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    Services - 850Above

    Debt management

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    Agahva Consulting - Office Exterior

    Agahva Consulting

    (10 reviews)

    Vahagn was awesome. I had about 20k in credit card debt that I was looking to settle. Overall, we…read morewere able to get it done just south of 40% of total debt amount. Vahagn was great, we ended up getting the job done at the end of the day and that's what matters. Beware of Lexington Law tho, if you're trying to repair credit. Them boys is no good. Get yourself a secured credit line open at a couple credit unions, that'll do wonders. Just my experience. Score it back around a 650 after it was south of 550 this time last year. As always, the progress feels good. If you're looking to get your debt settled for a fraction of the amount, Agahva Consulting is your go to people. Go for it!

    I have been working with Agahva Consulting since early 2013. My opinion on Vahagn and his work is…read morenothing short of outstanding. He looks to educate you, give you all possible and beneficial options (without pushing you to do something which will not be to your advantage) and finally takes care of all the logistics. Most importantly he was very honest and patient while communicating with me. I am truly glad to have met Vahagn and worked through Agahva Consulting as the opportunity has been able to set a plan towards paying my debt off and doing it in the most efficient manner. Anyone who is interested in getting their debt issues resolved and/or just get educated on financial matters should make the time to sit down and talk to Vahagn, he will prove to be very professional as a business owner and likable as a person as well. Thanks Vahagn for all you do!

    Xpress Credit Repair

    Xpress Credit Repair

    (32 reviews)

    I have worked with Dion off an on for two years and I've had the pleasure of watching his business,…read moreXpress Credit Repair grow! Through it all, I appreciate the care with which Dion has not only improved my credit, but taken time to educate me on how credit scores are determined and provided strategies to improve my credit for life! Please note that although Dion can do some amazing things, to improve your credit requires a partnership...meaning that to optimize your score, you need to do the homework that Dion assigns you!

    Update: I got a Facebook post from Dion, the owner, calling me a BITCH. I never argued with his…read morestaff!! In fact, Lusine was a great help to me but advised me to cut my ties because Dion was doing shady things. They did try to help me but in the end, my credit is worse and they did take my money and deposit my checks twice. Chase CLOSED their account and said the Police are investigating this company. PLEASE BE CAREFUL I usually never write bad reviews but I must be honest with everyone. First of all, I have horrible credit. I went to Xpress Credit because I work in Glendale and I believed they would help me. I gave them $1500 of my hard earned money in increments of $250 for 6 months. In six months I never got an update on my credit. I joined Privacy Guard per their request to monitor my credit. Xpress Credit never returned my calls. I tried to communicate with them to just see where they were on my file but never got any replies. In six months my credit dropped 50 points much of which is my being buried in collections but Xpress didn't help me to raise my credit at all. I have severe financial burdens and asked them to not deposit my checks before their due dates but every time my checks were deposited early causing me to be overdrawn endlessly. I received a very nasty text message from Dion, Glendale Office saying all I cared about was the money I was paying Xpress Credit. That is true but I needed to know where my money was going. Dion also stated in his text message he didn't want my file anymore and I could have a full refund. Refund? Never happened! And they cashed my check dated August 15th on July 31st! ! Obviously, all Xpress Credit cares about is the money because they cashed all of my checks before they were due. Overall, I am hurt and very disappointed in Xpress Credit. By no means am I perfect and according to one Xpress Credit employee, "I have the worst credit collections they have ever seen"!!!! So help me Xpress Credit! !! Nope, just take $1500 from me and don't fix my credit!!! My scores are 50 points lower than when I started!!! Please be careful before joining Xpress Credit. Ask a lot of questions and make sure that you get the services they promise for your money.

    850Above - financialadvising - Updated May 2026

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