I want to make sure what I experienced at this specific Carmax NEVER happens again. During my search for a vehicle, I was working with Greg (Car Saleman) for some weeks. We sat down, discussed what I was looking for, cost, my employment, etc. I kept in touch with Greg regarding a car that caught my eye at another Carmax in Lexington. Due to my credit, the bank only approved me for a certain amount. I was told how much I would need to put down, etc. The vehicle was shipped over to the Rivergate location, which is where it was going to be purchased. While waiting on the vehicle to arrive, I continuously informed Greg that I was working on saving up the money, and that I wanted to ensure I had enough money for car insurance. I literally had everything needed to purchase the vehicle on Saturday, November 3rd. Not only was I prepared, but Greg was aware that I truly did need a vehicle immediately. When I arrived to Carmax in Rivergate in Madison, TN, Greg and I were sitting down going through the process. I also had the company I was going to purchase car insurance from on hold to ensure everything I needed with my car insurance met Carmax policies. When I say I had everything, and was well prepared, I was. Mysteriously (side eye) Greg could not locate my original auto loan agreement; etc. Greg was aware that I did not want to keep running my credit rather or not it is a soft inquiry, but he is aware that I am trying to improve my credit, etc. He was very "non-nonchalant," and would say "oh, it will be alright. It's a soft pull." But, I stated several times that day and in previous conversation that did not matter, I did not want to do that. So, by him "mysteriously," not being able to locate the original quote...guess what he had to do?!?! So, after running the quote again...he said "oh wow....the amount needed for the vehicle increased." I asked him did it have something to do with my credit constantly being pulled, he stated possibly, and asked if there were any recent changes to my credit report. (Side note: People, when you are shopping for a vehicle, home, etc. Rather or not you are constantly being told that when your credit is ran will be a "soft pull/inquiry," that does not matter....it all adds up." They even have to run your credit when you are shopping for car insurance.) The amount needed increased simply because I had to shop around for car insurance, etc. However, throughout the weeks, I called Greg to ask and make sure that the amount we discussed for me to pay upfront was all that was needed....and each time, he said "yes." I even asked if there were any hidden fees; if the amount included taxes; etc....and again, he ensured that the amount needed the day of purchase included the taxes, etc. Greg also stated that they (Carmax) could not speak with the banks; etc, to discuss another amount; etc. But, miraculously, the day I came to purchase the vehicle, he spoke with the manager, who then called the bank, and was able to not only place the original amount back in place, but provided me with two options. Keep in mind, when Greg andI first met we discussed everything; including my employment. He told me that the amount we discussed would only be accepted if I was on my job for six months or longer. He claim he was unaware about that being the case. After several weeks of saving, the day I come to purchase the vehicle, he stated that "I was unaware about that rule, and how long you've been on your job." ***side eye***
Then he presented me with another option that was definitely impossible. He said the bank was requesting close to $300-$400 dollars more in order to purchase the vehicle. Keep in mind, this man was aware that I needed a vehicle immediately. So, basically everything he stated was a lie...I also recall in the conversation where he stated he has someone who mentioned they were going to use the vehicle for "commercial," purposes (i.e. uber/lyft) and he was unable to sell it to her (she had everything needed, etc). And later on in that specific conversation, he stated he did not care losing his job.
So, after leaving that Carmax, I began to have a conversation with God. And, as always, He brought it to my attention. You cannot "expect," someone to treat you right; tell you the truth; care about your well-being; your job; etc. if they do not love themselves and/or their lives.
Instead of focusing on the fact Greg and Carmax lied to me, the Lord began to expose the "ROOT," of the issue...as He always does. I do not want anyone else to experience this. So, if the Lord needs to hold off on sending customers that way to provide him and whomever else with time to getting their hearts in check....so be it. I will always walk in forgiveness. And, I will not allow this "specific," location place a bad taste in my mouth toward other areas. As always, God sent me to that particular location for purpose and reason. God bless you all. read more