To say that the experience was HORRIBLE would be a vast understatement. I had gotten pre-approved through Capital One. I was looking online for a Kia Soul and had seen that Victory had a few in-stock, so we went there on Saturday. After we test drove 2 of them, we went inside to look at the numbers. I didn't mention that I was pre-approved because I wanted to see if Victory might provide me with a better offer. When the sales rep that had taken us out (Barry) came back with the first round of numbers, they were significantly higher than what Capital One had said my payments would be. I told Barry that those numbers wouldn't work. He disappeared and came back with Dimitri. First of all, the price of the car was $13,000, and on the paperwork, it was $13,500. The total, after all the fees, was close to $17,000. The payment estimate from Capital one was $268, and the monthly payment Dimitri came back with was over $500. I told him those numbers wouldn't work, and told him that I had been pre-approved by Capital one. He then began to "explain" to me -- like I was a 4 year old -- that Capital One pre-approved me to get me into the dealership, but that the #s they provided would not be the exact prices, etc. He asked me if I knew my credit score. I told him that I did -- truth be told, I monitor my credit score every month, and I know exactly what it is. The credit score he said he had gotten was 40-50 points less than what Expedia had. I understand that different credit agencies show different credit scores, but this was a significant difference. Dimitri then told me that the pricing he was showing me was from Capital One. He called back to someone and said, "These numbers are from Capital One, right? That's what I thought." I told him that I had never mentioned the Capital One pre-approval to Barry. Dimitri again said, "Yes you did. That's who these numbers are from" and I again reiterated that I had not mentioned my pre-approval. We asked why the price had jumped to almost $17,000, and VERY CONDESCENDINGLY he said, "Have you ever bought a car before??" At that point, my husband and I walked out.
We will NEVER EVER deal with Victory Chevrolet again, and we will be sure to let any and everyone we know what a horrible place it is. I will also be reaching out to Capital One to let them know about the horrible and fraudulent experience we had.
Btw, we went to another dealership and bought a car that same day. They not only honored the Capital One pricing, I received a better interest rate. read more