I have been here in APPLIED for decades. IT IS A GOOD PLACE TO BE. MAINTAINANCE is quick and alert to any problems, the exterminators are here every month and check carefully, and inspections are every year where I pass. MY neighbors are NICE people and there are many new ones who are just as nice. I am 82 next month and SENIORS HERE are treated WELL.I was here when HOBOKEN was an unpaved PRARIE with a lot of problems and APPLIED GOT THROUGH THEM ALL even through the TOWER OF BABEL PHILOSOPHY that is presently creating 14 story buildings and higher. APPLIED IS STILL HERE and I hope it stays for SENIORS like me at least. read more

Applied Housing Management Co - JUST ME @ 82 - Property Management Near Me - Hoboken, New Jersey

I was a resident at The Vanguard at the Shipyard Apartments. Probably one of the worst experiences I have ever had with an apartment rental. Had a neighbor who put my family's safety at risk. When contacting the management office about this issue I feel they did nothing to address the problem. They did however send me legal letters forcing me to remove the video doorbell that prevented problems from happening. I strongly recommend looking elsewhere in Hoboken. I would give 5 stars to the maintenance team. They would always help me out in a timely manner. These apartments are furnished with very low-quality products and things are always breaking. Also, they charge your friends for joining you at the pool! read more

I live in one of the uptown apartments and have never had any major complaints! Very responsive and quick. There is a monthly exterminator and really if any issue pops up it is an easy phone call for a fix. The rent is the most reasonable I've seen in Hoboken and I plan to stay here for a while! Allison has been great in helping myself through the process and a variety of friends I have referred. read more

Andrew - I am unable to message you through the app. We lived in Hudson Square South since March 2020 through March 2022.

Stay away at all cost. I have never dealt with a company with such terrible service. They are very responsive initially when setting up your initial lease. Once they have you under contract, that is when you see their true colors. The management team is very rude and completely non-responsive. Mary Beth and Nydia takes months to respond to emails or voicemails and most times never respond at all. The only individual that answers the phone will be the receptionist. She will not be able to answer any questions and will forward you to the black hole of their voicemails. They also seem to never be in the office. The only time you can get anything done is if you physically walk over to 333 River. Typically, you would have to walk over between 10pm - 2pm Monday-Thursday, since this is the only time they seem to work. Please review your lease before signing. This company makes its own rules when it comes to normal wear and tear for their apartments. You are responsible for any issues that may arise from the apartment and will have to pay to get it fixed. This is true for leaking faucets, plumbing, caulk, doors, windows, mailbox lock, ceilings, light bulbs, locks, used appliances and pretty much everything else that could wear down from normal use. If one of the used appliances happen to break under your lease, it's up to you to pay for it. This includes dishwasher, heating/cooling, microwave, stove, refrigerator. There are 3 pages in the lease listing every item in the apartment that the tenant is liable for. I am not even sure if it's legal for them to define their own definition of normal wear and tear in NJ. The buildings themselves use very poor construction and cheap appliances in the apartments. Things break often which again the tenant is responsible for. The only highlights of living in their building are with the doorman and maintenance workers. I attached the pages in the lease stating *Billable charges to Tenant considered by Landlord to be beyond normal wear & tear: read more

Applied Housing Management Co - *Billable charges to Tenant considered by Landlord to be beyond normal wear & tear: - Property Management Near Me - Hoboken, New Jersey

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My friends, You guys are awesome! There really is no better way to start a day than a freezing, ice cold shower! Only way to top that off would be an ice cold shave! Invigorating! Your timing should also be commended as you were able to almost perfectly time this on the coldest day of the year! Much better than the time you pulled this off about a month ago! That day wasn't quite as cold! Brrrrr! Brrrrilliant!! Had I known I could enjoy this amenity for the paltry $4,750 a month rent I am paying, I would have signed a lifetime lease here! Up until now, I thought my money was just buying me: - these awesome peeling parquet floors - 1970s kitchen complete with Applied's patented "dish-dirtier" (again, something unique and innovative that can only be found at the Shipyard!) - filthy parking garage - state of the art mini blinds made from Reynolds wrap! - And of course, the privilege of being charged $50 to unlock my door when my nanny forgets her keys! You guys have built something really special here and I cannot wait to tell all my friends! Thank you, Shi(t)yard resident ph7 read more

