Westpac may not be the most efficient bank in the universe, but this particular branch is really, really onto it. I set up my eftpos account here and done several over-the-counter transactions since then. There's never been a long queue, the staff have always been friendly and even the security guard makes you feel welcome, pointing you to the right person to talk too with a huge smile on his face. It's so easy for people to make you feel really awkward or nervous in a bank, but I never feel that way here. It's also a great choice for students, because they have good incentives and very small fees. Aside from their annoying 'westie pac' representatives haunting the universities during O Week, these guys know how to please you on a daily basis. Only downside is the turn around time of money during the weekend - it's painfully slow. So get it in on Thursday night if you can! read more