This might be the most incompetent and poorly run financial institution I've ever dealt with. The account manager assigned to me is very slow to respond to my emails. I was told by her on May 12 that I had to submit payment of $1000 to cover the BCAS fee required in order that I may transfer money from my account to another bank. I was told that I had to make payment by Monday, May 13. I complied with that demand. Since then, all I've received are excuses why I still haven't received the.BCAS code required to make my transfers. In my opinion, this financial institution is third rate at best. read more