They really are slumlords. I'd give them 2 stars because for the most part, I loved living in the building - great views, location, solid concrete and steel construction. I The gym was also fantastic, and I actually didn't need an outside membership. The doormen/concierge were really helpful. As far as the finishes, sure it's a rental building so kitchen furniture and the floors will be pretty cheap. Mgmt wasn't very responsive when it came to returning calls, but usually after a handful of calls we could get problems attended to correctly. The real problem is in how they handle the moveout process. Without boring you with the specifics of my personal situation, they may come up with phantom charges upon leaving, which they will not properly notify you of at anytime, and then send these charges to a collections agency before you know about any of it. Needless to say, even if you are the one who is right in this situation, it really creates a mess. Just want to kinda warn others to proceed with caution. read more

I wish I did not have to live in their building but it is just about impossible for someone who is just moving into Hoboken. They offer some slightly cheaper housing than the average, however their buildings show why. Nothing special about them, they tend to be older, and have some issues. The building that I am in is always hot as hell and when my air conditioner is not running the fan in the window is. I tend to think my half bath is a sauna because every time I am in it I am breaking a sweat. From what I have heard from my neighbors they have been consistently raising the rent each year. If that is the case then I doubt I will resign my lease. Maybe if they turn the heat down they can stop having to raise it. Overall I gave this place two stars because of the numerous reasons stated above. I am already looking into other options and I still have month's to go. I guess patience is a virtue. read more

Applied Housing Management Co - Property Management Near Me - Hoboken, New Jersey

This is a horrific management company with no customer service. If you are looking for an apartment in Hoboken, I would look elsewhere. Do not give them a cent of your hard earned money. A boiler burst in Hudson Square South. We were displaced from our apartment for 5 days and the management company is completely unreachable. Though they hired a contractor for remediation, there is no timeline for completion and/or cleaning. There has been zero response from property management regarding a rent reimbursement for the days we could not occupy the apartment and no offer to reimburse our damaged property. Also, good luck getting an elevator since one is down almost on a daily basis. read more

Terrible management; scam charges when you move out. Good luck getting an elevator. Buildings are noisy and dirty.

Where should I begin... -The fact that I killed 42 mice in 9 months?! -Having optional hot water?! -Rent gouging the lease renewal by $300+?! -Dealing with rude and IDGAF attitude representatives named Alina and Maria!? -Or having the door locked only to have someone from within their company who have keys to our place steal my laptop, camera, and my roommate's iPod and camera!? If you love any or all of these things, rent with Applied Housing today!! read more

Wow some if these reviews are quite interesting. My experience has been very difficult. Its 30 years overall that I have lived in Applied Company and really dont have much to complain about them. No mice or critters, hall is clean. If something needs to be checked or changes they are knocking only door within a day or two. Staff has always been good to me. My only complaint would be able to load my card for washing in our building. My other complaint which they can't do nothing about are the tenants that smoke weed and it transports through the vent to my apartment. Also the ones leaving their garbage in the compactor rooms instead of bringing it to the basement. read more

I'm a current resident at the Shipyard in Hoboken. I've called our management company for three weeks straight and left messages. Apparently no one works there. Happy to see our high paying rent contributes to substandard management... I would never recommend this building to anyone I know. Our tub has clogged 5 times since we moved in in Feb. 2016. The first clog was a week after we moved in. We now call once a month for the maintenance guy to address the issue, which results in a $25-$50 charge for repairs. However, they are not fixing anything. No one has returned our calls when trying to address the issue, or let answers a phone. I'd love their hours. Seems like they are off all day. read more

If there is any issue with your apartment that requires you to interact with the management office, you can expect to be treated as less than human. The maintenance staff is great for small issues, but can be careless / inexperienced with larger, longer-lasting issues. The management team, in particular Sasha, are the textbook definition of slimey property managers. read more

I called to complain about the horrendous treatment we received by the property manager in one of the Shipyard buildings. I see other people have already mentioned her here. All of the staff acted like they received complaints about Sasha all of the time. They even added false fees to steal our security deposit when moving out. Applied needs to fire these managers and their supervisors. It's ridiculous what we had to put up with for the thousands of dollars we paid in rent. I moved to the Harlow and never have I been happier to move out of an apartment. The managers there are so much nicer! I feel welcome as a resident. The Shipyard buildings are falling apart and they're old. Don't be deceived by the few good reviews here like we were! TRUST THE BAD REVIEWS! We lost so much money in this process and have PTSD! read more

