This team is through the roof! Super A+ team that is very accommodating. I have gotten 2 home loans…read moreand done a refinance through this company and I never thought it would be so easy. Ryan and his team are very professional, and always kept me informed through the entire process. I really appreciated how they worked well with my realtor and even went above and beyond to contact the selling agent to verify my loan status. They do everything they can to make sure you are well taken care of and make sure you not only get a great loan you want, but make sure you get the house you want too! And my interest rate was even lower than expected!!! I wouldn't trust any other company to find me the best mortgage possible. The team always made themselves available to me, through phone, email, and in person! Thank you team Rivera!!

I had an opportunity to work with Ryan and Chris and the whole team, and purchased my first home…read morethrough them. Chris and I started working on this two years ago and he guided me all the way through the process, keeping open communication and very direct about what needed to be done on my end to make it happen. I recommend this company to everyone, they are very friendly and take you step by step through this process. Thank you Finance of America!!!

This is hands down the easiest and best process I have ever been through. Lindsey was amazing with…read moreeverything, she goes above and beyond. I have a very complicated finical situation with multiple businesses and they took care of it in no time. Best process hands down! If i ever move again we will be using you!! Thank you!!!

JJ Mack and his team were excellent to work with. JJ took the time to educate us throughout the…read morewhole process. Time was of the essence, and even when most thought it couldn't be done, JJ and his team got us through escrow without any hiccups. Very upfront and honest with no surprises at signing. We would recommend JJ to anyone. 5 stars!! Thank you JJ Mack and team.

We were in a crazy spot. One home closing escrow on a sale and another closing on the buy…read more We had help jumping through some hoops. Both Courtney and Emily worked to make the whole event seamless. Fast forward a year later and I wanted some information on possibly doing a Re-fi. Courtney got right on it.

In 2019, on recommendation from our realtor we contacted Emilee Key at Key Home loans for a…read morerefinance on our home, and have been very impressed with both her knowledge and her service! Both her and Courtney have been so helpful they are away's available...there was never a question that they could not answer or guide me to someone that could. I must mention that we also took on this challenge at Christmas time and despite the bumps and curves...she was stellar! I would strongly recommend her office for anyone looking for help to refinance or any of her other many services she will work hard for you, and the service does not stop...I can email her with a question still months after closing and she always replies quick and thoroughly!

We don't recommend for many reasons. I did my first loan in Auburn with Cindy Kolari and it was…read moresmooth, fantastic, peaceful. Guild funds their own loans which we didn't realize or was explained. Super nice lady- Cheryl- but up until the last hour even after signing, we were told we needed urgent paperwork which stole our joy of a new home which we were to get keys a few days later. Maybe she and Katie Arant were having a bad few months, but it was not a pleasant experience, nor do I like being addressed by someone younger than me in an email, "Hey guys...". Try Cindy. She's awesome.

My husband and I were so impressed with quality of service and care we received from Cheryl Foley…read moreand Katie Arant! The response time to all of our questions was exceptional and they walked us through each step and brought us such peace of mind! My husband and I felt like family and I've already referred a friend who was not getting much help from her mortgage company, and Cheryl went out of her way to answer her questions. Without question, I would recommend Guild Mortgage to any of my friends and family! At the end, Cheryl provides you with a fantastic binder to store all of your important home documents and receipts in one place! Thank you again Katie and Cheryl!

My realtor referred me to Kathleen and I was very well taken care of as a first time homebuyer…read more Like others were praising, she provides a very competitive package and is very transparent with the whole process. She's a powerhouse in her field and makes sure her clients are educated and informed on each step of the process. Kathleen works with integrity and has a keen sense of timelines and has great ambition in getting the job done well. Her availability and consistent communication gave me peace of mind for time sensitive processes and I have already recommended her to my friends in the area and will continue to do so proudly. Thank you Kathleen for all your hard work and making for a fast and smooth close! This oscar goes to you!

Kathleen is a wonderful mortgage broker and a superior person. She helped me prequalify for a loan…read morein record time, and a did a wonderful job explaining the process. Additionally, she went above and beyond to provide me with the information I needed to make an informed choice regarding a specific property. Thank you, Kathleen!

We have used Nicki for refinance and home loans for over 20 years, she makes the process very easy…read moreand faster than most other companies. My kids now use her and my coworkers have used her for their loans also. I highly recommend her, she is very good at what she does.

Loved working with Nicki! She did an excellent job with our mortgage refinancing. Very responsive,…read moreprofessional and kind. Thanks Nicki!!

Don't waste your time with these clowns! Here's the story:…read more I needed a business account for my new California LLC. I went online and chatted with a representative before heading to the branch, as I wanted to be sure I had all the paperwork I needed to complete everything. You might have thought he would have mentioned you have to have an appointment to open an account. He did't, you do, so I wasted a half hour mountain drive from my home to go there for nothing, then another half hour mountain drive home on a Friday. The woman at the Auburn branch took my paperwork, said it would not be for nothing as everything would be set up for my new Monday appointment and she would let me know in advance if anything else was needed. I go back on Monday, (another hour long round trip mountain drive) only to be informed that because I do not have a physical office, they will not open a business account. I find this hard to believe, there are no end to number of businesses that do not need nor have physical offices, but two women insisted this is the case. Also neither of them had ever heard of such a "strange thing" as a registered agent, something every corporation is required to have. They almost acted like I was trying to pull some sort of scam. So I have a physical address filed with the state with my registered agent, I have a business PO Box mailing address, and I have a local physical personal residence address, but nope, not good enough, you MUST have an office. Honestly, if they are this incompetent and uninformed, maybe this was a blessing in disguise. You try to do the right thing and support smaller businesses, but sometimes it just does not pay. Meet me half way guys! HUGE waste of time and displays of incompetence.

The absolute worst experience I've ever had. would not recommend ever. My account information was…read moreleaked, I was lied to, then told that you can switch digits on PayPal to use other accounts. I was promised a call back 6 times with no follow through. I finally got reimbursed after multiple calls, then my card was shut off for another week. This is the worst credit union ever. Do not give them your money. I couldn't even close my account after I took time off work to go in person. I had to print out and sign several documents that their call center couldn't even get right. The most frustrating experience I've ever had. DO NOT BANK HERE.

Mikki was referred to me by my realtor, and I feel so lucky to have found her. She helped make the…read morebuying/selling process so smooth by working closely with my realtor and the title company so there were no problems or surprises. Buying a house can be so stressful, but Mikki is extremely knowledgeable and attentive to detail so I felt very much at ease. I've worked with other brokers and lenders in the past, and they were nowhere near as competent or comforting as Mikki. I always recommend Mikki to my friends and family whenever someone is looking to buy or refinance.

We just closed are home loan with Mikki after having multiple terrible experiences with other…read moremortgage brokers and lenders. Mikki was absolutely amazing and didn't stop helping us until we got our loan! She kept with it and never gave up on us! I couldn't be more thrilled to of worked with her and will refer her to everyone I know. Mikki is extremely personable, kept constant communication, stayed positive and confident, and is a wealth of knowledge. You just can't go wrong working with her!

If you are looking for a Mortgage Broker that will give you OUTSTANDING, EXCEPTIONAL service Dale…read moreBreckel is your man! His sincerity, loyalty and knowledge is phenomenal. He deserves more than a FIVE STAR rating.

From the owner: First Foothill Mortgage offers Auburn, CA Mortgage programs to fit your budget. For practical and…read moreknowledgeable advice and options, give us a call.