Chris was great helping us get a loan to purchase our first home! He answered all of our questions about financing homes and found us all the available options. He walked us through every step of getting our loan and is a very friendly person to work with. I highly reccomend him as your home loan broker! read more

Its our first time to do a refinance and at first we really dont know the process and even who to trust too. A familly referred sir chris to us and as we know him, he did help us a lot in the process and everything went well, a smooth process and easy one. He rendered a really good service and he will inform you if refinancing or the interest rate your looking at will be beneficial to you and your family. He gave pros and cons and really considerate with all the things you want as client. We definitely recommend him if you guys are looking for a broker that can help you to find a better deal and interest rate if your planning on buying a new house or even refinancing. thanks you sir chris for all the help. read more

Chris has already done two mortgages for us. The process has been smooth all the way!

Chris was very easy to work with. He is the most responsive loan officer that we have ever worked with. While we were shopping around for our home lender, Chris stood out from the bunch, and we are very happy to work with him purchasing our recent house. Although our loan had some hiccups, but Chris was able to smooth things out and gave us the reassurance we needed. After we closed escrow, he even sent us a thoughtful gift for our new house. We are looking forward to refinance with him in the future. read more

This was our second loan (refinance and new purchases) with Chris and his team. It has been a pleasure to work from to start to finish.   I appreciate his quick and thorough responses and that he makes himself available, even during weekends or on vacation.   Chris also works hard to find you the best rate and conditions and listens to your needs. We will definitively channel any future loans through him and we recommend him to anyone who would want to purchase or refinance their house. Thank you Chris and Infinity Loans team! read more

I highly recommend Chris. Such a professional! Chris kept me well-informed throughout the home loan process. I would definitely want to work with him in the future. read more

Chris has been a pleasure to work with from to start to finish, all the times we have used him to purchase two homes, and refinancing three times. We appreciate the quick turnaround time and response to our questions. He was able to answer everything quickly and is very knowledgeable. He did not give us the run around, which I really admire from a business. He made the process quick and painless, and beneficial for us in the long run. He has our best interest at heart, which is rare. We would do business with him over and over again, and recommend him to anyone who would want to purchase or refinance their home, no doubt about it! read more

This guy is a magician! There is a reason this guy has 5 star rating in all platforms. He is the best out there. It was destiny that brought us together. After having let down by another broker/lender, we were pressed for time to secure a loan as escrow was about to close. We found Chris and he got on our case ASAP. He was able to get us the best loan at the best rate within days. I don't know how he does it. And for that, he is the loan magician. read more

Chris helped us secure our first home back in 2017 and we went back to him to refinance this past year. He made the process so easy and easy to understand. My wife and I felt so comfortable during the whole process all thanks to Chris and his amazing work! read more

Chris is a great professional and highly responsive. He is very knowledgeable and was always available to answer our questions. From start to finish, he was able to navigate us through this crazy market with multiple competing offers. We are beyond grateful for Chris to get us in our dream home. I highly recommend Chris and his team. read more

Chris has been super helpful during the whole application process, it could be challenging to purchase a property with such a high interest rate, however Chris really makes the experience much smoother than I thought and always provides professional recommendations for me to make decisions, thank you Chris! read more

Chris has been our GO TO for home loans!! We've refinanced with him so many times and our rate is now at 1.99%!! Timing was great!! He's very thorough and is very good about answering questions!! So happy for him!! read more

100 percent recommend handling all your home loan concerns with Chris. He has been our go-to guy since we bought our home a few years back and helped us refinance a couple of times after. He always provides the best advice and is extremely knowledgeable. He's not in it for himself, he wants what's best for his customer. Great communication along the way. Will recommend and continue to work with Chris and his team for future loans and home purchases. read more

Chris helped us secure a quick and highly professional refi when mortgage rates were low-- saving us thousands of dollars and lowering our monthly payments. He was easy to each, quick to respond, no question was too simple. He walked us through the whole process-- night and day from our previous refi with a (unnamed big bank). We highly recommend Chris! read more

Chris is AWESOME! He is always on top of his game and I don't need to follow up with him! He is very knowledgably and answers all questions I have regarding to home loans! He has always been efficient and responsive whenever I need to get a hold of him! Keep up the great work Chris!! U Da Man!!! read more

