I was looking up schools out of state because Hawaii's University didn't provide advanced up to date training in media production back in 2004-2005. Their website looked legitimate so I made the call and was greeted and informed by a very friendly 20 something girl (who's name I can't recall but have written down somewhere,) who gave me a very detailed and positive narrative of the school, it's curriculum, staff, housing, accreditation and emphasized it's state of the art training with up to date software and computers. Over two weeks, I corresponded with this same rep who assured me I didn't need to bring a computer from home as a new one would be provided that would run the current software needed for classes and no matter what my financing options, they would adjust the loan for payment up to one year after completion of the courses, no problem. Let's say not one of the promises made while I was in Hawaii came out as claimed saved for the location of the school. They sent a brochure for a 17 inch screen Powerbook G4 laptop and tried to deliver without telling me a 15 inch Powerbook with a smaller drive and less features. It took 4 months or more and many letters to different departments who ignored me before I finally ended up writing the President of the school 3 or 4 times to get a meeting, only to have him deny they were in any way obliged to provide the computer they said they would, citing some claim of the right to making changes to equipment availability without notice forcing me to threaten to leave the school and report them to The Better Business Bureau. Only THEN did they provide the right computer and 4 months after scheduled delivery. I had to do all my homework at the school between classes and work. Fortunately the courses were so easy, I aced them all, save for one C in audio production caused by choosing to work on a production in another county for a week, missing the final. They modified my loans without notification until after the changes took effect, including a decision to change my loan to pay as I attend instead of after completion of courses. I took low paying employment and commuted without a car (another detail they left out saying I didn't need one for a campus job,) to pay for food and rent, something they said the loan would take care, then they drop the $150 a month on me. Even with a full class schedule and work it was easy to get A's and I even sat in on second "year" courses more my speed to get pointers. Since moving home, I am still on the verge of bankruptcy with Sallie Mae threatening to garnish my non-existent wages and homeless to boot at present. I returned broke, heartsick, exhausted and without a certificate and little references, no place to live, no car and no leads. I recovered and found piece meal work while caregiving for my Mom, then my Dad before he died, but it's been very sketchy at best. The fact I attended Collins impressed no one in the business in AZ. In fact, I was told I was a sucker. Trade school scams are common in AZ I find out, Collins is included with Sallie Mae in an investigative report by 60 Minutes. They are there to collect money from you through borderline if not actually fraudulent loan practices, kick you out with nothing to show and destroy your financial standing with crippling debt. read more