1. Credit Guardians Consulting

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Cincinnati, OH

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Credit Guardians Consulting

5.0 (1 review)
Closed • 9:00 am - 5:00 pm

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7 years ago

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My wife and I have been fortunate to work with TWP for 2 years. Rob, Chris, and the entire TWP team…read morehave been invaluable partners for us as we have begun our careers, navigated two moves, and gone through law school. I wholeheartedly believe TWP's guidance, candor, and support is an invaluable resource for any young professional in Cincinnati, Blue Ash, Mason, or anywhere around the country. (We were clients even when we lived in Chicago, so distance is not an issue). TWP is true wealth management - far beyond financial or investment guidance. What do I mean by this? A number of times, Rob and Chris have recommended that we prioritize our savings and investments in a way that would actually decrease the pool of "assets under management" TWP would later draw its fees from. They have recommended this because they know it is the best move for our long-term wealth and to meet our long-term financial and non-financial goals. They are true fiduciaries and we're glad to have them in our corner. If you have any questions about this, reach out to them or to me. I am serious - my email is ssvirnovskiy@gmail.com, I just sat for the bar exam and have 2 months until I start working so I am happy to talk!

Our relationship with TWP started over 20 years ago. They've navigated our financial planning…read morethrough the college fund investing stage right up to the present and our recent retirements. Our current financial stability and having reached our investing goals were entirely due to their attention over time. The uniqueness of TWP is their family-like approach, commitment to providing options and recommendations for complex situations, and their undivided attention to handling whatever you require, when you require it. You feel like you are their only client. They have even connected us with other professionals, such as attorneys and tax accountants, who share their values and trustworthiness. I cannot imagine trusting our life's financial choices to just a "firm" with expertise. Once you realize that your success is as important to the team at TWP as it is to you, you understand the difference between TWP and just another investment agency.

Vantiv - Sugondeese Vantiv

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To everyone who has been screwed over by Vantiv and wants out of their contract, here's how:…read more 1) WRITE A BAD REVIEW. It looks like most people already have, but just in case you haven't, this is exactly how you get started. Reiterate the points made by the other bad reviews. 2) WAIT FOR VANTIV TO RESPOND. Michele or somebody with Vantiv will tell you "I'm sorry about your experience....blah, blah, blah, please contact us and we'll try and work it out." 3) CONTACT VANTIV IMMEDIATELY. Using whatever email or phone number they give you, contact them. 4) EXPLAIN THAT YOU HATE THEIR SERVICE AND WANT OUT. They'll try and tell you that you are contractually obligated because you signed the dotted line, blah blah blah. They should then offer to let you out of your contract if you take your review down. 5) WAIT UNTIL YOU GET IN WRITING THAT YOU ARE RELIEVED OF ALL OF YOUR CONTRACTUAL DUTIES BEFORE TAKING DOWN YOUR REVIEW. They'll usually let you out right away without any problem, but you'll want to wait until they do just to be sure. I went through the same problems as all of these 1-star reviews and was able to get out of my contract with two years left on it by going through steps 1-5. I hope this is helpful.

BEWARE of Vantiv / Worldpay…read more Sneaky fine print with auto renew contracts. We were never notified either about this said auto renewal date. We stopped using their merchant processing (we found a better deal with "Alternative Payments") but they were still charging us $120 per month for nothing. We called to cancel today and they said we're in an agreement and it will be a $495 termination fee or we can keep paying $120 per month until the end of our agreement. Watch out for merchant sharks like this. There are better companies out there that allow you to keep more of your hard earned money.

Credit Guardians Consulting - financialadvising - Updated October 2026

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