We just wrapped up our fourth mortgage with Mark Raskin and his team. Zero complaints and you won't…read morefind anyone that won't work harder than they will.

I worked directly with Mark Raskin as a first-time homebuyer, and unfortunately my experience was…read morevery disappointing. The most frustrating part was not my credit score itself, but the lack of proactive guidance. Before my mortgage application, I believed my credit score was much higher than it actually was. Once my credit was pulled, it became clear that there was a significant gap between my expectations and reality. However, I was never proactively informed about the situation, its impact on my mortgage options, or potential remedies that might have been available. I later learned about rapid rescore through my own research rather than from my lender. Given my credit profile, this was something I believe should at least have been discussed. Instead, I remained unaware of important information that could have affected my decisions during a very time-sensitive period. When I later reached out with questions, I did not feel supported or educated as a first-time borrower. Conversations often felt rushed and dismissive, and I was repeatedly told that I could simply refinance later. While refinancing may be an option in the future, it is not free, effortless, or a substitute for helping borrowers understand all available options before closing. As a first-time homebuyer, I expected more proactive communication, guidance, and attention to detail. Unfortunately, that was not my experience.

This business can really pull things together in a pinch and provide personalized service where I…read moredon't think larger chain banks and lenders would be able to. I have been a Colonial customer for years due in no small part to the fact that they service their own mortgages so your loan won't be sold around in investment packages constantly with you not knowing who owns the note to your home from year to year. They have been consistent with my escrow account to where adjustments were not needed as well. My main reason for this review though is that we just closed on buying a new home and used Colonial again. Things were getting shaky as to whether we were going to close on our home on time and we felt like our home deal might fall through if our closing got delayed. I contacted the company vice president John Farrell and things started flying faster than could ever have been expected by my wife and I. After a few whirlwind days we ended up closing on time and are very excited to be moving into our dream home. I don't think that if we were doing business with one of the "Too Big to Fail" banks that we could have received this kind of assistance and we would definitely recommend going with Colonial for anyone's mortgage needs.

I cannot say enough good things about Pat Hartis - my loan officer at Colonial Mortgage. Although…read moreI live in Austin, I called the main # and was lucky enough to be connected to Pat. I had been in process of refinancing my house with another lender, but it wasn't working out as expected and taking too long, so I cancelled that loan. I was a Colonial customer - had my current mortgage with them, but my earlier experience with the loan officer assigned to me in an Austin office left a lot to be desired. I'm glad I took a chance and called the main # in Fort Worth. Pat took all the info over the phone, locked in my rate that day, had the papers sent to my home that week. She set up the closing at the nearest Colonial location to my office, where Susan Mills (the title agent) did a great job of completing all the paperwork with me over my lunch hour. The entire process, from the first phone call to the closing, took 24 days. Everything went so smoothly, and I attribute that to Pat's expertise and knowledge. I have been through several home mortgages and refinances with other properties in the past, and this was the absolute best experience I have had to date. No matter where you live in Texas, if you need a loan officer, I would recommend giving Pat a call - you can find her phone # on the Colonial Mortgage website. All loan officers are not "created equal" - Pat is exceptional!!!

Cristina was awesome to work with. Our deal was on the verge of being terminated due to the…read moreprevious lender not being able to get my client funded...Cristina stepped in with only 2 weeks left before closing, in the middle of the holidays, and was able to save the day getting my buyer approved. 10 out of 10 would recommend using Cristina for your home loan.

Cristina is a true gem she was so helpful and amazing from start to finish. She made sure I…read moreunderstood everything and was never surprised throughout the process highly recommend her for your peace of mind!!

We have worked with Kimi and her team for years and we keep coming back. Just recently we were…read moreworking with her team on our home equity loan! Our situation required some extra research and effort, and they truly went above and beyond to help us get everything figured out. Thanks to their hard work, we were able to secure financing to help grow our business. We're incredibly grateful for their dedication, communication, and willingness to find solutions. We look forward to working with them again!

Kimi was recommended to me and my wife by a friend. I'm beyond grateful and happy that we chose to…read morework with Kimi. Every part of the home-buying process with Kimi and her team was great. In our first meeting, Kimi made the time to connect with us after the 5pm hour because of our work schedules. Kimi then answered all our questions and walked us through the home-buying process from start to finish. As first-time home buyers, this was incredibly important. I always felt like my questions were heard and I was provided clear and consistent communication. Also, Kimi took the time to create several different projections that worked within our budget. Each conversation I had with Kimi showed me the level of care she had for her client's needs and that she was always willing to be transparent and honest about next steps. Throughout our home-buying process, I worked with a few people on the Kimi Does Mortgages team. Each person I connected with had the same level of respect, support, and attention to detail that Kimi provided in our first meeting. I specifically had many conversations with Lily in the later stages of our home-buying process. Lily has been a great resource to me and my wife she always took the time to walk us through all the different mortgage language and helped us to truly understand the numbers on the many documents we had to review. Lily went above and beyond to pick up the phone or give me a prompt message back whenever I had questions. We had one issue obtaining a document from my wife's work. We mentioned this to Lily, and she immediately got creative and provided us with some alternative options that helped us get the correct document. Also, I worked with Garrett a little and he was very nice. He provided streamlined communication to ensure the process was flowing on the appropriate timeline. We are so appreciative of all the work and countless hours that Kimi and her team put in to ensure that our home-buying process was as smooth as possible. When we started to look at mortgage companies, I had heard many horror stories about bad experiences, and I'm happy to report that because of Kimi and her team, we didn't run into any issues. Instead, we felt in control and supported each step of the process. Overall, if you are looking to buy a home I highly recommend you go with Kimi Does Mortgages. Her team is incredible and you will be grateful you chose to work with her.

