If I could give a zero I would because CPS, Consumer Portfolio Services is the worst company in the world. Most of their employees are rude an the ones that aren't I feel bad that they work here. This company care nothing about the consumer at all. They was aware that I was effect by Covid 19 and on furlough. They even listed it on my credit report. Then they reposed my car in the early morning hours of JULY 1,2020 so that they would surpass the Covid 19 deadline. (March 2020 to June 30, 2020 about creditors harassing people.) They never sent anything to give the chance contact them to discuss my options. Then the tow company they hired damaged the car. CPS's repo claims dept told me that the tow did not damage the car because it was done properly and wont take responsibility. Then after all that they put 90 days past due on credit report, even though I am now current with a messed up car that I am unable to drive but have to continue to make payments on read more