I have lived with Applied for going on 9 years. Call me stupid probably for staying, but just happened to like the apartment. That being said, if it wasn't for the apartment, their personnel should scare you away in seconds. Aside from Hazel in the leasing office, everyone I have dealt with, whether lease renewal or maintenance is horrendous. The mere fact that these cold hearted people have jobs is beyond me. If you walk into the leasing office, not one person that works there is good natured. It won't stop people from moving in and they know and once you're a resident, they actually openly let you know that "if not you, someone else will" more or less. There are other buildings in Hoboken to live for the same price if you don't care about "where" it is...believe me, when it comes to dealing with their management, you'd be better off elsewhere. read more

This is a review for Allison who helped my roommates and I find a suitable apartment. As students in Hoboken, it can be quite difficult to find a place to live, deal with landlords, brokers and realtors who won't screw you over, but Allison made this entire process quick and efficient. She responded to all of our emails quickly and went out of her way several times to help us with all of our needs. She presented us with all of our options and went over all of the information step by step and to make the entire process as easy as possible. If you're looking for someone to help, Allison is your gal. read more

Ever thought of buying an expensive BMW with a Yugo engine, on the surface it looks great but when you peel back the layers you find something a bit different. We lived for two years in the Sovereign so I cant comment on the other buildings. Pros (the surface): -Great Doormen -Unmatched Location -Very Clean and kept nice -Storage units (additional fee) Cons (under the hood): -Additional Fees -Gym: we heard that they were going to remodel it. I would describe it as dirty, over-crowded (small), many non-residents use it, very un-organized with worn/dated/broken equipment -Loud Nightly Garbage Truck (after midnight) buy earplugs if you're a light sleeper -Non-compliant Grilling (charcoal and propane on some balconys) wonder if anyone reads their rental agreement, but the building never enforced it -Excessive Rent increase -Some inconsiderate Dog owners used the parking garage during bad weather days for their dogs to do their business -Rent Payment system (see below) Paid our rent in-full for 2 years, always maintained a '0' balance through THEIR online payment system and when we moved they said Accting found an error back in Sept '11 and we missed a months rent. When i expalined that we always maintained a zero balance and that we are paid in-full they said that we need to prove it. So, I need to go to the bank, get historical statements which arent avaliable online and reconcile the accounts to the payments; but in reality it was THEIR ERROR, NOT MINE! You have been warned! Happy apartment hunting! read more

These people are HORRIBLE and unfortunately they own many of the big luxury buildings in Hoboken. I am telling you, it's not worth it- find a place not owned by this management company. My boyfriend and I loved our apartment in the Vanguard, but had to break our lease early due to a job relocation. They were not even remotely sympathetic or understanding of our situation. Communication is all over email and the responses are rude, short, generic and unhelpful. We couldn't get anyone to have a conversation with us on the phone or in person. We got stuck paying rent while not even living there and they did not make any efforts to find a new tenant until we stopped giving them our money. If you sign a lease they will continue to collect your money regardless of the situation. They claimed they were doing everything in their power to get our apartment re-rented after we moved out, but did not even return calls from interested parties. I lived in Hoboken for 6 years and it's a true shame that this company makes me not want to return. I can tell you if I do, I will definitely never live in one of their buildings again. Sasha DeGennaro is a terrible human being. read more

Have had a terrible 8 months of living here. The apartments are extremely outdated and unkept. The management staff is not very friendly and they are impossible to get a hold of. There were multiple times a month where they would have the water turned off for maintenance reasons which made it extremely inconvenient getting ready for work in the AM. There was a time when I had to leave work early due to an illness only to come home to a FREEZING apartment! Yes, they had the heat turned off for several hours due to maintenance in the MIDDLE OF JANUARY! They didn't even go out of their way to discount that months rent check to keep their tenants happy. Overall, extremely overpriced apartments for what you get. (Ex: No dishwasher, no garbage disposal, no washer/dryer in apartment, etc.). If you are looking for just your basic NYC area apartment, this place is for you. If not, I highly recommend passing on this complex. There are much better apartments in Hoboken for the same price. read more

