1. Best Buy Here Pay Here

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Joplin, MO

Best Buy Here Pay Here

1.0 (3 reviews)

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Byrider Joplin - Nothing was attached!

Byrider Joplin

(3 reviews)

So, apparently my car was in a collision and they forgot to inform me. My grill and dog light…read morepopped out of my car. That leads me to believe it wasn't even in a bracket or attached to anything. I'm so livid. I just want to give the car back. Now I see inside the car and see melting and other things cracked.

I was on Facebook marketplace and inquired about a 2016 Chevy Spark. I person listing to vehicle…read morewas not the one selling it. She claimed to be associated with the dealership (Byrider of Joplin) and was unable to answer any questions that I had for the vehicle. I should have known something was up since the advertisement said $299 down. I was required to provide the following information before a conversation would take place from Shara: Hello, We are off of E 20th St in Joplin. What you need to qualify is your 2 most recent pay stubs showing that you make a minimum of $1500 a month at your job, A piece of mail in your name within the last 30 days, and a valid driver license. If you have these things lets get you set up with an appointment. We are open M-F 9-7 and Sat 9-4. To get the process going quickly, I need your first and last name, email, and a working phone number. What day and time would be best for you to come in?... seems to me that I was getting pre-qualified just to get any information. My questions were: What is the price if this car? What is the mileage? Carfax? VIN?... even after a small back and forth, I still was unable to get the answers so I looked it up and this is what I found. Byrider on 20th street in Joplin has the vehicle. It is listed as a 2016 Chevy Spark Base on their website for just over $20,000. It has 57,500 miles on it. ​Ohh, by the way, they charge 21 % interest on the financing that they provide. When I looked the vehicle up online to determine the value, I used nada, edmonds to come up with the absolute best price for the top 2% of vehicle in our area. That price is $13,000 retail at a dealership. Furthermore, a large dealership here in our local area 2021 Spark with under 16,000 miles for $15,500 and nowhere near the same interest rate. To me, in my opinion, thus is the perfect example of predatory lending on people. I appreciate a deal making a profit and free enterprise however, this is simply wrong. Ohh... Shara, the one on Facebook marketplace, she blocked me for this statement: ​There is no need to become personal. If you don't have the answers for a customer (me), then why respond until you have them? However, thank you for, at the very least, providing me with the dealerships information. Based on the price of the vehicle versus the book value, it looks like predatory lending to me. Again... just my opinion about a business. All I can really say is this, be very carefully when you used a dealership like this. READ EVERYTHING, take the paperwork home and think, review, talk to someone else that you trust BEFORE you sign anything. If you think you have a good deal then by all means, enjoy, but I bet someone not involved with the deal will advise you to show somewhere else. I would suggest this to everyone... go to your bank, talk to a loan officer to determine what you can really afford and secure what you can actually do monthly BEFORE you show for a vehicle. That gives you purchase power to a degree but at least you know what you can do and still make it rather than struggle to the point that most deals at places like a buy here pay here end up hurting you and not the dealership.

Best Buy Here Pay Here - usedcardealers - Updated October 2026

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