ASB St Heliers is staffed mostly by people from the local community, who are always friendly, helpful and remember your face when you return. Sometimes it is a decent wait in the line depending on the time of day, but I always feel this is worth it due to the high standard of service you receive and you never feel rushed; I always feel they are generally looking out for your best interests. When I got my first credit card, they set me up in a meeting and told me all of the features, benefits and pitfalls of owning a credit card, making me feel like they weren't just trying to get my interest money and were aware of my situation as a financially struggling student. This has been my family's bank for years and we're definitely not planning on leaving any time soon. read more