I live in Applied's apartment building on Clinton Street and have grown beyond frustrated with their lack of customer service. Every time I call about a repair/issue, I place my request and wait to hear back from them. I call back to check on the request and the front desk can never provide me with a status update. I then have a follow-up request put in. It is uber frustrating that no one ever calls you back. This last incident is the final straw - after my roommate and I did laundry - that night we each found a bug on our sheets. It looked eerily like a bed bug - and we had been hearing that others in the building have been having problems. We called (several times) to ask for an inspection ASAP. When that didn't come, we called an outside company and got the situation resolved. A month later, we receive a letter that they plan to exterminate. I keep calling the person in charge to say that we no longer want or need the extermination to take place - - and still, I can't get a simple call confirming the receipt my request. Can't wait to move - only a few more months! read more

Sasha is one of the worst people I've ever had to deal with in my life. Do not rent an apartment from Applied. She will do anything in her power to screw you over. The way the buildings are managed is embarrassing. From all the horrible things I've read about her I'm shocked that she is still employed. Wake up Applied Management. You are being represented in the worst way by a terrible person read more

This review is specifically for the Shipyard Apartments. The units themselves aren't bad, most are updated. The views are great from outside the building, even better if you have a unit facing the city. The location is good if you take the ferry into the city, but the shuttle service to the PATH isn't always reliable. Management is terrible, which could be part of the reason that maintenance is awful as well. Don't expect management to actually care or do their job. Often maintenance doesn't show up when you need it, and when they do it's many days/a week or 2 after the request is put in. Overall I don't recommend. For the cost of rent you can find a way better apartment. read more

I have been a resident at the Shipyard in Hoboken for a total of 7 years now...I am a current resident of the North Vanguard and I am very much fed-up with the way Applied is dealing with PSE&G Meter readings. Time and time again, the PSE&G meter readers are unable to access the electrical closets located on each floor in the North Vanguard buildings--in fact, this month, PSE&G informed me that the key they were given to unlock the electrical closet did not work--were the locks changed? or did Applied not give PSE&G the correct key to open the door? Either way, it is completely unacceptable!!! Learning this information, I reached out to the management office today to ask if I can get access to the electrical closet, with the help and supervision of one of the Applied employees, so I could take a picture of my electrical meter and send that reading to PSE&G, which, by the way, PSE&G encourages its customers to do when they are not allowed/denied access to the meter in a given building. I was told that Applied is not allowed to give residents access to their meters....why not??? We are the customers and we pay the electrical bill each month, we have a right to access the meter and take a picture of the reading so we can ensure we are charged the correct amount for our usage and supply. Otherwise, residents are charged fees based on estimated readings of the meters, which always seem to be higher than the actual reading for a given month. There really is no reason to deny residents access to the electrical meters, especially when Applied is denying access to the PSE&G meter readers themselves; total infringement of the rights of the Shipyard residents!!! I am totally appalled by this, not to mention, the lack of attention by the management office to this issue. It would not take very long at all to send an Applied employee over to the North Vanguard to unlock the door to the electrical closet and allow me to take a picture of my own meter. Totally disgraceful! Needless to say, will certainly tell all of my friends looking to move to Hoboken to avoid the Shipyard; year after year, the management company refuses to do what they need to do to put the resident first; after all, without the residents, there would be no Shipyard properties for the management company to "manage"! read more

I'm also surprised to see so many poor reviews. I've lived on 12th and Hudson for almost 2 years now and don't have any major complaints. Monthly exterminator, and really any time I need something fixed or a light changed out, they're there to help. My ONLY complaints are that rather than having to refill your laundry card at their office (which is closed in the evening), they should have a refill station in the laundry room. Also, they decided to put a smoke detector in the door frame of our window-less kitchen, so any time I cook I have to expect the alarm to go off (sorry, neighbors!) I previously lived in Manhattan, so living here feels like a deal. I have much more space, an elevator, and a huge 3-bedroom apartment. The apartment is pretty bland - your typical hardwood floor-white wall-not so updated kitchen, but everything works. I have an elevator which is so handy when moving in/out or carrying groceries, and washer/dryer in the basement. All for just under $1,000/month, which I could never ever ever find in the city. I have a lot of friends in Hoboken and they don't pay even close to what I do, so I feel pretty lucky being here and being able to actually SAVE! Someone else put it best - this is a really great place to pay cheap rent and save for a bit so you can move somewhere nicer when you're really looking to invest. Be sure to tour the exact space prior to signing, but that's sort of an obvious statement. read more