I just wanted to take a second to brag on our fabulous Lender George Raymondo. Without his…read morepersistence, knowledge, faith, guidance, and patience with our terrible realtor we would have never made it through. George made the impossible happen and 2 years later we are living in our dream home raising a family and all thanks to this amazing man. George we are forever thankful for you and appreciate you more than you will ever know! God bless you! Danielle & Justin F.

American Financial is very responsive and professional from the beginning to the end of the…read moreprocess! Highly recommend!

I was referred to Shane by a friend bc I was in a pickle with my current mortgage broker who had…read morebeen jerking me around for months, delaying our close date month after month. I presented my situation to Shane on a Monday at 9PM, and he had me CLOSED in 13 business days!! He clearly knew what he was doing, and was able to work fast w his underwriters to get the job done! I would recommend him to anyone. He was very fast replying to texts and emails, and so was his support staff. Bravo

Shane and his team did a phenomenal job! His expertise in the field of mortgages is second to none…read more He met every deadline as promised and stayed in constant communication throughout the process. We couldn't have asked for a better experience. Thank you Shane!

I can't say enough good things about Joy Bates and CrossCountry Mortgage. We bought our first home…read morein March of 2015. Joy was there every step of the way to make the process as painless as possible. Fast forward to March of 2020; Joy saw how much lower the rates were and called me out of the blue to recommend a refinance. We were able to go from a 30-year loan to a 15-year loan with only a slightly higher monthly payment. You will NOT get this kind of customer service and personal attention with a larger bank or big box lenders! She did such a good job that I recommended her to one of my good friends, and he was able to do the same thing I did. If you're thinking about buying a new home or doing a refinance do not go to anyone else, use Joy and CrossCountry Mortgage!

I have had the pleasure of working with Chad and Joy and the Legacy Team over the past few years…read more It is always a pleasure to work with people of such high integrity who truly value the customer.

Linda went above and beyond and saved out home purchase! without her dedicated hard work, we would…read morehave lost the purchase. Thank you Linda for all you do!

We came to Linda Mister-Owens on a referral from our trusted Realtor (see separate review). She…read moresaid "Call Linda. In all the 2+ years I've known her, if she says she can do the loan, she delivers 100% of the time." That was all that we needed. We called her, gave her our scenario, and she told us she could do the loan. Our home contract had gone belly up when our previous lender had missed our closing date on December 9th. Linda and her incredibly experienced team worked diligently to get us in the home in record time. They even had roadblock after roadblock with the previous lender, including ethical issues that Linda coached us through. And she still managed to close on our house 10 days later. I still don't know how she did it, but she pulled out all the stops and made it happen, with the primary goal of getting our family in the house in time for Christmas. A wonderful group, and seriously, the best Loan Officer EVER. She completely has our loyalty! THE GOOD (Not all inclusive) Very quick response time Incredibly experienced Has Underwriter experience, so knows exactly how to package your loan for the UW Digital documents (via Docusign) Cares about her customers (as does the whole team) Large team = always covered when anyone is out of the office A trusted advisor Loan types: FHA, VA, CONVENTIONAL, JUMBO, USDA, BOND LOANS, TEXAS VET and many others All types of refinances, etc. THE BAD Not a darn thing!

I've used Patricia for two home loans (one in Texas, one in Oklahoma) and one home re-finance. She…read morewas originally recommended to me by my realtor. Patricia is very thorough in explaining every part of the home loan and re-finance processes. She takes the time to ensure you understand what's going on instead of only sending status updates like some other loan places. In addition to her detailed communication, Patricia responds to emails, texts, and calls lightening fast. I appreciate her work style as that's how I operate in my daily job as well to maximize customer satisfaction. I will continue to partner with Patricia on all of my home loan/re-finance needs in the future and highly recommend her!

helped us refinance, would work with her again. She contacts us when rates go down and works with…read moreuse to get everything ready to re-finance, have saved thousands of dollars with her help.

I found these amazing folks after looking at the reviews on here of many other lenders. It appeared…read morethat some of the most advertised companies on TV had the worst reviews and horror stories. I quickly realized that Brent's 5 star review history is a real rarity in this type of business. Brent's team worked hard to make us feel like we were buying the most expensive house on the planet. Anytime we had a question no matter how big or small we got an almost immediate response. They gave us all our options in financing our new home and took the time to explain to us the pros/cons of each of them. I have zero hesitation in recommending them to anyone looking to purchase a new property. When the time comes (many, many years from now) that we are looking to purchase another home we will definitely give Brent a call.

Justin Smith helped make our home buying process very easy and efficient. I shopped around a lot…read morewith a variety of lenders and none of them came remotely close to the client service that Justin provided. While other lenders were reactive, Justin was proactive, always available, could always explain things clearly and timely, and provided very competitive rates. Our closing process was smooth and easy. Definitely recommend to anyone looking for a great lender.