Thank you very much for helping me with my credit repair... My family's very grateful for your help…read moreAfter my credit was repaired we purchased our dream house. I highly recommend you Whoever trying to get their repair

From the owner: We Are The BEST we provide solutions…read morePersonal credit (180 day Money Back Guarantee) Business Credit Business funding 5million ERC (Employee Retention Credit) refund. Personal loans 100,000+ ,depth consolidation, vacation, home improvements credit card financing , Tax preparation with cash advance up to 7k Online Banking Trust Consumer financing GRANTS Real Estate Investments Free Business Registration Auto loan Refinancing Co brand program MUCH MORE..

This was my 1st time using Klein Insurance Agency and my Experience was Over-the-Top Wonderful!…read more 1) Quick Call to express my Insurance Needs 2) Quick Assessment of Best Insurance Plan with Best Savings 3) Quick implementation -- Literally, 24 hr turnaround to "Peace of Mind"! :) Thank You Phyllis, Ericka and Louie -- For Your Excellent Customer Service! Joy!

From the owner: FREE Consultation! We specialize in providing the most appropriate insurance and financial…read moreinvestments for individuals and business owners. Easily establish your company's retirement plan to comply with the new law. Insurances: Life - Medical - Dental - Vision- Long Term Care, Retirement Planning- IRA, SIMPLE IRA, 401(k), 403(b), Managed Accounts, Stocks, Bonds, Mutual Funds, ETFs, College Funding, Inheritance planning, Estate planning. Securities and investment advisory services offered through Royal Alliance Associates, Inc. (RAA), member FINRA/SIPC. RAA is separately owned and other entities and/or marketing names, products or services referenced here are independent of RAA.

Called on Friday, Feb. 23 to find out where I can get my 1099. When I went to tax forms it said…read morenone available. After looking (almost) everywhere on their website I called, wasn't able to talk to anyone, had to set up voice activation by saying a sentence 3 times. Roughly 15 minutes later I was told that the hold time was very long so they will call you back in the order it was received. That was Friday morning, it's now Sunday afternoon. No call. Went back to their website looking again and found out that they won't have them ready until Feb. 28. Why wasn't that on the window that said "No documents available." Not great service

I got a small personal loan to help pay my bills, but because these banks are going belly up they…read morewon't let people access their own money, now rt before the weekend they put a hold ony account . My other account with them is fine , because it has noonry in it but the one that got the loan deposit from another financial institution now has a hold on it. I was told on the phone with customer service I could transfer that money to my other account or request a check to me within 24 hours . That was a bod face lie. I requested yesterday at 11 am I get a 24 hour check sent . Now I get off the phone with them andy request although was logged in at. 11 am They couldn't send a check until a manager approved itondsy, well come Monday. Walking into this bank and they better give me my money that's my money not theirs to hod onto til the very last minute because me they are going to have another lawsuit on them as nd I'm going to sit out in front of this joke of a financial institution and tell everyone.r they better withdraw their money before it's my available and the bank vosesd it's does too. Id go r negative stars to this bank. What a fall from grace this place took , lying rt to their customers ga e to get them ofg the phone so you can keep our money as long as you can so you money on it while my power gets shut off That's why I took out a loan , now you r lost a customer and hopefully many more who read this for life . Way to go Schwab as mother unsatisfied pissed off customer

I appreciate the professionalism of SB Planning and their attention to every detail. It's vital to…read morehave the utmost trust when it comes to planning my financial future. I can trust SB Planning and confidently refer others to them.

SB Planning is an excellent company who puts the clients needs first place. Steve and Paula are…read morevery knowledgeable in financial planning, but they are also kind people. They have demonstrated their professionalism to us by their honest assessment of our situation. We made important financial decisions (with confidence) because of their guidance.

John knows what's what when it comes to finances. He helped me figure out an IRA and a plan that…read moreworked for me. Especially when I said I didn't want to invest in businesses that supported immoral acts (porn, alcoholism, gambling, etc). He was able to point me in the right direction and get all the kinks worked out for me. Wow, was he knowledgeable and trustworthy. If you haven't been to see him yet, then what are you waiting for? Financial advisors don't get more honest or trustworthy than this.

From the owner: Have you recently received a large sum of money due to inheritance, life insurance proceeds or…read moreretirement? Give us a call and make your life SIMPLE, CLEAR and EMPOWERED. 209-339-1825

I'm in the process of setting up a life insurance policy for my husband and then I'll be opening a…read moreself employed retirement account. I'm working with Charles and he's so very knowledgeable. Do yourself a favor and contact them! They can help you with all things finance.

I feel truly blessed to have connected with Dale years ago when I was searching for a financial…read moreadvisor. He is professional, supportive, and personable. I truly appreciate his guidance and him helping me explore my short-term and long-term investing options. Dale's team as a whole is wonderful! They are always so welcoming. They are responsive via email, phone and in person. I feel at home with them, which says a lot in the financial world. I give my highest recommendations for Dedicated Financial Services.

Fantastic service!…read more We'd been searching for a financial professional for a while now and was very surprised when we could book a one-on-one free consultation with Ms. Teh the very next day. We detailed our plans to her, she gave us her professional opinion and gave us homework to do. She was pleasant, communicative and obviously knew her profession. We'll be using her in future for sure!

I have met with Christine Teh three times now. As a math teacher and professional, I have always…read morefelt a bit of shame and embarrassment about not being able to get a handle on taxes and finances. Christine was so encouraging. She took the mystery out of all the mess and gave me the confidence to take ownership of my finances. I always felt safe to ask any question, and she always answered in a way I could understand. This coaching experience has been life-changing! I cannot speak highly enough of Christine Teh and the invaluable financial guidance she has provided.

