I recently purchased a new home and want to share my experience with Megastar Financial and in…read moreparticular, Jonathan Kelly. I used to work with Jonathan and had worked with him to refinance a home I owned years ago and remembered the professionalism, the honesty, and the candidness of the transaction. His experience in mortgage lending truly makes him an asset to Megastar Financial. The Denver market is competitive. I worked with Jonathan to obtain pre-approval on a loan within my price range and to obtain a lender letter in order to ensure the seller knew I was qualified to buy the property, and to ensure the seller knew I was serious about buying the property. Once I found the home right for me, my real estate broker and I worked with Jonathan to make a competitive offer. During the close process, Jonathan helped me to lock into an insanely low interest rate (much better than I expected) for a 30 year fixed mortgage, and he worked on his end to communicate with my real estate agent, the underwriters, and the title company. I really appreciated Jonathan's advice, his frankness, and his continued communication and concern to ensure the whole process progressed as smooth as possible. Buying a home is a stressful process and Jonathan Kelly and Megastar Financial worked together as a team to ensure the transaction was as stress free and as good an experience as shopping for a new home should be.

Jonathan Kelly was a rock star. Always super organized, friendly, on the ball, and sent regular…read moreupdates to make sure our home buying/selling process went smoothly.

Andy and his team were great! He took time to answer every question I had throughout the process…read more His team made a sometimes not so fun process into an always fun process. They were always super upbeat and in a great mood! The transparency and willingness to help was key! Every time I called in they either answered or called me back promptly. My wife and I are beyond pleased with our experience. We Highly recommend Andy and his team!

Andy is the guy you want when shopping for a home. In this market, you want a lender who can close…read moreon time and Andy was able to get it done under 30 days! Andy's customer service goes one step further. He made personal calls to the seller's agent to ensure them that I was a qualified buyer and that he can close on time. This type of personal touch sets Andy apart from other lenders and it will help you get your offer accepted. Overall, amazing customer service that will make already stressful home buying a smooth sailing! Don't hesitate to give Andy a call. He can definitely give you competitive rates AND superb customer service which is a combination hard to find.

Easily the most competent lender I have ever had the pleasure of working with! Joey and his team…read moremade my home purchase easy, treated me like family, and they have even followed up to ensure my continued satisfaction. It wasn't hard to immediately feel like part of the family. All communications were prompt, questions immediately answered, and follow-ups were clear and informative. Highest recommendation!

I've never had such a terrible service experience with a mortgage company. After we closed, they…read morewere supposed to mail us a servicing package but it never showed up. I mailed in payments using the information we were given at closing, but kept trying and failing to get an online account set up. Four months later, I finally got through to someone in the servicing department and they informed that they had already sold our loan to another company and that they wouldn't be taking our payments anymore. If I hadn't called about the online account issue, we would have never known that anything had changed or that we needed to send payments to somewhere else. Shouldn't they have to disclose when they sell your loan?? Edit: We found out that they had been mailing our statements and disclosures to the wrong address. When the mail kept getting returned to them for 4 months, they never reached out to us. Despite providing our mailing address at closing, Loan Depot mailed everything to our physical address (to which the USPS will not deliver mail). They transferred our loan from the California office to New Jersey office about a month after closing, but I never got the notice so I kept mailing payments to the California address which apparently was very wrong (and "amazing that your payments still got through" according to the service department). Even after the inter-office transfer, no one reached out us to ask why everything they mailed us kept getting returned by the USPS as un-deliverable mail. Unbelievably poor handling of the situation. Edit #2: After calling twice to confirm that they had corrected our mailing address, we are now receiving forwarded mail that they're sending to an old residential address that we have never used for mail. This address was never mentioned in any of my phone calls by either myself or the service representative, and I have no idea why they chose to start using it or where it came from. What a mess!

Above and beyond doesn't even begin to describe our experience with Justin. He often exceeded his…read morejob responsibilities as our loan officer. Being first time home buyers, we were very nervous with the whole process, but Justin was very patient and walked us through everything. He explained things in so much detail that we almost feel like experts ourselves after this experience. We would absolutely recommend Justin to anyone who is looking to buy a home, whether you're a first time home buyer or not. He genuinely cares about his clients and delivers the best service to make sure your experience is as smooth as possible. Not to mention, he probably will find you the best rate there is on the market! Thank you, Justin, for making our first home purchase possible! Binhan and Mikhail

Justin is the best mortgage broker you can get! He is very knowledgeable and wants to help you get…read morethe best deal you can! He helped my husband and I purchase our house last year and we just refinanced it with him 8 months later! He kept tabs on everything to let us know when we could refinance and save money! The entire process from start to finish both times we worked with Justin were seamless and fast. He really cares about his customers and is always on top of whatever needs to be done. He is the best broker out there and will do whatever he can to help you! Thanks again for everything Justin! I'm sure we will be refinancing soon enough!

