This team is through the roof! Super A+ team that is very accommodating. I have gotten 2 home loans and done a refinance through this company and I never thought it would be so easy. Ryan and his team are very professional, and always kept me informed through the entire process. I really appreciated how they worked well with my realtor and even went above and beyond to contact the selling agent to verify my loan status. They do everything they can to make sure you are well taken care of and make sure you not only get a great loan you want, but make sure you get the house you want too! And my interest rate was even lower than expected!!! I wouldn't trust any other company to find me the best mortgage possible. The team always made themselves available to me, through phone, email, and in person! Thank you team Rivera!! read more

Ryan Rivera Team - Mortgage Brokers Near Me - Auburn, California

I had an opportunity to work with Ryan and Chris and the whole team, and purchased my first home through them. Chris and I started working on this two years ago and he guided me all the way through the process, keeping open communication and very direct about what needed to be done on my end to make it happen. I recommend this company to everyone, they are very friendly and take you step by step through this process. Thank you Finance of America!!! read more

I was referred to Ryan through a local business associate. Although I was going into the experience knowing I'd be well taken care of, Ryan Rivera and his team far exceeded my expectations. I own and operate a property managment company so excellent communication and quick response time are a must for me. Ryan and his team were always very responsive and kept me informed every step of the way. Because I've purchased real estate in the past and work in the industry, I'm very familiarly with the process. However, Ryan's process was very new age sending me streamlined email updates when appropriate and allowing digital access to everything making the distance between us a non issue. To top it off, Ryan is just an incrediable, kind hearted, and caring person. He truly wants the best you. I will always recommend him as much as I can! Thank you! read more

I am so glad that we used Ryan and his team to refinance our house. The process was simple and smooth. We had fantastic communication. Ryan, Nick, and Jennifer answered all of our questions and kept us updated with weekly status reports. My husband and I are super busy (like most people) and were worried that this process was going to be frustrating. It was not! I would highly recommend their services. read more

I wish I had more than 5 stars to give. I want to start out by personally thanking the whole team at Finance of America in Auburn CA. You are more than a mortgage company to us, you are our friends, people we know genuinely care about us and we can continue to have in our life's forever. Now for our story... when my husband and I saw how everyone ranted and raved about Finance of America and our own research turned up nothing but 5 stars on multiple pages, we knew thats who we wanted to start with. I do not regret it one bit! We knew we needed a good team! We did not have perfect credit and we were using a VA loan, which can be more foot work and more tricky. When we walked in the doors we were promptly greeted by a sweet woman who asked how we can be helped, she offered us coffee and water and ran to get someone who could help us. Chris Konen came out and asked a little about what our goals were and immediately got to work. We had pre approval that evening with an amount to stay within. He recommended an amazing realtor that called us the next day and we began shopping! Chris Konen, our realtor and us, were in constant connection. We knew everything going on with the loan process and the home we made an offer on. We would get a call from Chris, then our realtor to tell us exactly where we were at and what we needed to do. It was so simple and stress free. As first time buyers, using a VA loan, we knew nothing! They made it to where we didn't even have to think! We had a 30 day typical escrow. When it came towards the end they noticed left over money (sellers credit) that would not otherwise be used. They immediately called and told us what they had in mind and were able to lower our interest rate another half a point! They didn't have to do that (it wasn't their loan/payment afterall) I was shocked they chose to care enough about us to go the extra mile! We closed with no issues at all and are moving this weekend! Thank you Chris, Ryan and Kristen for all your hard work for us! It didn't go unseen or unappreciated! read more

I recently worked with Ryan in closing a home and it was a fantastic experience! His knowledge of the market was invaluable and proved beneficial in a seamless, timely closing. Would highly recommend Ryan! read more

As a local real estate professional, I've worked with Ryan on various private appraisal assignments. Ryan is always highly professional, considerate and communicative through the process. I highly recommend Ryan and his team! read more

We have nothing but good things to say about our experience with Ryan & his team! They were friendly, knowledgeable and always timely! They moved our loan through extremely fast (we were 5 days ahead of escrow closing!) and were kind, patient & thorough with walking us through the entire process. Highly recommend Ryan & his team. read more

We have had Ryan do a number of loans for us. From refinance to new home loans, he is fantastic. He stays in communication through the entire process, keeps it simple and straight forward, and there are never any surprises. I would HIGHLY recommend Ryan to anyone who is in need of loan advise and processing. He has been an incredible sounding board for us even if the advise means we don't complete a new loan. Many of my friends and family have used him too! read more

