FLAWLESS. If you're buying or refinancing, Jeremy and team are a type-a-gen-x dream come true;…read moreorganized, responsive, and on top of every detail. They made our home buying experience completely seamless. Thank you Jeremy and Christy, you really were amazing to work with!

Jeremy was incredible to work with! He was extremely communicative, kind, and trustworthy…read morethroughout the entire process. We really appreciated how transparent he was and how willing he was to answer all of our questions. Our prequalification form was delivered in less than a day to our email, which we appreciated the swift deliverance. Even though we ultimately decided to go with a different lender to take advantage of incentives through a new build, we genuinely enjoyed working with him and would absolutely recommend him to our friends and family & will keep him in mind for the future in real estate. Highly professional and truly cares about his clients! Thank you Jeremy & Fairway Mortgage for taking the lead in getting us into the real estate world!

Here is the truth about Lund Mortgage: They are incredibly knowledgeable in what they do and you…read moreshould trust them if you are buying a home (especially your first). Matt Oliver earned our business because during our first call, I asked Matt what is the difference between them and others, why should we pick Lund. Other companies sounded gimmicky and said things like "we have the lowest rates and BEST customer service." He flat out told me "Well, it is a mortgage and there are plenty of mortgage companies. If you want to shop and or deal with an app, then go ahead. I think customer service and trust goes a long way, so the only thing I can do is assure you is that I will do the best I can and we usually do a great job." That no BS answer told me everything I needed to know. We went in there a little excited with many questions and Matt Oliver took his time to give us answers to all of them. When we were anxious, tried to speed up parts of the process, or were thinking of doing something they wouldn't recommend, Matt would candidly shoot us straight and give us solid advice. The only negative thing about the whole process was they were occasionally hard to get ahold of. By that, I mean response within 24 hours - max. Which is understandable given the rates and the amount of customers flooding in. By no means was any of our process delayed or done wrong because of Lund, just a little patience was required on our end. We went into this process fully ready to "shop" for mortgages and blitz for the lowest rate. In the end, Lund was good to us and got us an awesome rate off the bat. So we ultimately stuck with them all the way through and didn't look elsewhere. Towards the tail end, Lisa Lund assisted us in a few matters. She was very polite, responsive, and knowledgeable as well. I can see why she runs the place. We plan to use Lund again if we start investing in other properties or need to refinance. 10/10 would recommend!

Please stay away. They had my credit and full file for over a month. I finally get a quote to see…read morewhat I am eligible for! Get pre-approved and then told wait. I missed something and now who knows what. I had to walk away due to incompetence! Be aware, don't get taken advantage of.

I tried to get a FHA home loan. I couldn't get approved because I showed I had no credit due to…read morepersonal preference with credit debt. I found out there is a way without credit to get an FHA loan with a non traditional credit report. I had to notify my agent Anne Kanelopoulos what I had found, as it seemed she had no idea what that was and told me she would "check it out". I had to text her after not hearing anything back and ask her if she "checked it out yet" and she responded that she "couldn't help me but good luck!" My biggest problem with Anne was knowledge. She had no idea what to do with someone with no credit. Really? This is very common as FHA loans are primarily for first time home buyers who usually have not built much credit or none at all. It didn't seem she put much effort into our issue. I wanted a lender to do whatever they had to do to get me approved. Nobody wants their credit checked numerous times and have to go try different lenders with different levels of knowledge about certain loans. I wouldn't recommend her or Nova if you are in need of an FHA loan.

This will now be the second time we have used Nova Home Loans for a mortgage. Andy Mason is truly a…read morewonderful individual who goes above and beyond for his clients! Even sends birthday cards years after the loan process. Andy is a pleasure to work with, and makes Nova Home Loans a supreme lender in my opinion

We used Jennifer the first time we bought a house and had no issues so we came to her a second time…read moreand did not receive the same level of service we did the first time. Not even close. She never called us, not once, we always had to call her. I emailed everything I was asked too in a timely manner (same day in most cases) and never received replies. Eventually had to reach out myself by email and let them know I wasn't appreciative of being ignored. That's when we finally heard from her and she basically blew us off by saying she thought she already contacted us. :( Two months of time was wasted so if you're in a hurry, do NOT use this company. We ended up pulling our application because we found out from another company they were not looking at everything they could have been looking at for us. We were never given options, never given a status update on our account (unless we called) and it's just a terrible level of service all around.

