I am a single Mom of a college student out of state. In 2017 I became deathly ill and was unable to work for 5 months which devastated me financially. I went through 7 months of expensive treatments and am much much better today! During those dark days, I fell behind on all of my bills. I was insured by statefarm who knew exactly what was going. I went 3 weeks w/o car ins which I didn't think would matter since I wasn't driving anyway. By the end of the 3 weeks, StateFarm has completely screwed me! I have never had a wreck and no tickets of any kind in 10 years yet because of what they reported about me, my CAR ins went from $117/mo to $260/mo with a HUGE down payment. I had no idea what to do so my bff told me about Andrew Yao. I called Andrew and told him what had happened, he sweet, understanding and sensitive to my situation. He explained what they had done and that there really wasn't any way around it. The best thing to do was pay it for 6 mos and then see what happens so he spent an entire day searching and finding the best policy for me. He helped me at every turn and never evaded me or my questions. He was able to get my pymnts down as far as possible and illuminate the down pymnt altogether. He took care of all of it! In fact, I never even left my car while we were doing the paperwork and not only that, but I don't even have to deal with the ins company! I go directly to Andrew and he takes care of it for me! He's been such a huge blessing and I'm so grateful to him! Because of what StateFarm did by blacklisting me, after the first 6 mos, my premium still didn't go down at all. In fact, the rates went up statewide so I was gonna have to pay more which I absolutely cannot afford, so Andrew worked his magic again and was able to keep my rate the same!! Seriously I send everyone to him!! He helped my friend who was moving to TX from IN cut her car ins pymnt in half!!! He really is the best!! If you have issues or even if you don't, if you truly want the best prices and the absolute best customer service, Andrew is your guy! I promise, you will not be dissatisfied!!! Thanks Andrew, once again, I truly am grateful!!! read more