Had a great experience at R&J capital group, Robert who took care of my first home was very…read moreknowledgeable, patient and professional from beginning to end. I would highly recommend him to family and friends I couldn't be happier with the decision I made. Looking forward for future purchases.

Not sure how everyone else had such a positive experience. I contacted R&J in December. 3 months…read morelater and no loan (seeking a simple refinance). Weeks of gathering documents and answering all their questions. Things were fine at first but in this last month, as we've tried to get past the final steps, R&J completely ghosted me. I've called or emailed every other day practically begging for a status check. No response, no proactive update, crickets. Huge waste of time and waste of running a hard credit check. Go elsewhere and save yourself the hassle.

I've sold and bought several homes and this was the worst mortgage broker/lender I've dealt with…read more The buyer used Go Rascal and UWM and ultimately fell through after multiple extensions were granted. Poor communication (will know in 20 minutes and no reply for several days after) and aside from all the normal pre approval they claimed to have, couldn't even give a closing date - nevermind actually close a deal in 3 months!

If you're looking a mortgage broker who throws their hands up after working with you FOR WEEKS on a…read morecomplicated deal and doesn't fight for you, you've found the one! Talk about a waste of time -- you can't make this stuff up.

This is a much overdue review for Charles Lomolino he has been working with my husband and I on…read moredifferent rental properties in CT and he has always been very professional and easy to work with. He is responsive and tries his best to help us with random financial questions. There have been some hiccups along the way with some things but a lot of it has to do with the underwriters. We have had some mis understandings as well but all in all I can say he has been a true help in our road to getting some rental properties financed. We are located in California and he has been a huge reliable financial resource for us in the east coast. If you have any financing needs and want someone who is honest and reliable try and reach out to them.

I strongly recommend doing your own research and shopping around before working with this company,…read moreespecially if they are recommended by your real estate agent. Trusting that recommendation without comparing other lenders was one of our biggest mistakes. Our biggest concern was the lack of privacy and transparency. Throughout the process, the lender was in constant communication with our real estate agent, the listing side, and even the seller's attorneys. Information about our loan and personal circumstances was shared with other parties before it was communicated to us--including information we would not have chosen to share. When we initially questioned whether information had been shared, we were told it had not, only to later learn otherwise. This completely destroyed our trust. We also experienced delays and additional charges related to closing. After the issues surrounding our information being shared, we were given a "discount," which only made the situation more frustrating. My biggest advice to buyers: SHOP AROUND. Compare lenders and get your own quotes for every service you are allowed to choose, including title and survey services. We were repeatedly told "those are the rates," but later found differences of several thousand dollars compared with other options. As inexperienced buyers, we trusted the professionals guiding us, and we regret not researching everything ourselves. Less than a month after closing, our mortgage was transferred/sold for servicing to Chase. Had we known how the process would play out, we would have compared this lender much more carefully with Chase and other major banks from the beginning. Buying a home is stressful enough. Get multiple loan estimates, compare fees, question every charge, and never assume a recommended company is giving you the best deal. Based on our experience, we would not use this company again or recommend them to friends or family.

I got my mortgage from Richard Ramaci at American Federal Mortgage. He was very helpful and found…read morethe cheapest rates for me. Don't sign up for Lending Tree or any other broker for mortgages. I signed up three months ago and I still get junk calls from mortgage companies about 3-4 times per day.

The responsiveness and the zeal to "make it work" of Jared can't be matched. Extremely professional…read morein providing loan estimates and was able to beat every other competing offer I received. My loan processor, Kristyne, flawlessly processed my application and was also lightning quick with her communication. We could close within 2 weeks and all kudos go to Jared and Kristyne!

Five stars for Sean. He is a consummate professional--highly attentive, knowledgeable, and patient…read morefrom mortgage pre-application through closing. His expertise, style, strong relationships with a wide array of lenders, and team orientation (working very smoothly with my real estate agent and lawyer), made the mortgage process easy, securing a great rate for me. Sean's talent and expertise will save you an enormous amount of legwork in NYC's high-speed competitive real estate market. Highly recommend him for anyone looking for top-notch service in NYC.

