My husband has used Chase since 2007, so I didn't protest the choice of using Chase for a home loan, he even already has a rental property financed through Chase. However, the experience we had with Aaron at this location was not welcoming nor professional. My husband and I will likely never bank at the same bank because I will not bank at a place that sees me as $$$ and not a person. However, after yesterday he may be switching his main accounts to another bank.
I will start with I just had a baby, and had to bring us with us. Fortunately, he slept most of the time. I was going to also open a checking and savings account for myself (I would have been a new Chase member) and a savings for our newborn. Aaron initially seemed nice telling me about an offer for new members who open a checking and savings, just use this coupon, I don't need it he said. It was a great deal to get $300, I said thank you and thought well that's why my husband banks here. If only it was sincere.
After a few minutes of discovering our situation, Aaron seemed to be rushed and unwilling to discuss all the options with us. He simply told us after running one set of numbers to sell our town house rental property. Also, that there was no way for my parents to help us with a down payment because you can't be gifted a down payment. Maybe that is true, but I know many other people who have had there parents help so there is a way, just not as a "gift". We asked about other options, but he seemed done with us. He didn't even work on a number that we could stay within to pay for a place entirely ourselves, which we know is possible. We are well educated university grads with graduate degrees, my husband is an attorney, we aren't stupid people who he could play when the situation wasn't black and white and an easy use of his time. However, he clearly seemed to think that.
Maybe, it was because eventually our son woke up and I was quietly singing him a nursery rhyme to keep him from crying. Aaron seemed very annoyed by that. He even said, ok so are you still going to open those accounts now? While staring at me and my son with a disapproving eye. I was going to and I was going to nurse him back to sleep, my right by law! But Aaron made me so uncomfortable. I said I guess I can come back another time. He said that's what I thought, and then took his promo offer back from me! My husband said oh I thought we could use that? He said oh uh... It expires. IT DIDNT EXPIRE UNTIL OCTOBER 23! I read the offer, but after grabbing it back obviously because we didn't get a home loan through him I don't want to be a member there. I will not be opening an account for myself or my newborn where I'm clearly seen as money and not a person.
By far the worst bank experience to date, and the first time I have felt unwelcome with my baby and unable to nurse him even covered without worrying about being treated poorly. Maybe it's just this one Aaron, at this one branch, but my husband and I will just have to continue banking at separate banks, and getting a home loan through another lender. read more