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    A Better Choice Mortgage

    5.0 (1 review)
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    Amica Mutual Insurance Company

    Amica Mutual Insurance Company

    (20 reviews)

    Do Not trust Amica!! I've been a customer for almost 20 years. I've been trying to unwind massive…read morepolicy renewal price increases with no success until this week. Finally discovered (after 18 freaking months of phone discussions) they had begun to charge me for fault in an accident 5 months after accident occurred and was declared as other driver's fault!! In addition, I discovered through a policy addendum dated 2023, that they charged me over $500 on my policies because I had "too many department store credit cards, account open too short of a time". What the actual F$%^!!! How can they deem me an "increased risk" for car and house insurance because I opened a Sephora card???? I'm livid and will never trust them again. This is your warning to comb through your policy documents!! I'm leaving Amica for Travellers. I suggest you run from Amica!!!

    While I cannot speak for everyone's experiences with Amica, I also cannot agree with the low…read moreaverage rating of Amica's Colorado office as of this writing. It just does not reflect the absolute exceptional service they have provided me and my family for a long time. Insurance is really only as good as the service you receive when you need it. This is where Amica really shines. Since my first Amica auto policy in 2002, I've had at least three accidents while covered by them. In each of these cases, the service was extraordinary, with support from the claims handlers every step of the way. Those accidents have resulted in temporary surcharges, which is to be expected, and Amica clearly explains the factors leading to any "points" one may accumulate (not to be confused with state driver license points.) In my state, Amica also uses a credit-based risk model heavily weighted - par for the course with auto insurers these days. I live in Colorado, and although my vehicles are older, I find that premium glass coverage is a must here. Mountain driving is full of stones and other hazards! Their coverage for glass is fantastic - they partner with Safelite as of this writing, and have repaired and replaced windshields for me with no issue, often approving the OEM option without issue. Each year I obtain quotes to understand if my premiums are competitive, and for me at least, Amica is a terrific value. With the 20% dividend (while not guaranteed) factored in, they are usually less expensive for me than a comparative policy from brand-name national insurers like Geico, Progressive and State Farm. I do bundle my home coverage with them, full disclosure, and that helps.

    A Better Choice Mortgage - mortgagelenders - Updated May 2026

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