Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

Sandra was extremely insightful- she does not try to upsell her services and will keep you honest…read moreon the best approach forward. She procures solutions based on your specific needs it's not a bundle and buy one size fits all type of service. Highly recommend and she knows her stuff.

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Second Chance has helped me and the clients that I have referred in helping them purchase a home…read more They have helped tremendously with our credit in resolving the issues. I highly recommend Second Chance.

I was recommended to Credtique by a good friend and I'm glad we connected. They have a very…read moreresponsive team and will answer any questions very promptly. They are very cost effective compared to other services that I was looking at. My score has gone up from a low 600 to well over 700 points and will go even higher once they are done. I highly recommend them to whoever is looking to fix their credit. They are honest, reliable and get the job done.

I HAVE SEEN THE LIGHT!…read more Without getting into too much detail, Bryan has helped turn my life around. When I found Bryan, I was a newly divorced, single father. The only things my ex-wife left me (besides grief) were low credit scores, high debts and no assets. Fast forward to today after working with Bryan for 2 years, I am a homeowner, driving a new car with a 780 credit score but the work is still not done. I don't mention all of this to brag however it is a reality that I thought would never happen. This is now my reality thanks to Bryan's help and guidance. I initially turned to him for credit repair services but it has evolved into so much more. Bryan has become my mentor, accountability coach and friend. I have referred several friends to Bryan who were skeptical at first. But like me, they started off with credit repair services and shortly learned how much more Bryan has to offer. BRYAN aka THE CREDIT WHISPERER. The Above was written in 2021. Today it's January 17th, 2024 and I'm back with an update. So, today I woke up to an 842 credit score!!! After thanking the all mighty, I then had to thank Bryan. This is something I thought was unachievable before I met Bryan. However, with his amazing guidance and mentorship, I find myself living the unbelievable, all thanks to you, Bryan. Thanks for welcoming me to the 800 club!!

I was drowning in debt and Pacific Associates saved me. I am so thankful to the company…read more I was young, was never educated about credit and loans and found myself in about $30,000 of credit card debt and loans. I was working, but definitely not enough to keep up with all the payments and interests that accrued, it seemed like I would never get out of debt. Then I found pacific associates, read a lot of reviews about them because of course I was skeptical. I contacted them and Roger and Shain answered every question I had. I signed up for the program and Roger was very good and prompt at answering my emails with any concerns I had. They really work with you to make sure you get out of debt. This month was my last payment and I can proudly say I am debt free and feels AMAZING!! Thank you guys so much for helping me. I would definitely recommend Pacific Associates to anyone trying to get out of debt.

After a very difficult time in my life, I was bogged down with debit and saw no light in sight. The…read moreteam at Pacific painlessly guided me to the end of the tunnel. Roger and Shain were extremely responsive and easy to work with. A+ in professionalism and the overall experience. With their help I'm back on track and able to save money again. I couldn't be more than thankful!

I was referred to Brown's Financial Services back in June 2025. At that time, I was completely open…read moreand honest about my needs and wants, including my spouse's which involved removing inquiries; for myself, I needed Brown Financial Services to remove inquiries, a charged-off bankruptcy, and building corporate credit for a newly formed LLC and my personal score. The correspondence was great for a short while. However, things took a turn for the worse in late July when the credit bureaus finally started reporting a purchase made before I became under contract with Brown's Financial Services. At that point, Mrs. Brown felt it was appropriate to reach out and admonish me instead of trying to see what might have happened, claiming that I had violated our agreement and that I was not serious about improving my credit. Mind you, I had already paid approximately $2,350.00 as a testament to my seriousness about handling business. Despite this payment, she did not make any attempts at removing the inquiries from my wife's account until several months later. There was no communication in what to expect, what to report back to her, nothing. My wife received some emails via Experian and she reported receiving those emails to Mrs. Brown and she promised to look at the communications. The communication my wife received after reporting receiving the emails was Mrs. Brown asking for the password to Experian so that she could look at the emails and then stating that the information was no longer valid, accusing my wife of not reporting receiving the emails in a timely manner, when indeed she did even though Mrs. Brown did not tell her that she needed to look out for communication from the credit reporting bureaus.Things began to come to a head in October. We corresponded at this time, and I expressed my disappointment because my personal credit had not improved in all that time. She was only able to establish one net 30 account for my business, and my wife had not received any correspondence from Mrs. Brown or the credit bureaus. My wife reached out again, asking for status and Mrs. Brown stated she was submitting some information to the credit reporting bureaus and to look for letters from them. Well, my wife received one letter and informed Mrs. Brown of the letter and her response was that the bureaus were using tactics not to investigate the disputes and that they were using legal jargon and that the letter was unacceptable. The next communication from Mrs. Brown after that was to check our email for important messages which was in December. The important messages she was referring to was her asking for us to pay more money and she even made threats that if we didn't pay, she would open a collection account with the credit bureaus, despite the fact that we had not seen any results. Funny, how she was willing to make that happen quick, fast and in a hurry. In the end, I am out $3,570.00 because I had faith in the person I was referred to, and it appears that to this person, I was nothing more than a blank check. She should be ashamed at the way she treated us and possibly others. That's not the way you treat people, especially when your business depends on referrals. Hopefully, others will read this review and not fall victim to the same situation as I did. Look elsewhere for more respectable representation; don't waste your money, or time. In addition to the loss of money and time we now have to keep an eye on our credit card accounts because we're not sure if this was some elaborate scheme or something.

