a position to purchase a single family home with twice the purchasing power because of the cashflow from our multiunits. It was Danny's advice and execution that really helped us on this path. He has a strong knowledge of the house market in Chicago and he also connected us with a really great realtor. Two thumbs up. read more

My wife and I just recently bought our first home. We didn't know the first thing about the process of home buying or what to do when applying for the mortgage. Dan was recommended to us to help us out in this area. Dan took the time to explain each process and guide us through each of them. When we were worried about something, which happened often, Dan was available by email and phone to reassure us. Once all was approved and we were clear, Dan was one of the first to call and congratulate us. This call and effort made us both feel comforted we had someone there to give us guidance and celebrate with us once completed. Daniel Chookaszian at Perl comes highly recommended in our book. read more

I highly recommend Dan Chookaszian and Perl Mortgage to anyone who needs help with a home purchase or mortgage refinance! My wife and I recently purchased our first home in Prospect Heights. I can't say enough good things about the great customer service and expertise we received from Dan and his team! I have also referred several friends to Dan and Perl Mortgage. He has helped all of them out immensely. Some were relatively easy situations, however some were very complicated. Dan helped them successfully navigate their options to find amazing solutions. Due to his help for my wife and me, and the help he has given to our friends, I give Dan and his firm a solid 5 Stars!!! read more

I rarely post on these sites but I just wanted to acknowledge what an outstanding professional Daniel is. I retained Dan to buy a house in 2011. At the time Dan's firm was Baytree National Bank. The purchase was a little awkward because of the property and the seller. There were several attempts to arrange the purchase and then some issues at the closing with the seller but none of that had to do with the financing side of things as Dan always had everything in order and knew what my goals were and now I am in the perfect home for me. Dan explained everything in detail and I knew that he would act as my agent in every regard. read more

Daniel was great through the long and somewhat complicated process of buying our current home (and of course the closing was right around the holidays when you typically might get less service). He always provided realistic and practical advice, which is what you really need out of a mortgage broker. Dan's staff and follow-up were great as well, and he responded quickly to all questions and requests for info, which really helped ease our anxiety through the mortgage process. We couldn't be happier to have a great new home, great rate on a mortgage, and have had it all accomplished during a busy holiday time of year! read more

My wife and I are in the process of buying our first home and Daniel's expertise has been priceless along the way! Because this is our first home purchase, we've had numerous questions along the way. Every time we think of another question, we call Daniel. Without exception, every time we've called him, he has patiently answered all of our questions in a timely fashion. He's never gotten tired of answering our questions and thoroughly explained all the options on the table for us. It's been great to have Daniel's expert advice at every step! read more

Dan and his team at Perl Mortgage guided us each step thru our refinance process. He kept us up to date and communicated effectively what needed to get the process completed. He and his team were sincere and professional thru every step. We have owned many homes and never experienced the genuine care and concern as we did with Dan and his team. We felt blessed to have the Perl Team oversee our mortgage needs and would definitely use them again in the future! Highly recommend anyone considering a refinance or mortgage to contact Dan! read more

Dan was fantastic at getting our mortgage approved. He went the extra mile to make sure loose ends were taken care of, despite the fact that his first baby had just been born. He really kept an eye on things and did everything in his power to help us get our approval. I highly recommend him and have sent my friends to work with him too. He even made sure we understood the bigger financial picture and walked us through different home buying options to make sure that we had covered everything we needed to with our realtor. read more

Daniel has repeatedly demonstrated what it takes to help people through a complex process like mortgages. One knows from the interaction that Daniel cares personally about you as a person, and that says a lot. His style is confident yet low-key and low pressure. Knowing Daniel through seminary deepened the experience and trust. There was no doubt in my mind that he would have our best interests at heart. I heartily recommend Daniel, and have already done that with recommending him to some close friends. read more

Dan and his team (Jake & Nora) are OUTSTANDING!!!! I am the assistant for two Realtor's, Adam and Tabitha Murphy and they have now been working closely with his team for almost a year. He and his team are very organized, streamlined, helpful and incredibly kind! They are quick to respond to questions and so very informed with the current market. They always follow-up which shows me that they don't have anything that fall in the cracks. You would be well taken care of with Dan C @ PERL Mortgage! read more