They looked at me and automatically assumed my check was bad. The check was only for $25. It was an…read moreoverpayment from my dental work I had done the dentist office was right down the street. They could've called them and verified it every single thing on the check was good. The only thing is they hand wrote my name in there because it was a company check and the girl behind the counter was very rude dismissive and you can feel the racism oozing out of her decision not to cash my check for $25.

Since moving to the area and being new, I haven't had the opportunity to get a because I have a…read morecredit union from back home.. So I had some dental work done here in STOCKTON and had a $25 over payment that they notified me about and they were having issues putting the money back on my card, so they wrote me a business check from their corporation, the check was only $25 I figured since I was at the convenience store I would walk over here and see if I could just cash it and pay the small fee. No big... Upon arrival, the security guard was very nice greeted me with a smile however, the young behind wasn't so welcoming, I asked her if I could just cash the check that it was just something from my dental the phone number was on there and the doctor would be more than happy to verify the check and verify I was a patient I had my ID I had everything I needed and she told me that she would not cash my check, when I why she said oh well it's because it was handwritten. I said OK but you can still verify it and it's only for $25 and I've never heard of a check cashing place not cashing a handwritten check, mind you check had a watermark on was reflective. It had dentist office name address printed on there. It was a professional check. The only thing that was handwritten was my name and the amount... So as I'm leaving somebody that was in front of me heard the conversation and when I got outside, he had told me that he cashes his checks there and that's not true that he has cashed a check that was handwritten from his job that was for almost $1000 there when they didn't have their payroll checks, maybe because he had there before, but he did point fact that not handwritten checks is not a reason why she shouldn't have cashed a small . .. Putting two and two together the way that lady looked at me was not very welcoming. It was clear that she automatically because I was African-American thought that the check was bad and that I was some sort of criminal or something that's gonna go in there with a check for $25. 60.. Not only that she told me to go to California check cashing when I told her that I do not drive. She just shrugged her shoulders Without being said Jewish establishments and like this, our judgmental and discriminatory a check for $25.60 when the person has ID and the company can be verified because it's a local dentist office right down the block is unacceptable. It's disrespectful and one of the reasons why we need to get these Zionist here.

This law firm is quite good at first I was hesitant but honestly their service is excellent they…read moregot us in right away. They are very explicit and concise with their service pertaining the kind of help we need. They are friendly very attentive, comfortable to talk with. Well for my husband and I, if all the qualities, their values and feeling assured then it's worth a visit. So if needing some help regarding Will & Trust it's worth the call ask questions first about their service and make an appointment..

My family and I had an experience with this law firm during the administration of my aunt's…read moreCalifornia probate estate. The estate contained limited assets. According to probate filings, the executor received nearly $75,000 in compensation and reimbursements, and the attorneys received more than $16,000 in legal fees. Based on our understanding of the will, several beneficiaries did not receive property or distributions that they believed were contemplated, and no one received any amount as much as the executor for assets less than $325,000, some assets were never addressed at all ii the final accounting, where the family had to purchase the last legal filings themselves. One concern relates to notice and transparency during the administration of the estate. Following service of the Inventory and Appraisal in April 2025, additional filings were made with the court through November 2025. It is our understanding that only one beneficiary signed a Waiver of Notice of Proposed Action in April 2023, while other beneficiaries did not waive notice. Subsequent filings after April 2025, including the final accounting and distribution documents, were not served on all beneficiaries, including matters involving compensation. If accurate, this raises questions about whether all interested parties were provided notice and an opportunity to participate in the probate process. Another concern involves accounting and financial disclosure. A family member requested a complete accounting of the estate's assets, expenses, and distributions on multiple occasions, including through formal service upon the law office. According to our records, a full accounting was not provided in response to those requests. There were also concerns regarding communication. As the probate progressed, communication became more limited. Requests for information and clarification were not consistently addressed, and responses were not always provided in a timely manner. In one instance, a named heir who asked questions was informed by Terry Loa that she was not a party to the case. When Rebecca Sem was contacted directly, a similar response was received. Concerns were also raised regarding the handling of vulnerable individuals. Family members informed both the executor and the attorneys that the decedent's son had lifelong cognitive impairments and later experienced a stroke affecting his decision-making capacity. Based on our observations, no formal evaluation or action addressing these concerns was evident during the administration of the estate. Privacy issues were another area of concern. Despite notification that a granddaughter had a no-contact order involving her father, probate documents continued to include her address in filings and correspondence. Questions also arose regarding the distribution of estate property. The distribution of certain items, including antiques, jewelry, and a vehicle, differed from what some family members understood to be the intended allocations under the will. Those distributions did not align with the decedent's intent based on available information. When Atty Sems was asked directly what had happened to a great-great grandmother's rocker and other assets, the response was that the son was given the option and any remaining items were disposed of. Overall, based on our review of the probate record and our experience, there were concerns regarding communication, notice, accounting, and the administration of the estate. Probate attorneys and executors have responsibilities that include providing notice, maintaining transparency, and administering the estate in accordance with applicable law and the decedent's wishes. This review reflects my family's experience and our understanding of the probate record. Individuals considering this firm for estate administration may wish to review court filings, inquire about attorney fees and executor compensation, and seek clarification regarding notice requirements and accounting procedures. This law office failed in our opinion to follow legalities and allowed an exector, the law firm and her spouse (who had no family relations) to profit from a families traumatic event.