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    Valley First Credit Union

    1.9 (16 reviews)
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    Services - Valley First Credit Union

    Auto loan

    Mortgage services

    Personal banking

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    10 months ago

    They cash my check easily from work. Always help out with my questions about my account.

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    11 months ago

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    5 years ago

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    3 years ago

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    6 years ago

    Business owner information

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    Valley First C.

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    9 years ago

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    Ask the Community - Valley First Credit Union

    Cornerstone Mortgage

    Cornerstone Mortgage

    (11 reviews)

    I purchased a home recently and also had many questions related to refinancing and different loan…read moreoptions for a refi. The timely and expert advice I received from Robert and his team during this process were invaluable to me. I'm a fan of working with specialists in their field so that I don't have to try and know it all or keep up with it all. Robert is a true professional and knows this business better than anyone else I've met in the mortgage industry. I'm a real estate broker and have seen first hand the broad spectrum of capability and professionalism (or lack thereof) in the mortgage business. The no-nonsense approach and the delivery of market data and financing options by the team at Cornerstone enables the client to better understand what will make the most sense for their unique situation. I was very impressed with the level of knowledge and understanding Robert and his team possess and the great lengths they go through to deliver great service to their clients. Highly recommend!

    Hands down without preamble, Cornerstone Mortgage gets it done. While others brag service job#1…read morecornerstone authored the book. If there's one take away that separates them from this crowded space you can actually communicate with the whole team at any level. Plain English, no double talk. If you're tired of feeling like that squirrel in the wheel house, call Robert Copeland. State your business, discuss the business outcomes and be honest about your goals and expect the best service in the business. Highly recommended!

    Academy Mortgage - Sonora - Academy Mortgage - Sonora

    Academy Mortgage - Sonora

    (4 reviews)

    I would like to thank Academy Mortgage for a great experience in re-financing our loan. I would…read moreespecially like to extend a special thank you to Michelle Camacho for putting up with all of my emails and texts throughout the process. She was very professional and I must say on top of every little detail. Thanks again Michelle! I highly recommend using Academy Mortgage! Robert Colombo Petaluma Ca

    Use a different company…read more After this reply from Academy Mortgage, we contacted the office to reach out to the office manager. Cordially we were promised by the office manager, Andrea Butler that this matter and our concerns would be looked into. At this time emails were offered on our part to validate our concerns as proof of these issues, but the office manager declined them. When asked, it was disclosed that Ms. Hammond has 8 years experience and is not new to this profession. The office manager could not explain at the time why these errors were made by Ms. Hammond other than to add that the computer problems that arose during the time have been fixed. Yes, their computer system had many glitches and was down more than it was up during the time. Our matter addressed phone conversations and email communications between Tammy Hammomd and ourselves. The conversation ended with a promise to contact us again. Our initial review of Tammy Hammond was only acknowledged simply to appear that they care about their customers. It has been a month since contacting the Sonora office and longer than that after filling out the Academy Mortgage in house survey. It is obvious that Academy Mortgage as a company does not care about its customers and our concerns were unheard once the loan process was over. Their lack of response to our concerns shows that customer service is not top priority for Academy Mortgage and the Sonora office.

    Mission San Jose Mortgage

    Mission San Jose Mortgage

    (34 reviews)

    Afsaneh is hard-working knowledgeable and professional loan officer, working with mission San Jose…read morewas a great experience easy as 1 2 3, in a very short period of time I had my home refinance and took out home equity Cash out refinance. I had a great rate very competitive , and bette than all the banks and brokers that have dealt with in the past. In 30 days I was able to refinance my house and ready to start building my ADU with the Cash out proceeds. Mission San Jose and the loan officer Afsaneh, made it very easy process answered all my questions in timely matter and had no delays for my project.. she gave me several scenarios / options to pick from and made my own decision according to my needs. As a self-employed contractor this was a no-brainer to go with mission San Jose and thank you Afsaneh for helping me. I will definitely recommend her and mission San Jose to anyone that is need of the cash out to renovate to add addition or to build ADU, Thank you Vicken Titizian, Precision flooring and installation.

    I initially was trying to do business with other mortgage companies but after a while of searching…read moreI ended up looking at the reviews for this company and was pretty intrigued at the high ratings so I decided to give this a shot. Afterwards I was referred to this mortgage company by my realtor and was connected to Derek Mass. My experience from offer to closing has been nothing short of amazing! Even through times of doubt to almost backing out to eventually negotiating for higher escrow credit, Derek has been with me through every step of the way. He was always receptive and punctual with all my questions, and when it came to the difficult ones he met up with the rest of his colleagues to try to find the best possible answer for me. He was always supportive and respectful of my schedule and availability and really tried his best to give me what I wanted in terms of getting my interest rates fixed, extending the deadlines, etc. His attitude was top notch as well. Would recommend this to ANYONE looking for a mortgage lender in California. Make sure to hit up Derek Mass, he'll make sure to give first timers like me a very accommodating house buying experience.

    Valley First Credit Union - banks - Updated May 2026

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