Sean and Nicole are so kind, professional, and knowledgeable; they had our best interests in mind…read moreand we felt trust in them throughout the entire process. Despite the uncertainty of the current landscape, we were provided with frequent check-ins and guidance. Sean took the time to listen to us and to talk us through everything, and getting all our documents organized and uploaded felt pretty straightforward. Nicole and Sean were always impressively prompt in answering our questions and allaying our anxieties, and managed to get us rates that beat our local banks' by far! Our entire process was virtual, and we'd had little sense of what to expect before working with Sean. With larger institutions, I'd felt like just a number, but Sean really went above and beyond in helping us understand the process, as well as in advising us about how to proceed. Nicole and Sean definitely smoothed a complicated process, and we felt super lucky to work with them! Block has the best rates and the best service, and they really understand the NYC market.

I highly recommend Tony and Positive Services. He was a pleasure to work with and extremely…read moreknowledgeable on the mortgage process. He kept me informed throughout the process and was able to close in about 2 weeks. I will definitely come back for my next mortgage!

Tony, who is the owner of Positive Services Inc, is the mortgage broker. He is helpful in getting…read morethe forms filled out by talking to him over the phone and he sends them over to you via e-mail with passwords for you to sign and hand in to him for him to get the process started with the banks. I was referred to him by my attorney. Supposedly, he is representing different banks and is supposed to get you the best mortgage rate. However, it seems like he really deals with Wells Fargo mostly. From what I looked up online, Wells Fargo does seem to have the best rate compared to the bigger banks. So that's fine with me. He does follow up with you and updates you on what the bank is requesting to satisfy the commitment of the loan Since I am still in the purchase process of the house, I will have to come back and update this review at a later time. UPDATE!!! ---3/16/2012 So everything went fine with the bank and loan was approved and everything went through. He always sends e-mails of any updates or of anything that I need to do on my end or calls me if it's urgent. He makes sure that the process goes through smoothly, so it was a good experience.

Joseph helped me with my 4th mortgage loan and I had a much easier time than worked directly with a…read moreloan officer at a bank last time. Joe was always available when needed or got back to me within 2 hours after I left him a message. He helped me to deal with all the bank questions and always notified me everytime there was an update from the bank. He was very polite and patient even though my financial solution was a bit complicated. The rate he provided was very competitive and the closing fee was very low. Every fee was clear and there was no extra charge. (I had experienced that some broker tried to provide low rate but at the end always add point and additional broker fees.) Overall I am very satisified with Joe's service and will definitely ask for his help again when I need a new mortgage or refinance.

This guys might be good for some others , but he rushed on my phone call. When I try to ask him…read moremore questions he seems rushed and doesn't care . Might be my loan amount is too small? Right after he ask me how much I want to get he wanted to hang up on me. Late review. That was one month ago. Sorry dude. You should treat everyone as human not as money amount .

I recently acquired a property and Rick assisted me throughout the whole loan process. Not only…read morewas he able to get me a favorable rate, he made one of the most frightened experiences I ever went through felt like child's play. He was attentive every step of the way. He explained all the rigmarole I was not familiar with and he retuned all my calls within a reasonable time. I highly recommend Rick and would work with him again. Sharon S

Don't waste your time with someone else, Rick Spears is the guy to call!…read moreRick helped us navigate refinancing our mortgage. We were paying 4.75% and over $200 in PMI and he got us into a 3.125% with no PMI mortgage! We had shopped around on our own before we went to Rick, but what a waste of time! Rick gave us detailed information about the process, was always available, by phone, email, and even text, and never left us hanging. From start to finish it took just over a month to close on our new loan. I couldn't believe how fast and smooth the process went.