I have lived in south Independence for almost 2 months. So far no complaints on the building. Location is perfect and everyone we have dealt with has been fine. Doormen are very nice. I only have 2 complaints: 1. They only have 1 shuttle for all of the buildings to the path. All the other complexes that have 1 building have more shuttles than the shipyard. This makes my commute very difficult especially for the amount of money we pay. 2. The doormen do not actually call to let us know if we have a food delivery or guests. They just send people up to our apt. Sometimes if I am in my bedroom I can't hear whoever is knocking since we have no doorbell. This is also not very safe that strangers can walk in and out of our apartments. read more

Terrible stairs and handrails. Best you're looking at after falling down them bad boys is a twisted ankle.

My experience at the sovereign has been MISERABLE. From the miserable leasing agent who is completely unhelpful and doesn't care about her residents to the incredibly old appliances and dishonest management company, I would not recommend this apartment building to my worst enemy. It's over-priced and considerably overrated. Also, building says they have a doorman but the "doorman" only receives packages and does NOT stop "visitors". From what I have seen so far, anyone can just wander right into the building without being stopped. read more

The absolute worst housing company I've ever lived in. Once you sign the lease the representative for Applied Housing becomes unresponsive...Getting information on parking is nonexistent, even with empty apartments. No one ever gets back to you. I put in several repair requests through the portal and no one came to fix..It was only when I got emergency locked out and charged $50 bucks that the maintenance guy was willing to help. The trash chute often stinks up the floors, so it always smells funky. People who live in the building have absolutely no respect and touch other people's laundry and steal packages. There is a mail room in the building that only tenants have access to.. I'm missing $1200 in packages because they were stolen. I've contacted Carlos the footage guy several times for the last 4 weeks and can never get through to him. The receptionist will tell you he's in the office, transfer you and it goes straight to voicemail. I've sent emails and cannot get a reply. Save yourself the trouble and look elsewhere when looking to live with this company in NJ! read more

Couldn't agree more with the statement "They really are slumlords." We lived at 333 River Street for 4 years and had a great experience. Loved the view, the apartment, amenities, and the doormen (especially Walter and Roberto). The rent is super expensive but I guess it's better than Manhattan, right? However, once we decided to move, all of a sudden there are lots of problems. I'm REALLY glad we didn't have to deal with the management office more often because they are just nasty and have no regard for "customer servie." All of a sudden, there are random charges and a less than responsive staff. We are not thrilled with the whole situation at all and this really put a bad taste in my mouth, especially since I enjoyed living there. I would definitely proceed with caution... read more

The only things that you really need to know about this company: 1) didn't bother to exterminate when there was a bed bug infestation on our floor (health department got involved) 2) didn't bother to get involved in the eviction of 2 underage crack dealers who almost beat a kid to death in the building (the police and DYFS got involved) 3) hangs up on you when you put in something as simple as a maintenance request 4) dead rat rotting behind our kitchen wall, basically told us too bad and the smell would stop once it 'fully decomposed' 5) tried to charge us a $20 maintenance fee to change a light bulb after months of silence Ask any other realty agency in Hoboken and they will tell you that Applied is shady and slimy. We've lived in one of their buildings for less then a year and cannot wait to get out. Disgusting. read more

Allow me to introduce myself. My name is Phillip Ableson and I have been a resident of Applied Housing for many years now. Why? That's the better question. Pricing? Hell no "24/7" Security? I think not Homeless men in the doorway? Mmm Delicious. Dog Friendly? Ha thats laughable. This company claims they are dog friendly yet all they do is complain to their residents about the dogs. The neighbors who do not have dogs are the complainers. Why would these people sign a lease with a dog friendly building when there are countless options.. Idiots I tell you. IDIOTS. Applied Housing is nothing more then a slimy real estate company that simply collects a wire transfer every 1st of the month. read more

Customer service is non-existent at this company. They own many buildings in Hoboken and feel it is a privilege for you to live in them. Today is December 23, 2009 and still no heat in the common areas such as the hallways. I need to put on a winter coat to go outside my apartment even though I'm not leaving the building. Now both elevators are down...again. Hiking up 8 floors with groceries is not fun. I think their arrogant attitude is catching up with them. There are many vacancies here and I don't; think they can afford to heat the place. read more