My close friend found the Rivera group, and we were her REALTOR buyer representation for a home in Auburn ... I had no previous experience of the Ryan Rivera team. From day one, this amazing team was confirming receipt of emails, providing concise and clear updates, and ensuring all items were understood by buyer and all parties involved, were up to date where we were in the process from day one to closing. Sometimes teams, there's a disconnect that occurs in updates, but the Ryan Rivera team, they have the system dialed in to ensure all parties are educated on updates, and they communicate reactive to how you want to receive updates. If you're in need of a purchase for your next home - I wouldn't hesitate referring this fantastic team. read more

I couldn't be happier with Alpine. Ryan has been helping me with mtgs. and refis almost 20 years. He never disappoints!! All of the associates I worked with were pleasant, helpful and easy to get ahold of. When I go to Ryan, I don't stress as I know it will be done ethically and correctly. Highly recommend him! read more

Horrible experience. We paid extra for an "expedited" loan closing because we had to be out of our current house in a short time frame. The "expedited" loan took longer than most normal loans our real estate agent had seen and we wound up homeless for two weeks. The property we were buying was somewhat unusual due to it being multiple legal parcels. First we were told this would be fine...then that it wouldn't be possible...then I did my OWN research and explained to Ryan (and his assistant) how it actually was possible. Then there was a miscommunication with the Title company about a particular aspect of our loan that should have been routine and, long story short, we spent $500 consulting with an attorney only to find out, woops, everything was fine after all. Poor communication, poor delivery, just all around terrible experience. read more

I recently had the pleasure of working with Ryan Rivera and his team at Finance of America and I can not say enough good things about my experience. They made the home buying process seamless. Communication was wonderful and we were able to close escrow on time. I highly recommend Ryan and his team! read more

Ryan and Team were fantastic once again with our recent Refi loan! Even with a complex property that took lots of extra time, they were very patient and came through to help us lock-in years of savings. I wouldn't take my home loan business to anyone else! read more

Awesome team, super friendly staff. Ryan is the best- totally explains every detail and every scenario, wants you to get all terms, to know what you're getting into, and to be able to get into a home! This team has heart! read more

Ryan helped me qualify for a USDA loan. This was my first (last?) home purchase. He is prompt, professional, ethical and courteous. He made the whole process as painless as possible, and was very clear when I asked him a million questions. read more

There is no other Mortgage Broker you should be using! It doesn't get any better than Ryan and his team. He is honest, personable, pays attention to every detail and keeps in constant contact. He takes the stress out the loan process. You guys are THE BEST! Thanks so much! read more

Ryan and the Alpine Mortgage team took excellent care of us! Their communication was prompt and efficient. Our loan went through flawlessly and Ryan helped us to get into a dream come true place to be. Everything closed beautifully and on time. Would definitely recommend and will use again! read more

Recently purchased a home in downtown Auburn with the assistance of awesome REALTORs Steve + Heather Ostrom and the Rivera team. A couple of things stood out while working with the Rivera Team: 1. While I searched for a home (more than six months), Nick respectfully checked in with me and talked to me about different loans. 2. Once the process began, Nick was available to speak with my Realtors and the listing agent, answering questions immediately to help me in the bidding process. 3. Once the loan process began, I was pleased to see the blue arrows in each email letting me know exactly where I was in the process. It was very helpful in understanding the sometimes complicated world of mortgage lending. 4. Ryan and the team followed up with congratulations calls and asked for feedback. They along with the stellar REALTORs Steve + Heather Ostrom made what can be a stressful time painless. Thank you, Rivera team for your effort and hard work. You did an Awesome job, and I will be delighted to recommend you to anyone. read more

If you are looking for a lender, look no further! I found Ryan & team online and from my first contact to the very end, they were wonderful. The team works great together, everyone knows what their role is, and they communicate with you and all realtors through the entire process so everyone is on the same page. They have great fees, the rates were competitive, and the service will just amaze you. I primarily worked with Nick and Kristen and I couldn't be happier with them. While I was purchasing my new home, I was selling as well and I wish my buyers had used Ryan and team because the difference in service between the two lenders was like night and day. Nick even helped us out by explaining the process of my buyers loan (they had a special first time home buyers loan) because we couldn't get any answers out of their lender. If you want a smooth transaction that's headache free, contact this team! read more

Team Rivera was AMAZING from start to finish!... No surprises - Great communication - Very organized! Ryan and his team walked us through the entire process and were with us every step of the way. They always explained everything in detail and presented us with all of our options, so that we were comfortable and knew that we were making the right decisions. THANK YOU TEAM RIVERA!!!! read more

Ryan Rivera and his Team are the best. We have complete trust and confidence in them. We appreciate their professionalism and expertise, and we HIGHLY recommend them. I know we will return in the future. Great job Ryan and Kristen!!!! read more