Extremely friendly & professional . Patrick , Jennifer & Sue were a great help , and very patient…read morewith us , it took us a few months to get everything together since we were both always working .

If your agent uses one mortgage broker exclusively, take care to do your own research and reach out…read moreto at least two more - get referrals from friends & family (those without an interest in your purchase) Just some good ol'fashion advice.

From the owner: As a Certified Mortgage Planning Specialist my job is about educating clients on the financial…read moreimpact of borrowing. I help clients manage their liabilities in a safe, structured, secure manner. I use the following planning system which consists of the following steps: 1. Establish Trust Client-Planner Relationship. 2. Review Clients Present Financial Status and Goals. 3. Consult with Clients on Options. 4. Develop a Plan to Reach Short and Long Term Goals. 5. Implement the Mortgage Plan. 6. Sit Down to Meet With Clients Regarding Annual Mortgage Reviews.

DO NOT TRUST DESERT FINANCIAL WITH YOUR BUSINESS ACCOUNTS!…read more We were victims of check fraud, where someone stole and forged a check from our account. Desert Financial CONFIRMED the fraud--yet they REFUSED to reimburse us because of an absurd policy that requires business account holders to report fraud within 24 hours. This policy is ridiculous and unfair because most business owners do not check their statements daily. Fraud is often discovered weeks later, yet Desert Financial blames the victims instead of protecting them. We have filed complaints with the CFPB, NCUA, and Arizona Attorney General's Office, and we are prepared to take legal action if necessary. If you are a business owner, DO NOT BANK WITH DESERT FINANCIAL. Their fraud protection policies are weak, and they will NOT stand by you when fraud occurs.

Credit unions are great! There are some great employees here but some appear as though they would…read morerather not assist you. I am grateful they have a line of credit option available for just in case/emergency services. There are a lot of perks, such as wills and trusts services. You do not always have to deal with the people in branch, they are great at customer service over the phone and online.

Hi Agave loans Shout out to Anthony and Nick…read more If you need a home, loan approved real quick pick up the phone and Anthony, Patterson and Nick ! Thank you

Tim & Alex at Agave Homes…read more I worked with Tim and Alex at Agave Homes during a really difficult time in my life. I was going through a tough divorce and handling the mortgage process on my own, and they made something that could have been overwhelming feel manageable. They were patient, honest, and easy to talk to. They explained things clearly, answered my questions without rushing me, and stayed responsive the entire time. I always felt supported and never felt like just another file on someone's desk. What stood out most was how personal the experience was. They treated me like a real person, not just a transaction, and that made a big difference. If you're looking for a small mortgage lender who actually cares and shows up when it matters, I'd absolutely recommend Tim and Alex at Agave Homes.

I did my homework and shopped around with several big-name lenders, but Joe Hansen at Precision…read moreMortgage was able to secure a VA loan rate that none of the others could touch. Joe didn't just give me a quote; he took the time to compare my options and proved that Precision Mortgage was the most competitive choice. He made a complex military move feel easy and saved me a significant amount of money in the process. If you want the best mortgage rates and an expert who knows VA benefits inside and out, call Joe.

Joe Hansen is amazing. He has a wide knowledge base of the products he offers. Best of all he can…read morework wit Veterans and their VA benefits. I highly recommend you give Joe a call for all of your financing needs.

I had the pleasure of having David be the loan officer in a sale involving my house. I firmly…read morebelieve that it was his diligence and commitment to his work that made the difference in the house being sold. He went the "extra mile" and clearly communicated everything every step of the way. I would wholeheartedly recommend him to my friends and family.

From the owner: David Hoffman is a Mortgage Advisor, Financial Consultant and Fiduciary Advisor, with an extensive…read morebackground spanning over 20+ years in real estate and mortgage lending. David is equipped with a broad range of services designed to support clients in achieving their financial goals and navigating the complexities of financial planning. Whether you're embarking on the journey of homeownership, real estate investment, planning for retirement, or seeking to reduce the taxes you pay, David remains dedicated to providing personalized guidance tailored to your unique needs and aspirations. Lifetime Paradigm is a team of Registered Financial Consultants and Independent Fiduciary Advisors dedicated to serving a diverse clientele, ranging from business owners and real estate investors, and first time investors. We are passionate about helping you navigate the complexities of finance and real estate, empowering you to make informed decisions that will shape your financial future.

Jennifer Lampe was very helpful. I was able to meet with her right away when I called. She…read moreexplained all of my options to me and answered my questions. Thanks Jennifer!