I just opened a new account at Citizens Bank only because the bank I have doesn't have a location in the town of Lockport. I have to say I gave 2 stars only because the tellers are really nice. I opened the account and had to switch so many things around. Direct deposits, bill payments etc. I'm lost without a bank card, but I figured within 5 days at the most ( I opened the account on a Sunday) I'd have it. I have certain accounts and items I buy online that will only take a card. By Friday I was starting to get frustrated. Now it's a new week..... Monday, Tuesday, Wednesday....FINALLY Thursday of the next week it comes!! Then I realize they never gave me or asked me to pick a PIN when I opened the account which my other bank did.. Now I call AGAIN and I'm told I have to wait another 2-3 DAYS to get a PIN in the mail!. So I STILL can't use my card! I've NEVER encountered this much trouble getting an ATM card! If I knew I could go to another bank without going through all this switching again, I would close this account. NOT a good way to do business Citizens! By the way, where the heck did this card come from?? China? No, I've gotten things from China quicker than this.... read more