Went in today and opened an account. After a very poor interaction at Valley First Credit Union the…read morecustomer service reps here were a breath of fresh air. They were super friendly and I actually found myself chatting with the lady at one point even (I have social anxiety so that's rare) they were extremely professional and very helpful. I chose this bank because the week earlier I'd been in to cash a check someone had written me and the clerks helping me were genuinely nice and helpful, so after my other bank screwed me again I made sure to go back!! Keep up the excellent service oak valley!

Ugh! As far as staff at the Mammoth Branch, most are great and if you go in they try their best to…read morehelp. As a bank....awful! They will suck you dry in fees. Cash deposits are not considered instant deposits as with larger banks to the extent that you will be charged a NSF fee even if you deposit cash to cover it same day. I wanted to have a local rural bank once I moved here but it looks like off to US Bank I go...it's got to be better than this.

If 0 stars was possible it'd be here. Mocse is easily the worst CU I've ever had the displeasure of…read moredoing business with. I attempted to set up auto pay over a dozen times. Each time the site says it's good to go, but it never works. I have tried on my own and had associates of this company do it with me on the phone and it still never worked, causing every single payment of mine to be late and charge me more money. Even trying to pay via my card online is impossible, forcing me to call and pay via phone just to get charged for paying via phone. Never do business with this company.

I've been using this bank for 10+ years. And dealt with a scam on my account a few months ago. When…read moreI went in person to address this and also cash a check (since not wanting to put anything into my account due to it being overdrafted by almost $1000) I was Told not asked by "Tiffany" the branch manager at the time extremely rudely and without any thought or interest in trying to help me through my time of being scammed through THEIR system. I needed to deposit the check because that's the money I owed them. I deposited the check and paid off the scammed amount of money. Looking back I absolutely cannot stand how she pressured me into doing that and I have not used my account with them since. I do not recommend this bank because the branch manager basically did a shake down on me and I hope all of her colleagues see this. -No I have not received that amount back to my account -I was treated like I was the scammer not the victim -I feel bad for anyone working under Tiffany.

Opened the account in Oakland before moving to Modesto. Very painless, unlike other banks I've…read moredealt with in the past, that require a lot of effort to open an account. Also no scams, like with Chase and Bank of the West. Transferring the account was equally easy. In Oakland, this was the only bank that still had free checking. Been like two or three years now, and zero problems. Quite satisfied with F&M.

It seems odd to be reviewing a bank. I have to give a shout out to Farmers & Merchants Bank…read more I usually go to the McHenry and Rumble location. I have gone in with what I thought was a difficult situation, and EVERY time they have helped me. Moving back to Cali, Stolen purse.. Divorce (changing accounts) forgetting passcodes. Always friendly. Oh yeah, you can love your bank!

If I could gibe them a zero I would I borrowed minimally and used tonpay.on time.regularly they…read moreswallowed me in fees and were predatory now they're attempting to sue me for a nominal fee that is basically pennies in their pocket and is legit past the time they can come for me 4 yrs past mind you Fuck bank of.america

I experienced the worst of customer service from grown women.The level of ignorance by these women…read moreleft me to think to myself , how did they get their jobs and why are they working for a bank when they don't even know how to retrieve information that they are not sure but then again one does not need to be highly educated to convey ignorance and these women were not professional nor educated so it seems.I wonder.....did they want to provide good customer service I don't think so....not with attitudes like they had. I'd recommend firing the entire shift especially if they've been employed there ​longer than 90 days. I'm hard pressed to think that the Manager, 2 Tellers and an Agent collectively ​don't know their banks policy on cashing a check issued by their bank I'm still a young man, yet slightly mature in age compared to the young women that work at this BofA and as a former bank teller at BofA,Golden1 and Safe Credit Union I know a few things about how financial institutions

I tried to go to the bank Saturday night July 26, 2025 to go do a deposit. I am sick and tired of…read morethis happening. It could be daytime. It could be afternoon. It could be in the morning. The ATM is always and I mean always OUT OF SERVICE! I shouldn't have to go all the way across town to another BMO bank, and unfortunately, I do not have friends or relatives and my transportation is the public transportation so you see what the problem is! And when you try to go inside the branch and ask her for help, they tell you straight out "go to the ATM machine and use the ATM" this branch downtown does not want to help you. Their customer service is very bad oh and don't go to the little desk area and ask for help. They will tell you straight out "go to the tellers they can help you." I do not understand. Why do they have a Customer Service area when they are not willing to help you they are straight out rude unfriendly coldhearted unprofessional.!