Smooth transaction once again. Even though I'm a repeat client, he still takes the time to take me through the paces. I can't recommend him enough! read more

Chris is awesome to work with! He has great rates as a lender and if you use him as your agent as well, a great one-stop shop. He helped me close a loan on my place within 3 weeks which is very quick. Very knowledgeable in walk thru and offer process. Built a good relationship with selling agent to help me get some credits. Would definitely work with Chris again! read more

Professionalism at its finest. I feel so lucky to have such a great broker on my side. I did a refi at the beginning of the year and Mr. Cadiz went above and beyond to help me with the whole process. He helped me through every step of the process and explained everything in the utmost detail. He listened and answered all my questions and was very supportive. He kept in contact through escrow and gave me ample notice of possible steps to come so that I wasn't surprised. Even after we closed Mr. Cadiz was still in contact to make sure that I understood when I could expect my final paperwork. You can really tell that he loves what he does and really cares about helping his clients. Thank you read more

I was referred to Chris from a friend. Very happy i came across him. He was very thorough. Kept me informed through the refi process. Answered every question I had very quickly. I will definitely be referring him to family and friends. read more

I highly recommend chris! He is honest and patient. My situation was not a typical easy transaction and chris worked really hard for me to get me a good deal. Thank you chris! Will definitely recommend him to all my family and friends read more

Escrow closed on my 1st home yesterday and Chris Cadiz was instrumental in making the process easy and stress free. From the beginning he was informative, proactive, RESPONSIVE, and best of all trustworthy. He was always quick to answer my many many questions and was patient and positive despite my many newbie concerns. With his help I was able to complete the loan process from application to underwriting approved in less than 3 weeks! Amazing! P.S. He got me a great interest rate too. I work in a demanding industry and can attest to how Chris and IHL stand out for stellar customer service and true professionalism from beginning to end. Go with Chris, and rest assured you'll be in good hands! read more

I'm so thankful for Chris! He helped me a lot on getting my first home. He is very helpful and knowledgeable. He is the best. You can always contact him for anything. He will make it happen. I'm so blessed. read more

This was my first time refinancing. Chris was extremely patient and made me feel comfortable. He explained every step thoroughly and was in constant communication with me throughout the entire process. He was always available whenever I had a question. I would not hesitate to work with him again. read more

Too bad you cant give more stars! Chris is a family friend and I've known him since we were in high school. So before you think that I am doing this for him as a favor, that's not the case. I have been using Yelp for a while and this is actually my first review. That's how good I feel about the service and dedication that Chris brought to the table. My wife and I decided to purchase a Mobile home, only because of our credit scores and income. Its not really what we intended and we were really close to pulling the trigger with another broker and that's when Chris stepped in and said "let me see what I can do". Well to keep it short, he worked out MIRACLES for my family and I. He got us pre-approved for about 400K (which was 100k over my budget) and got us into a nice condo for my family and I. He was there from the very beginning to the very end, answering questions and leading us in the right direction. Even my mother was shocked that I was able to obtain a home like this. Sitting here looking at my home with joy, reflecting back at what it took to get here, I am thankful towards God for providing me with a good friend like Chris. He knocked it out of the park with a home run and I have nothing but good things to say about my experience with Chris and will recommend him highly to anyone without hesitation. The Aoki family will always grateful with the Cadiz family and will never forget this favor. read more

Thank you Chris for the painless and easy process . I'm extremely happy that I'm able to drop the MI and save $ on my monthly payment . It seemed that no matter the time of day he would always answer my emails or texts . He is truly dedicated to his job as well as helping to ease the stress that comes with refinancing. Can't recommend him enough ! #1 loan officer / agent ! read more

I just wanted to Thank Chris for all his hard work on my home refinance. He is very knowledgeable and professional and took the tome to understand what I was looking to do. He's now even helping my parents with their home refinance. Definitely recommend him!! read more

When it comes to purchasing a home, stress is the immediate feeling. Chris made the process THAT much more lighter. He was extremely attentive, helpful, and patient, making it a seamless experience. Any and all questions we had, he worked diligently making it possible to understand all the big words that make the loan process confusing. Working with him was a delight! We were so grateful for him helping us get to the finish line!! We could not have done it without him. read more