This company is by far the worst landlord I have ever had to deal with. I was paying over $5,000 a month in rent and the apartment was in terrible condition the day I was to move in. It took them over a month to fix everything. When I moved out, they charged me over $1500 in damages that had been there since before I moved in. They are a money hungry and dishonest property management company. I would advice everyone to stay away from them if you don't want to be taken advantage of while loosing a lot of time and money. read more

This company does not even deserve a star! Unfortunately, I need to rate them. This is one of the worst companies I have ever dealt with. Talk about hubris. Raul Morales and one arrogant SOB. He makes a visit but barely listens to your complaints. He just has some assistant write down what you say but he doesn't show any kind of compassion to what you really need. I was stupid enough to rent from these people, but whoever is reading this, please don't be like me!!!! These people DO NOT CARE about their tenants. It doesn't matter how much the tenants lie to them or violate certain terms of the lease, they will continue to keep them. PLEASE, DO NOT RENT FROM APPLIED. Stay as far away as possible from these people. read more

HURRICANE SANDY - They were horrible!!! I have lived in my applied management apartment for 3 years now without any major issues, however my opinion of them after the hurricane has completely changed. We are now going on 11+ days without heat, hot water and electricity. They are not being proactive enough. They never once reached out to anyone in our building with information. And worse, they refuse to reduce rent at all -- even though the conditions have been inhabitable for the past 2 weeks. They estimate another full week before things are up and running. That puts us at 3 weeks of UNLIVABLE conditions and they could care less. They are terrible. Run away... and fast... read more

WISH I COULD GIVE ZERO STARS!!!! The management company are the most unprofessional, disrespectful people I have ever had to deal with. We would see mice running across our counter tops and in our rooms every single day for months and when we asked the management company for help, they completely ignored us. Absolute negligence. This is an extreme Heath hazard and after finally getting someone on the phone, we were yelled at and told it was "not their responsibility during COVID". Their contractors also came and did work and left GAPING holes in our walls, chipped a ton of paint, and left wires hanging from the ceilings and in front of our door. All this is outrageous but what this management put me through after I was no longer a resident make it even worse. One of my packages was delayed because of the pandemic and delivered after I finally moved out of that hell hole. I kindly asked one member of the management company, Alina to please help me retrieve it. She seemed willing but after MONTHS of not being prioritized or given an answer I told her unfortunately I would have to file a police report for the missing package since her staff is unable to locate it. Where she then accused me of threatening her!!!! Like seriously? How unprofessional. Lady, filing a police report for a missing package has nothing to do with you. I mean that's obvious to most people who aren't hostile and accusatory. All in all only live here if you enjoy arguing with stupid people and love disgusting disease carrying creatures living in your house, eating your food and sleeping in your bed. read more

I have lived in the Berkshire for over 5 years and until recently I was lucky enough to avoid dealing with the management team. After reading all of the negative comments about the teams attitude and level of incompetence that they unabashedly display I can only agree with each and every comment. I'll spare you the details of my ordeal but after pointing out their blatant lies they completely shut off communication. With no other options I was left to log complaints with the Department of Housing for the city of Hoboken and the State housing department, hopefully this gets something done. If you're looking for an apartment in a good location that is in terrible shape with a horrible management team the Shipyard is your place! Do yourself a favor and look at the other buildings available that aren't managed by Applied. read more

I'm really surprised to see all of these bad reviews. Granted, I've only lived here for about three months now but the maintenance people have seriously been nothing but great (Bloomfield Manor). They are quick to respond and get the job done on the first try. read more

Whenever you call Applied Housing Management, Jackie will answer. Jackie will not help you. Jackie will literally tell you that she doesn't really want to help you. Jackie will tell you that your apartment problem is not her problem, when, according to her job description, it is literally her problem. Jackie will not make any account notes so every time you call about the same issue she has no idea what you are talking about. Jackie also will not tell anyone else about your problems. You will not be able to speak to anyone besides Jackie, ever. Jackie will be EXTREMELY rude to you when you've been nothing but polite, despite the fact that you've probably called her about one specific thing 5+ times and she's told no one else and everything would have been resolved if she put one ounce of effort into her job. Jackie loves to tell you no. Jackie will ruin your day. read more