This is my second transaction I've done with Home Savings Realty. I worked with Michael and have…read moreto say he's one of the best agents I've done business with. We have a large portfolio of rentals, so we've done quite a few transactions over the years. My first transaction with Michael was fairly simple: selling an investment property. Very easy and professional. My second transaction was with a completely unreasonable buyer and agent. Michael remained calm and professional throughout the entire process, even with the exact opposite on the other side. Can't say enough good things about the process. I think Home Savings Realty is way ahead of the game in terms of where real estate is heading. They understand the world is changing and have a great business model for how real estate is done today - now that we have the internet. Strongly recommend and we'll be back!

Just worked with Kellen and was totally impressed with his experience and insights. Highly…read morerecommend him and Home Savings Realty. I know some refer to this as a "Discount Broker", but if you are willing to do your own showings and a little work you can save a LOT of money and Kellen has been there for all our questions. We sold our property in 9 days when the average in our area was over 90, don't let other realtors scare you as they will try and do. We did pay the buyers realtor for doing absolutely nothing, if you are lucky enough to find a buyer that doesn't have a signed Buyers Agreement, you can actually save $20k - $35k. Kellen also does Full service as well. Can't say enough good things about working with him.

Honestly, I really regret working with this realtor…read more He was late to the viewing by almost an hour, didn't apologize, and the apartment looked nothing like the photos -- old floors, strong damp smell, and a locked balcony he brushed off as "no big deal." When I asked about documents, he dodged the questions and tried to pressure me into a clearly overpriced deal. Felt like he only cared about his commission. Would not recommend at all. Wasted time and nerves.

Robert Hryniewich is an AMAZING realtor. He's positive, professional, meticulous and direct;…read morespecialized with a cool & calming demeanor. Additionally, Robert has over twenty years of experience in real estate. We followed all of Robert's Advise and our home sold within (3) weeks! If you are seeking a no non-sense professional realtor, call Robert Hryniewich!

Another successful close with, Nicolle Clement. As always, she was very professional and easy to…read morework with on this transaction. I was the lender on the deal and couldn't be more appreciative! Thanks again, Nicole!

This review is for Ben Ellefson, who was the real estate agent who helped me buy my first home…read more So, like all first time homebuyers, I was scared and confused about buying a home. My manager recommended Ben, since she had worked with him to purchase her rental property. Ben and I met for coffee and just talked about me and what I like to do and what kind of person I am. From that, Ben was able to better pinpoint the kind of place I was looking for. We actually looked at my perfect house the very first day we viewing! We went viewing a second time, to look at my house again and some others that were similar, so make sure my mind was set on that one, and it was. Ben held my hand through all that mass of paperwork and helped me through an unpleasant situation with a mortgage company and got me closed and moved in for under what I was expecting to pay and got twice the house for it. I'd highly recommend Innovative Real Estate, specifically Ben Ellefson, if you're looking for a property in the Denver Metro Area. He was able to get in my head and find exactly what I wanted, when I couldn't even articulate what I was looking for. That saved a TON of time in that we didn't have to spend days on end cruising houses I wouldn't have been interested in.

After reviewing Mr. Martino's referral list to refinance our home we chose Affordable Interest…read moreMortgage and gave them a call. We were very pleased from the first call to the final signing of all the documents. Our loan officer was Mr. Jared Bouzek. He came to our home to begin the process and make sure we understood how it would work. He helped us with documentation and even called us while he was out of town to make sure everything was going ok. The closing was even at our home. We never had to go to their office, including the closing with Tood. But, it did not end there. He has continued to follow-up to be sure we were set up properly for our first payment and that we received our escrow back from our previous lender. We would highly recommend AIM.

Jared helped me with a cash-out refinance on a rental property in Broomfield, CO. From start to…read morefinish the process was painless and Jared communicated consistently and effectively and answered any questions I had along the way. Jared gave me a heads up on what to expect and followed up more than once to make sure the closing had gone well and to make sure I was set up with the loan servicing company to make my first payment on the new loan. I was happy with the rate and closing costs and we came out ahead of where we expected at the end of the day with the cash received at closing. If you're looking for a mortgage product in the greater Denver area I highly recommend reaching out to Jared to see what kinds of products he can offer.