I was referred to Chris by a close friend of mine after having a falling out with a previous loan officer. After being dragged along to close my refinance for two months, and seeing some very shady fees on my closing costs Chris came in to rescue the day. Chris was able to get me the best rate available, understandable closing costs, and most importantly piece of mind. He was able to do this in less then 2 weeks guys!! Seriously my hat goes off to this guy. He professional, keeps it real, prompt to respond to any questions you may have and very mindful to your situation. I am very grateful to Chris, and will definitely refer him and continue to work with him in the future!!!! Thanks Chris. read more

Chris is hands down the best agent! He is exceedingly knowledgeable, reliable, trustworthy and great to work with. He has been our agent the past several years now and all of our purchases and refi have closed successfully and swiftly. I highly recommend him and would give him 10 stars. read more

Thank you Chris for helping us refinance our home at a lower rate. Your patience and your good service are very much appreciated and very well remembered. We will for sure recommend you to all our family and friends. read more

Chris is awesome! He helped me refinance my home. Always answered my question in a very timely manner and was always available to answer question for me. He is professional as them come and very knowledgeable in his field. Chris made refi an easy process for my family and I. He is my to go to guy and will continue to refer him. Thank you Chris. read more

We first met Chris in 2017. Since then, we have used Chris for 2 refinances and 1 purchase. Chris is an excellent communicator and guides his clients through the entire process. After 5 years of working with Chris, he's like family...someone we trust and can count on. As long as he is in the business, we will always go to him for our home financing needs. read more

Highly recommend working with Chris for your home loan needs! Working with Chris was an absolute pleasure. He made the process of buying our very first home as easy and stress free as he could. He was always readily available to reach out to with any questions or concerns and always answered quickly. Would recommend him to all family and friends! read more

Completed my third refi with Chris and I know that he worked hard to get me the best rate and situation for my family. He was very informative and was always responsive to my questions. I would definitely work with Chris for any of my home loan needs. read more

Where do I begin? Chris has helped me out tremendously with my loan in purchasing my first home. He was easy to get ahold of and really straight forward. You can contact him via email, text or phone call. Honestly, my loan was rather complex for a multitude of reasons, but he managed to help me through it with easy steps. If anyone is in search of a home, Chris is the perfect gentleman to assist with that. read more

Chris is the hands down the best!He goes out of his way to make buying a home or refinancing as stress-free and understandable as possible. I should know as I have done both with Chris. The one thing that I value most about him is how I can trust Chris without a doubt that know that he has our best interests in mind 100% of the time for every step of the process. Top notch character and he knows his business like no other. What more could you ask for?... read more

I've used Chris personally on multiple transactions, refi, personal home purchase, investment purchase, purchase as a second home . . .you name it and we've done something of that nature and each time it's just been as smooth as the rest. For me I love the fact that Chris is transparent and doesn't try and fluff around with the numbers. He's able to deliver what he promised and deliver it on time. That's all you can ask for in working with the lender. I've been so confident in Chris's service that I've recommended Chris to multiple clients (I'm a realtor) as I'm confident that he'll be able to make sure we close on my client's purchase. Highly recommend if you want a smooth and easy transaction. read more

Great person to work with when refinancing your home. He was able to find me a great rate. Highly recommended.

Chris helped us purchase our dream home. From beginning to end, he was informative, professional, receptive, and kept us up to date with the entire process. We had a very complicated loan approval but Chris guided us through and made it happen. We couldn't be happier and definitely recommend his services to anyone looking to purchase a home. This is the second time we've used Chris. Once again, Chris came through for us! He helped us with the purchase of our home in July, and now with the refinance. The process is never fun, but Chris walked us through the process thoroughly and painlessly. We recommend Chris wholeheartedly! read more

What can I say about Chris that has not been said already? I'll start with all you really need to know, Chris is a rockstar. I've never met anyone more knowledgeable in home loans business. If you're looking for honest, trustworthy, and speedy work, then Chris is the one for you. I honestly don't know if he ever takes a break because he updates me throughout the day with the status of the application. Chris was very transparent with the whole process, outlining all the steps and fees and are associated with it. I can always count on Chris to your deliver the best possible service in a timely manner. Highly Recommended!!! read more