Amazing customer service. The service I recieved was very informative and precise for my business.read more

1. everything went well - I enjoy working with alieviate financial services…read more The answered all my questions. They were thorough I can't wait to call him againl

This company is an ILLUSION AND ARE THIEVES! DO NOT WORK WITH THIS COMPANY UNLESS YOU WANNA BE…read moreDEEPER IN THE HOLE WITH YOUR DEBT AND BE WORSE OFF THAN BEFORE. This company is the worst company I have ever worked with. When you sign on with the sales people at Lendvia, it all sounds amazing on paper but as you go deeper into the program, you begin to realize there is a sinister and corrupt system running at Alleviate. I paid every single payment with them for a year and a half on time twice a month. Yes, did they make settlements, sure, but when I sent over 11k to graduate early, I began to witness the games they play with their customers in order to maximize their profit as they are a business but they aren't here to help the creditors or you...just themselves and IF they can, they may help you but you'll end up doing their job because they no incentive to graduate you early even when you have more than enough money in your alleviate account because if you graduate early, they don't make as much money. After my large amount of money was sitting in my account for three months and I didn't see any movement on my settlements, I canceled my debt program. Mind you, I called the creditor they sat on for three months and the creditor was super super helpful in resolving my two last debts that alleviate couldn't accomplish in three months. When you call Alleviate, you get dragged around in circles and zero accountability while talking to people who sound like idiots and robots and have no clue what they are talking about and read scripted responses based on what you say. If you are with them, make sure everything is in writing otherwise n they will play games with you even more. I can guarantee some idiot at Alleviate will respond to my review but DO NOT Fall for their lies and evil sales tactics. They DO NOT care for you and THEY ARE NOT here for you. This company is in multiple lawsuits for violating laws -- google it and you will see. I'm lucky I had the ability to get out of my agreement with them and leave this all behind me without legal trouble due the me hustling my ass off to reclaim my life but many become farther in their debts to the point of serious legal troubles/bankruptcy. They claim they are saving you money but if you look at how much they take out in fees, you are better off making agreements with the creditors yourselves and not getting yourself in a worse position. F U ALLEVIATE YOU ARCHONTIC, DEMONIC THIEVES. May all energy you steal from people be returned back to the people and you face your universal crimes.

Found Karine over Yelp and it was the best decision I had every made. Since this was the very first…read moretime filing, I was very nervous and didn't know what to expect. She would explain and made it very easy for me with patience and care. I felt at ease and knew I could trust her. She definitely cared and always wanted the best for me. Ask for Karine, you will not be disappointed!! Thank you again for your service Karine!

I found Karine and Eryk over yelp and decided to give them a call. After calling around and getting…read moreadvise for my situation, I decided to go with Karine. It was the best decision I could have made. She was very knowledgeable and made me feel comfortable knowing she was taking my case. Throughout the whole process, Karine made sure I was informed of all situations that could arise, so no surprises. On the day of court, I can see other lawyers stumbling or unprepared in front of the judge, but it was all smooth sailing when i went up. What I can guarantee you if you go with Karine and Eryk is peace of mind that you are in good hands.

Corona Del Mar branch rating is low due to poor customer service…read more #1. when I was assigned an associate to help me in opening an account he never introduced himself , he sat down and began the process (he did have a badge with his name). He was not personable did not look me in the eye. Until I finally began some kind of friendly conversation with him...Using his name I read on the badge. I have had good training in my life, evidently he has not. #2 You can forget calling....hard to get ahold of anyone. #3. I have cancelled my account, I will go to a bank where my Patronage is appreciated.

The Lake Forest Branch, Genie which Helped me open my account many years ago is a Wonderful young…read morelady, Always there to Help me with my banking concerns.............