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    Apollo Managing General Agency

    1.0 (15 reviews)

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    Car and truck insurance

    Vehicle

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    rear ended 9/23/24 by insured driver of Home State Co Ins / Apollo MGA. Dealing w/ this company has been a nightmare ever since. As several others have stated, assigned adjusters will stall & delay for weeks while coincidentally claiming to be "unable to reach their insured driver for statement" so that they can use this as reason to flat out deny claims. Even in clear cut cases when all evidence is there. Should you ever have to deal w/ this shady company, I suggest you be prepared to immediately seek legal assistance or submit claim through your very own insurance company, then allow them to deal w/ Apollo MGA. God forbid you miss a call from the adjuster (if/when they decide to call) because you'll only be greeted w/their voicemail upon numerous attempts to return their call. Then their general claims dept will advise that your assigned adjuster is the only 1 that can give info regarding claim status & kindly transfer you back to the adjuster's voicemail or "place urgent callback request". So better be prepared to have phone in hand @ all times; despite having to work or other daily tasks that may interfere w/ your ability to always be available when they call you. Maria Varona was assigned adjuster in my case and with her frequent days "out of the office" (per her voicemail greeting), I too experienced multiple unsuccessful attempts to reach her by phone. Attempts to reach her via email is also without response. In the meantime, I'm left without a vehicle b/c of course the company doesn't pay rental fees upfront but rather "will reimburse later", IF YOUR CLAIM IS APPROVED. Otherwise, you're stuck w/ the bill. After 5wks of still claiming inability to reach insured driver, I then rcvd a call from Kim Wallach, (representing herself as claims mgr) in a somewhat aggressive manner, informing me of claim denial d/t insured driver's failure to cooperate w/ investigation. I immediately reached out to insured driver, low & behold, she promptly responds & reports prior unsuccessful attempts to reach adjuster. She then immediately contacts Apollo to give her statement, but of course adjuster is once again out of office for a few days. Subsequent calls then led to claims mgr Kim Wallach being reached by insured driver. However, claims mgr decides to schedule phone appt (w/insured driver) for the following week rather than taking time out to accept recoded statement at that time (while readily available). So here we are again - another missed opportunity to collect pertinent info from their insured driver. Shame on you Apollo MGA!! It is obvious that you are not acting in good faith and must be stopped. Remember that you & your loved ones also have to commute on these roadways and could be forced to deal w/these shenanigans 1 day. People please check their F grade rating on better business bureau and save yourself the stress & headache if you can. NEXT STOP - Texas Dept of Ins.

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    4 years ago

    If your car is totaled by one of their insured drivers, hire a lawyer immediately. The quotes for injury and car are very lowballed amounts.

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    Smart Autocare - What is covered under this so called warranty

    Smart Autocare

    (237 reviews)

    Can I give this company a 0 STAR? I took my car in because the check engine light came on and it…read morewas smoking -- clearly something serious. Instead of focusing on helping resolve the issue, it felt like Smart Auto Care was looking for the smallest possible reason to deny my claim. From the beginning, the process felt more like an investigation against me than support for a paying customer. Rather than trying to work toward a solution, they seemed focused on technicalities and fine print. In the end, my claim was denied, and I was left dealing with a major repair on my own. When you're already stressed about car trouble, the last thing you need is to feel like the company is working against you. Based on my experience, I wouldn't recommend Smart Auto Care. Make sure you read every detail of your contract and don't expect them to give you the benefit of the doubt. I tried to find a solution and find the middle ground but they are not willing to work something out! DO NOT ASSOCIATE WITH THIS COMPANY!!!!

    I strongly advise against engaging with this particular contract provider. Their claims processing…read moreconsistently experiences significant delays, often spanning several days. Furthermore, they mandate the exclusive use of parts sourced directly from them, which introduces an additional day to the service timeline. It is important to note that rental coverage is limited solely to the duration of labor. I caution potential buyers to exercise extreme discretion and avoid any association with this entity.

    Apollo Managing General Agency - autoinsurance - Updated May 2026

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