I highly dislike that bank of the west merged with BMO it's been terrible! Constantly getting hung…read moreup on the phone line it just disconnects. I have a fraudulent charge all of a sudden. My card isn't working they were supposed to cancel my old card. They also canceled my new card. So I'm without money. I can't directly deposit into my account because my cards don't work. There's two people on my account we can't see who's transactions are, whose like we used to be able to with the bank of the west which I think is absolutely ridiculous that that has changed. I really wish BMO would get it together before I have to find another bank.

This is solely about two specific employees. They're both white women, both have glasses, one is…read moreblonde and the other is brunette. I think the blonde one is Debbie? Either way, they are both absolutely rude, heartless, and also low-key racist. I regret ever helping my grandmother, get an account at this branch. The blonde lady, especially is this atrocious with customer service.

We took out a HELOC with F&M, and that process was for the most part smooth. However, any…read moremanagement of the loan after that is a nightmare. The website they use is terribly outdated and requires a paper that was mailed to me in the early part of the loan creation to even get access. We do not have that paper any longer, and getting access without it has been nightmarish. We are now selling the house and sadly will probably pay a pre-payment penalty, which honestly is worth it just to be done with F&M. The people in the bank on Dale road are nice enough, though the painful process following the loan origination are enough to keep me away from F&M permanently. The three-star rating is strictly for the staff, it has been a train wreck since then.

Not quite as good as Patelco (in Bay Area), since I could use their online banking without any…read morecrapola...like secret agent code exchange, texting and so on. Other than no online banking, I'm happy with them. I can phone to check balance, and come by if any suspicious stuff needs checking. Had zero problems otherwise, so I'd say they are the best credit union Modesto has to offer. At least I can get in the door without being forced to remove my surgical mask, unlike another credit union I used to have.

Hands doen, best service around. They are all thorough, professional and caring about the members…read more The products are great and the app is super useful. M1FCU is my CU for life !

Marisa was so nice and helpful. She was very professional. She helped me with my checking account…read moreand fixed it. Keep her on the payroll. Thank you. Joe

Worst customer service I've ever experienced. I have a checking savings credit card and a safety…read moredeposit box with this place ridiculous. Do not come here if I could give zero stars or negative stars I would

This institution is will not count coins; however, they have only ONE coin machine available to…read moreuse. I am now sitting across the room from someone with two large vessels of coins. I cannot stand in line because of the set up. If a banking institution is going to be non-responsive to its customers? It should not be surprised by people going elsewhere.

Even more disappointed with MOCSE due to how their credit card/debit card system is managed…read more Today I went on line to purchase two VIP tickets to an upcoming concert. The MOCSE system stopped my transaction and I lost these choice seats while dealing with their verification system. If their programmers were so smart, why didn't they detect that these are about the 11th and 12th such buys we have made in the past 12 months? I ended up booking two less desirable seats due to MOCSE's low bandwidth system. But wait, there's more...Shortly after jumping through all of their hoops and calling and speaking to a staff member, i tried to purchase three tickets to a place we are visiting in Scotland in July ($84), and the system wouldn't allow it. Even their staffer helping, me clearing cache, restarting the computer, you name it nothing worked. The vendor's system indicated it was a bank not approving the sale (yes I have no balance and an good credit rating). Neither the CC or the DC would work for either the MOCSE employee or I. To be extra fair, she tried to help as best she could but to no avail. She asked me to call another person, who so far has not returned my call. (I have already spent almost an hour on the phone dealing with this.) But wait, there's more. A few years ago, their system MISSED a fraudulent charge I caught and had to bring to their attention. Hampering my transactions has caused me inconvenience several times before, this is the worst so far. It is time to reduce my banking institutions to my other two. Not worth the frustration, I only opened the account to be supportive of the CU and it was close to where we live. Simply not enough bandwidth for prime time, I recommend a NO on them.

Wells Fargo Bank is not to be trusted to cover Zelle fraud cases. I have transactions on Zelle over…read more$4000, that Wells Fargo Bank refused to cover, and tried to tell my I made the payments on my phone. This fraud occurred on a month, where I only paid 1 person through Zelle. These payments were not made to that person. I would suggest not using Wells Fargo Bank, to transfer money. If you value security, don't use Wells Fargo Bank.

30-60 minute wait every time I go in this bank. They need to hire more tellers. Worst bank I've…read moreever been to.