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    Apollo Managing General Agency

    1.0 (16 reviews)

    Services - Apollo Managing General Agency

    Car and truck insurance

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    Sam K.

    The lady hits my car parked car, says "so what" and gives us this shady Texas based insurance from someone's back yard. If the name Apollo doesn't scream scam or a "front" for insurance then I don't know what does. But, trusting the process, hoping that Texas has some basic laws about insurance practice we filed a claim. Apollo came back saying we're not doing anything because the insured has decided not to cooperate... and we can't make her cooperate. I laughed at their response. I guess in Texas cooperating with accidents you cause is an option. G'luck ya'll, welcome to Texas freedom where everything goes. If you've been the unlucky one hit, then you're not getting paid or will get paid sweatshop prices. Such a scam of company.

    rear ended 9/23/24 by insured driver of Home State Co Ins / Apollo MGA. Dealing w/ this company has been a nightmare ever since. As several others have stated, assigned adjusters will stall & delay for weeks while coincidentally claiming to be "unable to reach their insured driver for statement" so that they can use this as reason to flat out deny claims. Even in clear cut cases when all evidence is there. Should you ever have to deal w/ this shady company, I suggest you be prepared to immediately seek legal assistance or submit claim through your very own insurance company, then allow them to deal w/ Apollo MGA. God forbid you miss a call from the adjuster (if/when they decide to call) because you'll only be greeted w/their voicemail upon numerous attempts to return their call. Then their general claims dept will advise that your assigned adjuster is the only 1 that can give info regarding claim status & kindly transfer you back to the adjuster's voicemail or "place urgent callback request". So better be prepared to have phone in hand @ all times; despite having to work or other daily tasks that may interfere w/ your ability to always be available when they call you. Maria Varona was assigned adjuster in my case and with her frequent days "out of the office" (per her voicemail greeting), I too experienced multiple unsuccessful attempts to reach her by phone. Attempts to reach her via email is also without response. In the meantime, I'm left without a vehicle b/c of course the company doesn't pay rental fees upfront but rather "will reimburse later", IF YOUR CLAIM IS APPROVED. Otherwise, you're stuck w/ the bill. After 5wks of still claiming inability to reach insured driver, I then rcvd a call from Kim Wallach, (representing herself as claims mgr) in a somewhat aggressive manner, informing me of claim denial d/t insured driver's failure to cooperate w/ investigation. I immediately reached out to insured driver, low & behold, she promptly responds & reports prior unsuccessful attempts to reach adjuster. She then immediately contacts Apollo to give her statement, but of course adjuster is once again out of office for a few days. Subsequent calls then led to claims mgr Kim Wallach being reached by insured driver. However, claims mgr decides to schedule phone appt (w/insured driver) for the following week rather than taking time out to accept recoded statement at that time (while readily available). So here we are again - another missed opportunity to collect pertinent info from their insured driver. Shame on you Apollo MGA!! It is obvious that you are not acting in good faith and must be stopped. Remember that you & your loved ones also have to commute on these roadways and could be forced to deal w/these shenanigans 1 day. People please check their F grade rating on better business bureau and save yourself the stress & headache if you can. NEXT STOP - Texas Dept of Ins.

    Proof from body shop

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    5 years ago

    If your car is totaled by one of their insured drivers, hire a lawyer immediately. The quotes for injury and car are very lowballed amounts.

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    Smart Autocare - What is covered under this so called warranty

    Smart Autocare

    (240 reviews)

    do yourself a favor and do not waste your money dealing with this company they will not honor any…read moreclaims. Not only did they rip me off, but customer service through and through was a terrible experience. There was a so-called manager by the name of Brittany who told me she had worked there for 26 years. She threw her experience in my face in a very rude manner, just to find out that she was 100% wrong according to three other of her colleagues. My experience with this was a total and pony show.

    Absolutely horrible company with no regards for their customers satisfaction or well being . I took…read moremy car in to the dealership more than a week ago , the dealership has been going back and forth with smart auto care every single day since and have gotten no where. I have called them every day as well and have gotten no where as well . They act like they don't care and it's not their problem. I haven't had my car for a week already , I lost my job because smart auto care will not cover a car rental until they approve the claim but instead of approving the claim they keep going back and forth with the dealership requiring more information . This has not been one phone call where they spoke to the dealership or me directly, smart auto care won't even contact anyone , the dealership and I have to keep calling them and every single time we have gotten a hold of them they have delayed the process by another day, they recently asked the dealership to remove my motor to get a better diagnostic which is understandable but if smart auto care decides not to approve the claim after the fact then I am the one who has to pay the dealership $1,300 for the diagnostic . Also why didn't smart auto care ask the dealership to do this the very first day we got a hold of them instead of a week later after I have lost everything. Absolutely ridiculous company , the only person I would ever recommend this company too is someone who is looking to be inconvenienced , ignored and spoken down to by supervisors because they don't want to hear from you. I wish there was a negative 100 on here because they are incredibly unprofessional.

    Apollo Managing General Agency - autoinsurance - Updated September 2026

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